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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Coosa Valley Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Coosa Valley Credit Union's savings rates are at 0.05%. Coosa Valley Credit Union's 30 Year Mortgage rates are at 5.50%. Coosa Valley Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Coosa Valley Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.64%. Rates were last updated on 04/19/2026. Coosa Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coosa Valley Credit Union? Share your experience about Coosa Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Coosa Valley Credit Union. 
Coosa Valley Credit Union Savings Rates
Coosa Valley Credit Union Mortgage Rates
Coosa Valley Credit Union Auto Loan Rates
Coosa Valley Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Coosa Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Coosa Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Coosa Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Coosa Valley Credit Union
Website
https://mycvcu.org
Address
2010 Redmond CIR NW,
Rome, GA 30165
Phone
706-235-8551
Fax
706-235-6795
President
Gideon Hartley
CEO
Andy Harris
Full-Time Employees
128
Part-Time Employees
2
Branch Locations
13
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.64%
Return on Assets (ROA)
0.5859%
Return on Equity (ROE)
6.2340%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
709,608,499
Total Amount of Shares and Deposits
639,085,543
Total Shares and Deposits < 1 Year
559,571,669
Total Shares and Deposits 1 3 Years
78,623,836
Total Shares and Deposits > 3 Years
890,038
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,471,443
Total Uninsured Shares and Deposits > $250K (F+J)
36,471,443
Total Insured Shares and Deposits > $250K (item 17 less item K)
602,614,100
Total Interest Expense (Sum of items 6 8)
6,654,061
Share Certificates
1,543
Number of Accounts for Share Drafts
31,754
IRA KEOGH Accounts
735
Number of Accounts for Regular Shares
54,963
All other shares
40
Non Member Deposits
181
Money Market Shares
712
Net Income (unless the amount is already included in Undivided Earnings)
4,157,280
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,982,160
Total Liabilities
653,353,132
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Coosa Valley Credit UnionIs Coosa Valley Credit Union a safe place to deposit money?Yes, Coosa Valley Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6365706583698%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Coosa Valley Credit Union operate?Coosa Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Coosa Valley Credit Union?Yes, to access services at Coosa Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Coosa Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Coosa Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Coosa Valley Credit Union offer online and mobile banking?Most modern institutions like Coosa Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mycvcu.org. Current Coosa Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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