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Credit Union Advantage Credit Union Rates and Review January 2026

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Credit Union Advantage Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 0.10% and 3-month CD rates at 0.75%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.14%. Credit Card rates are at 8.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Credit Union Advantage Credit Union rates.

Compare Credit Union Advantage Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Credit Union Advantage Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Credit Union Advantage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Credit Union Advantage Credit Union? Share your experience about Credit Union Advantage Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union Advantage Credit Union.

Overall, Credit Union Advantage Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Credit Union Advantage Credit Union
Main Office
22250 Providence Dr
Southfield, MI 48075 4825
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Performance Savings
4.30%
$0
18-Month CD
3.95%
$2,500
12-Month CD
3.85%
$500
60-Month CD
3.82%
$500
18-Month CD
3.80%
$2,500
48-Month CD
3.75%
$500
60-Month CD
3.65%
$1,000
12-Month CD
3.56%
$200
36-Month CD
3.55%
$100
6-Month CD (Online)
3.50%
$1,000
12-Month CD
3.50%
$1,000
3-Month CD
3.50%
$2,500
Bank Smartly Savings Account
3.50%
$100,000
24-Month CD
3.29%
$500
12-Month CD
3.20%
$500
18-Month CD
3.02%
$500
72-Month CD
3.00%
$1,000
24-Month CD
3.00%
$1,000
48-Month CD
2.55%
$1,000
24-Month CD
2.48%
$500
Digital Direct Checking
2.30%
$500
36-Month CD
2.02%
$1,000
Money Market
2.02%
$2,500
Money Market
1.51%
$2,000
36-Month CD
1.25%
$1,000
24-Month CD
1.21%
$1,000
Super Saver Savings
1.00%
$1,000
High Peaks Money Market
1.00%
$200,000
Passbook Savings
0.75%
$100
Savings
0.75%
$0
Savings
0.75%
$1
36-Month CD
0.50%
$1,000
12-Month CD
0.50%
$1,000
Money Market
0.40%
$0
Passbook Savings
0.40%
$0
36-Month CD
0.30%
$1,000
Savings
0.25%
$100
48-Month CD
0.25%
$1,000
12-Month CD
0.20%
$500
18-Month CD (Business Select)
0.20%
$500
Consumer Fed Funds Money Market
0.10%
$1,000
Star Checking
0.10%
$100
36-Month CD
0.10%
$1,000
Regular Savings
0.05%
$100
Premier Plus Checking
0.05%
$500
Savings
0.05%
$25
Performance Interest Checking
0.05%
$1,500
Premier Money Market
0.05%
$2,500
Statement Savings
0.01%
$10
Money Market
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed Jumbo
5.500%
5.537%
0.000
15-Year Fixed
5.375%
5.479%
0.125
15-Year Fixed
5.375%
5.560%
0.000
5.750%
5.924%
0.000
30-Year Fixed
5.875%
5.978%
0.000
5.500%
5.871%
0.000
20-Year Fixed
5.875%
5.961%
0.125
10 Year Fixed
5.750%
5.883%
0.000
5.625%
5.846%
0.000
30-Year Fixed
6.125%
6.192%
0.125
15 Year Fixed
5.250%
5.306%
0.000
6.125%
6.135%
0.000
10-Year Fixed
5.375%
5.638%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5/6 ARM
5.875%
5.947%
0.000
20-Year Fixed
6.000%
6.097%
0.000
5.375%
6.280%
0.000
15-Year Fixed
5.350%
5.785%
0.000
15-Year Fixed
5.750%
5.943%
0.000
15-Year Fixed
5.680%
5.964%
0.000
15 Year Fixed
5.500%
5.677%
0.000
5.875%
5.927%
0.500
5.625%
5.726%
0.000
6.375%
6.556%
0.000
5.250%
5.452%
0.000
5.300%
5.433%
0.000
15-Year Fixed
5.500%
5.610%
0.000
5.500%
5.736%
0.000
30 Year Fixed
5.875%
5.916%
0.000
20-Year Fixed
5.500%
5.627%
0.000
6.000%
6.006%
0.000
6.250%
6.389%
0.000
4.740%
7.533%
0.000
20 Year Fixed
5.500%
5.640%
0.000
10-Year Fixed
5.375%
5.473%
0.000
5.750%
7.634%
0.000
5.875%
6.170%
0.000
565.625%
5.781%
0.875
5.650%
5.986%
0.000
5.500%
5.556%
0.000
5.250%
5.370%
0.000
5.625%
5.751%
0.000
5.875%
6.029%
0.000
5.625%
6.072%
0.000
5.875%
6.019%
1.000
5.750%
5.758%
0.000
30 Year Fixed
6.000%
6.107%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.750%
5.923%
0.000
15 Year Fixed
6.125%
6.209%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Clarity
15.990%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Gold
9.900%
8.900% - 13.900%
Based upon credit worthiness.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Signature® Cash Back
17.750%
Visa Business Rewards Card
15.240%
Classroom Supply Visa
8.500%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Rewards Student Classic
16.500%
Credit Limit - $500
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Platinum Credit Card
9.500% - 12.500%
16.240% - 27.240%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
14.740%
Security Service Power Rewards MasterCard
18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Academic VISA® Platinum
10.900%
Visa Platinum Preferred Student
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.490%
$0
8.500%
$0 - $6,000
42
Personal Loans Share Secured
5.990%
$0
48
Personal/Signature Loans
11.150%
$0
60 - 60
Personal Line of Credit
12.950% - 18.000%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
Personal Loans
13.450%
$0
60
9.990% - 16.240%
$0
61 - 66
9.200% - 17.950%
$0 - $15,000
60 - 60
13.700%
$2,500 - $5,000
36 - 36
17.900%
$0 - $500
12.990%
$0 - $2,000
24 - 24
Unsecured Signature Loan
9.250%
$0
1 - 24
8.990% - 18.000%
$0 - $30,000
72
Summer/Holiday Loans
9.500%
$0
12.990%
$0
12
Personal Loans
10.000%
$0
1 - 36
Unsecured/Personal Loans
8.990%
$0
15.000%
$500 - $1,500
6 - 12
Line of Credit Variable
16.740%
$0
13.450%
$0
Personal Line of Credit
9.500%
$0
14.200%
$5,000 - $8,000
48 - 48
Gold Star Loan
14.200%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Credit Union Advantage Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Credit Union Advantage Credit Union
Full Time Employees: 4
Part Time Employees: 3
President: Michele Ciokajlo
CEO: Janice Zuchowicz
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
22250 Providence Dr
Southfield, MI 48075 4825
Phone Number: 248-996-6070
Fax Number: 248-849-5391

Financials

Total Assets:
29,050,120
Total Amount of Shares and Deposits:
26,314,345
Total Shares and Deposits < 1 Year:
25,843,686
Total Shares and Deposits 1 3 Years:
413,181
Total Shares and Deposits > 3 Years:
57,478
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,708,891
Total Uninsured Shares and Deposits > $250K (F+J):
4,708,891
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,605,454
Total Interest Expense (Sum of items 6 8):
54,332
Share Certificates:
91
Number of Accounts for Share Drafts:
1,244
IRA KEOGH Accounts:
48
Number of Accounts for Regular Shares:
2,726
Non Member Deposits:
5
Money Market Shares:
116
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
-107,000
Total Liabilities:
26,824,413
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Credit Union Advantage Credit Union

Is a member application needed to join Credit Union Advantage Credit Union?

Yes, to access services at Credit Union Advantage Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Credit Union Advantage Credit Union provides a range of mortgage and home equity products.

Is Credit Union Advantage Credit Union a safe place to deposit money?

Yes, Credit Union Advantage Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Credit Union Advantage Credit Union offer online and mobile banking?

Most modern institutions like Credit Union Advantage Credit Union provide digital access including online balance checks and transfers.

Current Credit Union Advantage Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions