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CSD Credit Union Rates & Review March 2026

CSD Credit Union's 6 Month CDs rates are at 4.00%, 12 Month CDs rates are at 3.85%, Youth 12 Month CDs rates are at 3.85%, 24 Month CDs rates are at 3.75%, 36 Month CDs rates are at 3.75%. CSD Credit Union's savings rates are at 0.35%. CSD Credit Union's money market rates are at 0.90%. CSD Credit Union's Personal Loan Rates are at 4.30%. MonitorBankRates evaluates the financial stability of CSD Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.11%. Rates were last updated on 03/25/2026.

CSD Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CSD Credit Union? Share your experience about CSD Credit Union by leaving a review below, or read customer reviews before you decide to use CSD Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.11%
Excellent Lower than avg
CSD Credit Union
CSD CREDIT UNION
8510 E BANNISTER RD
KANSAS CITY, MO 64134 1841
https://www.csdcu.org
Member NCUA

CSD Credit Union CD Rates

Product Rate APY Term View More
6 Month Certificates 3.94% 4.00% 6 Month
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
12 Month Certificates 3.80% 3.85% 12 Month
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Youth 12 Month Certificates 3.80% 3.85% 12 Month
Min Balance $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
24 Month Certificates 3.70% 3.75% 24 Month
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
36 Month Certificates 3.70% 3.75% 36 Month
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
48 Month Certificates 3.70% 3.75% 48 Month
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
60 Month Certificates 3.70% 3.75% 60 Month
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

CSD Credit Union Savings Rates

Product Rate APY View More
Holiday Savings 0.35% 0.35%
Min Balance $10
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Share/Savings 0.35% 0.35%
Min Balance $10
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Youth Savings 0.35% 0.35%
Min Balance $10
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

CSD Credit Union Money Market Rates

Product Rate APY View More
High Yield Money Market 1.50% 1.50%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
High Yield Money Market 1.10% 1.10%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
High Yield Money Market 1.00% 1.00%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
High Yield Money Market 0.90% 0.90%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

CSD Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.30% 36 Month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Auto Loan - - 4.55% 48 Month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Auto Loan - - 4.80% 60 Month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Auto Loan - - 5.05% 72 Month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Auto Loan - - 6.80% 84 Month
Details As Low As; Loans over $25,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

CSD Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 12.49%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CSD Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CSD Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CSD Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CSD Credit Union
Address 8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
Phone 816-763-4020
Fax 816-966-8743
President FREDA MARKLEY
CEO EDWARD WATTS
Full-Time Employees 14
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.11%
Return on Assets (ROA)
0.5750%
Return on Equity (ROE)
4.8686%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
83,147,243
Total Amount of Shares and Deposits
72,853,878
Total Shares and Deposits < 1 Year
70,881,752
Total Shares and Deposits 1 3 Years
1,815,657
Total Shares and Deposits > 3 Years
156,468
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,249,659
Total Uninsured Shares and Deposits > $250K (F+J)
2,249,659
Total Insured Shares and Deposits > $250K (item 17 less item K)
70,604,219
Total Interest Expense (Sum of items 6 8)
898,035
Share Certificates
749
Number of Accounts for Share Drafts
3,040
IRA KEOGH Accounts
199
Number of Accounts for Regular Shares
6,382
Money Market Shares
379
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,292,187
Total Liabilities
73,326,544
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About CSD Credit Union

Is CSD Credit Union a safe place to deposit money?

Yes, CSD Credit Union is considered a safe financial institution. With a Texas Ratio of 1.1057054085458%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does CSD Credit Union operate?

CSD Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CSD Credit Union?

Yes, to access services at CSD Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CSD Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CSD Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CSD Credit Union offer online and mobile banking?

Most modern institutions like CSD Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csdcu.org.

Current CSD Credit Union Rates

  • 12-Month CD3.85%
  • 24-Month CD3.75%
  • 60-Month CD3.75%
  • Savings0.35%
  • MMA0.90%
Retrieved from our database of financial products. Rates subject to change.