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 Valwood Park Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Valwood Park Federal Credit Union's IRA Term CD 12 Month rates are at 3.56%, IRA Term CD 24 Month rates are at 3.04%. Valwood Park Federal Credit Union's savings rates are at 0.10%. Valwood Park Federal Credit Union's Personal Loan Rates are at 4.50%. MonitorBankRates evaluates the financial stability of Valwood Park Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.59%. Rates were last updated on 04/05/2026. Valwood Park Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Valwood Park Federal Credit Union? Share your experience about Valwood Park Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Valwood Park Federal Credit Union. Valwood Park Federal Credit Union
Valwood Park FCU 1001 E Crosby Rd
https://www.valwoodpark.com Carrollton, TX 75006 7260 
Valwood Park Federal Credit Union CD Rates
Valwood Park Federal Credit Union Savings Rates
Valwood Park Federal Credit Union Checking Rates
Valwood Park Federal Credit Union Auto Loan Rates
Valwood Park Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Valwood Park Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Valwood Park Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Valwood Park Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Valwood Park Federal Credit Union
Website
https://www.valwoodpark.com
Address
1001 E Crosby Rd,
Carrollton, TX 75006 7260
Phone
972-446-0540
Fax
972-245-6783
President
Anthony Kresta
CEO
Ronnye Parma
Full-Time Employees
7
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.59%
Return on Assets (ROA)
0.4376%
Return on Equity (ROE)
4.1616%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
27,275,539
Total Amount of Shares and Deposits
24,283,199
Total Shares and Deposits < 1 Year
24,041,595
Total Shares and Deposits 1 3 Years
241,604
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,615,834
Total Uninsured Shares and Deposits > $250K (F+J)
4,615,834
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,667,365
Total Interest Expense (Sum of items 6 8)
86,304
Share Certificates
52
Number of Accounts for Share Drafts
1,169
IRA KEOGH Accounts
46
Number of Accounts for Regular Shares
2,582
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,239,633
Total Liabilities
24,407,797
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Valwood Park Federal Credit UnionIs Valwood Park Federal Credit Union a safe place to deposit money?Yes, Valwood Park Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5937277481726%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Valwood Park Federal Credit Union operate?Valwood Park Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Valwood Park Federal Credit Union?Yes, to access services at Valwood Park Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Valwood Park Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Valwood Park Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Valwood Park Federal Credit Union offer online and mobile banking?Most modern institutions like Valwood Park Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.valwoodpark.com. Current Valwood Park Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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