Community Resource Federal Credit Union Rates and Review January 2026
Compare Community Resource Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Community Resource Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCommunity Resource Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Community Resource Federal Credit Union? Share your experience about Community Resource Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community Resource Federal Credit Union. Overall, Community Resource Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Community Resource Federal Credit Union Latham Office 20 Wade Rd Latham, NY 12110 3520  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Preferred Student
17.990%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Secure Card
13.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPayroll Savings Loan
17.900%
$0 - $500
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Personal Loans
13.490%
$0 - $5,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Community Resource Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Community Resource Federal Credit Union
Website: https://www.communityresourcefcu.com
Full Time Employees: 30Part Time Employees: 0 President: Thomas Ellis CEO: Terry Langlois Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
20 Wade Rd
Latham, NY 12110 3520 Phone Number: 518-783-2211 Fax Number: 518-783-2266 FinancialsTotal Assets:
114,513,483
Total Amount of Shares and Deposits:
100,767,027
Total Shares and Deposits < 1 Year:
88,439,007
Total Shares and Deposits 1 3 Years:
10,577,732
Total Shares and Deposits > 3 Years:
1,750,289
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,305,949
Total Uninsured Shares and Deposits > $250K (F+J):
7,305,949
Total Insured Shares and Deposits > $250K (item 17 less item K):
93,461,078
Total Interest Expense (Sum of items 6 8):
1,813,554
Share Certificates:
1,032
Number of Accounts for Share Drafts:
3,148
IRA KEOGH Accounts:
276
Number of Accounts for Regular Shares:
8,061
All other shares:
7
Non Member Deposits:
6
Money Market Shares:
364
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,188,948
Total Liabilities:
100,450,529
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Community Resource Federal Credit UnionIs a member application needed to join Community Resource Federal Credit Union?Yes, to access services at Community Resource Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Community Resource Federal Credit Union provides a range of mortgage and home equity products. Is Community Resource Federal Credit Union a safe place to deposit money?Yes, Community Resource Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Community Resource Federal Credit Union offer online and mobile banking?Most modern institutions like Community Resource Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.25%, 6-month CD rates at 0.05% and 3-month CD rates at 3.01%. Savings rates are at 0.02% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.31%. Credit Card rates are at 13.24%. Personal Loan rates are at 7.99%. All these rates, and more, can be found in our database of rates which you can compare to 
