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Advertiser Disclosure
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 Listerhill Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Listerhill Credit Union's 12 Jumbo CDs rates are at 3.80%, Roth IRA CDs 12 month rates are at 3.70%, 12 Standard CDs rates are at 3.70%, 60 Jumbo CDs rates are at 3.65%, 6 Jumbo CDs rates are at 3.60%. MonitorBankRates evaluates the financial stability of Listerhill Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.62%. Rates were last updated on 04/19/2026. Listerhill Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Listerhill Credit Union? Share your experience about Listerhill Credit Union by leaving a review below, or read customer reviews before you decide to use Listerhill Credit Union. Listerhill Credit Union
Main Office 4790 2nd St
https://www.listerhill.com Muscle Shoals, AL 35661 1285 
Listerhill Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Listerhill Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Listerhill Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Listerhill Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Listerhill Credit Union
Website
https://www.listerhill.com
Address
4790 2nd St,
Muscle Shoals, AL 35661 1285
Phone
256-383-9204
Fax
256-314-6502
President
Mark Linder
CEO
Brad Green
Full-Time Employees
276
Part-Time Employees
20
Branch Locations
18
ATM Locations
18
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.62%
Return on Assets (ROA)
0.3553%
Return on Equity (ROE)
3.2135%
Non-Performing Loans Ratio (NPL)
0.67%
Total Assets
1,407,169,925
Total Amount of Shares and Deposits
1,256,460,165
Total Shares and Deposits < 1 Year
1,176,630,223
Total Shares and Deposits 1 3 Years
58,496,097
Total Shares and Deposits > 3 Years
21,333,845
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
86,576,234
Total Uninsured Shares and Deposits > $250K (F+J)
86,576,234
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,169,883,931
Total Interest Expense (Sum of items 6 8)
21,989,079
Share Certificates
8,214
Number of Accounts for Share Drafts
54,809
IRA KEOGH Accounts
4,796
Number of Accounts for Regular Shares
99,236
Money Market Shares
2,122
Net Income (unless the amount is already included in Undivided Earnings)
4,999,651
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
150,615,971
Total Liabilities
1,302,453,070
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Listerhill Credit UnionIs Listerhill Credit Union a safe place to deposit money?Yes, Listerhill Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6190586365016%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Listerhill Credit Union operate?Listerhill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Listerhill Credit Union?Yes, to access services at Listerhill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Listerhill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Listerhill Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Listerhill Credit Union offer online and mobile banking?Most modern institutions like Listerhill Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.listerhill.com. Current Listerhill Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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