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Del Norte Credit Union Rates and Review January 2026

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Del Norte Credit Union12-month CD rates can be found at 3.82%, 6-month CD rates at 0.45% and 3-month CD rates at 1.00%. Savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 12.95%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Del Norte Credit Union rates.

Compare Del Norte Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Del Norte Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Del Norte Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Del Norte Credit Union? Share your experience about Del Norte Credit Union by leaving a review below, or read customer reviews before you decide to use Del Norte Credit Union.

Overall, Del Norte Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Del Norte Credit Union
Administration
3286 Cerrillos Rd
Santa Fe, NM 87507
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.15%
$500
48-Month CD
4.05%
$1,000
12-Month CD
4.04%
$1,000
36-Month CD
3.90%
$500
36-Month CD
3.87%
$500
12-Month CD
3.85%
$500
18-Month CD
3.75%
$500
48-Month CD (Jumbo)
3.65%
$100,000
24-Month CD
3.65%
$500
24-Month CD
3.61%
$1,000
6-Month Jumbo CD
3.50%
$100,000
18-Month CD
3.50%
$500
6-Month CD
3.49%
$1,000
18-Month CD
3.30%
$500
36-Month CD
3.25%
$1,000
24-Month CD
3.25%
$500
48-Month CD
3.25%
$1,000
18-Month CD
3.15%
$500
60-Month CD
3.10%
$500
18-Month CD
3.05%
$1,000
36-Month CD
3.04%
$1,000
6-Month CD
2.84%
$1,000
6-Month CD
2.60%
$0
24-Month CD
2.50%
$1,000
Money Market
2.43%
$0
48-Month CD
2.37%
$500
48-Month CD
2.28%
$1,000
48-Month CD
2.10%
$500
12-Month CD
2.02%
$1,000
60-Month CD
2.01%
$500
48-Month CD
1.85%
$1,000
60-Month CD
1.51%
$500
Gold Money Market
1.50%
$10,000
High Yield Money Market
1.26%
$1,000
48-Month CD
1.25%
$1,000
Business Platinum Money Market
1.25%
$100
60-Month CD
0.75%
$1,000
Freedom Savings
0.75%
$1
24-Month CD
0.60%
$1,000
Money Market
0.60%
$2,500
36-Month CD
0.35%
$1,000
24-Month CD
0.30%
$1,000
Money Market
0.25%
$0
Prime Savings
0.15%
$5
12-Month CD
0.12%
$1,000
Statement Savings
0.10%
$100
First Savings
0.10%
$0
24-Month CD
0.05%
$1,000
Easy Interest Checking
0.01%
$50
Statement Savings
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.115%
5.787%
1.071
30-Year Fixed
6.125%
6.330%
0.000
30-Year Fixed
5.875%
5.973%
0.000
6.000%
6.000%
0.000
15-Year Fixed
6.000%
6.021%
0.000
15-Year Fixed
5.250%
5.513%
0.500
5.875%
6.118%
0.000
6.000%
6.067%
0.000
30-Year Fixed
6.000%
6.218%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.625%
5.781%
0.878
15-Year Fixed
5.500%
5.617%
0.000
30-Year Fixed
6.125%
0.000%
6.198
6.000%
6.183%
0.000
5.375%
5.512%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.750%
6.161%
0.000
5.500%
5.803%
0.000
5.375%
5.999%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5.375%
5.568%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
15-Year Fixed
5.250%
5.347%
0.000
5.750%
5.801%
0.000
5.125%
5.331%
1.000
4.240%
7.689%
0.000
5.375%
6.097%
0.000
5.500%
5.621%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.500%
5.620%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.875%
5.933%
0.000
6.250%
6.281%
0.000
30-Year Fixed
5.900%
6.072%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.000%
5.080%
0.000
5.375%
5.911%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.375%
5.415%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.500%
5.610%
0.000
15-Year Fixed
5.375%
5.546%
0.000
6.000%
6.148%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.875%
6.190%
1.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
15-Year Fixed
5.750%
5.977%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.750%
5.923%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
14.240%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
9.990%
Prime Platinum Visa Credit Card
11.500%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
16.490% - 17.990%
VISA® Classic
12.960%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Visa Platinum Preferred Student
17.990%
Academic VISA® Gold
15.400%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Academic VISA® Classic
15.400%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Business Select Credit Card Mastercard
18.000%
Academic VISA® Platinum
10.900%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured/Personal Loans
8.990%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
New Signature Loans
8.990%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
9.990%
$0
1 - 60
12.490%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
17.900%
$0 - $500
11.240%
$0 - $10,000
60 - 60
13.740%
$5,000
60 - 60
11.990%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
10.000%
$0
1 - 36
Term Line of Credit 84 months
8.000%
$0
9.200% - 17.950%
$0 - $500
48 - 48
13.990%
$0
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
11.240% - 17.950%
$0
25 - 36
Summer/Holiday Loans
9.500%
$0
Personal Line of Credit
9.500%
$0
13.240%
$0 - $2,000
36 - 36
11.240% - 17.950%
$0
25 - 36
11.500%
$0
48 - 48
14.200%
$5,000 - $8,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Del Norte Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Del Norte Credit Union
Full Time Employees: 209
Part Time Employees: 6
President: Clyde Leyba
CEO: John Molenda
Branch Locations: 8
ATM Locations: 8
Corporate Office Address:
3286 Cerrillos Rd
Santa Fe, NM 87507
Phone Number: 505-455-5228
Fax Number:

Financials

Total Assets:
1,393,245,039
Total Amount of Shares and Deposits:
1,251,083,379
Total Shares and Deposits < 1 Year:
1,225,481,643
Total Shares and Deposits 1 3 Years:
20,059,049
Total Shares and Deposits > 3 Years:
5,542,687
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
194,231,005
Total Uninsured Shares and Deposits > $250K (F+J):
194,231,005
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,056,852,374
Total Interest Expense (Sum of items 6 8):
16,115,980
Share Certificates:
7,764
Number of Accounts for Share Drafts:
39,592
IRA KEOGH Accounts:
1,840
Number of Accounts for Regular Shares:
78,233
All other shares:
28
Money Market Shares:
1,619
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
296,101,774
Total Liabilities:
1,262,090,684
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Del Norte Credit Union

Is a member application needed to join Del Norte Credit Union?

Yes, to access services at Del Norte Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Del Norte Credit Union provides a range of mortgage and home equity products.

Is Del Norte Credit Union a safe place to deposit money?

Yes, Del Norte Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Del Norte Credit Union offer online and mobile banking?

Most modern institutions like Del Norte Credit Union provide digital access including online balance checks and transfers.

Current Del Norte Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions