CUP Federal Credit Union Rates and Review January 2026
Compare CUP Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of CUP Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCUP Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at CUP Federal Credit Union? Share your experience about CUP Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CUP Federal Credit Union. Overall, CUP Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans Share Secured
5.990%
$0
48
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Personal Loan
11.240% - 17.950%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have CUP Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: CUP Federal Credit Union
Website: https://cupcu.com/
Full Time Employees: 2Part Time Employees: 2 President: Jared Elliott CEO: Lin Thompson Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
302 E Lakeview Pkwy
Provo, UT 84606 Phone Number: 801-374-1170 Fax Number: 801-374-1172 FinancialsTotal Assets:
9,566,655
Total Amount of Shares and Deposits:
8,485,463
Total Shares and Deposits < 1 Year:
7,162,036
Total Shares and Deposits 1 3 Years:
824,386
Total Shares and Deposits > 3 Years:
499,041
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,956
Total Uninsured Shares and Deposits > $250K (F+J):
2,956
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,482,507
Total Interest Expense (Sum of items 6 8):
183,477
Share Certificates:
245
Number of Accounts for Share Drafts:
207
IRA KEOGH Accounts:
24
Number of Accounts for Regular Shares:
1,116
Non Member Deposits:
4
Money Market Shares:
27
Net Income (unless the amount is already included in Undivided Earnings):
15,426
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
225,285
Total Liabilities:
8,445,863
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About CUP Federal Credit UnionIs a member application needed to join CUP Federal Credit Union?Yes, to access services at CUP Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, CUP Federal Credit Union provides a range of mortgage and home equity products. Is CUP Federal Credit Union a safe place to deposit money?Yes, CUP Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does CUP Federal Credit Union offer online and mobile banking?Most modern institutions like CUP Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.55%, 6-month CD rates at 3.00% and 3-month CD rates at 0.30%. Savings rates are at 0.20% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 5.85%. Credit Card rates are at 16.10%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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