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Del Rio SP Credit Union

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Del Rio SP Credit Union Rates & Review May 2026

Q: How many branches does Del Rio SP Credit Union operate?

Del Rio SP Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Del Rio SP Credit Union?

Yes, to access services at Del Rio SP Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Del Rio SP Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

Del Rio SP Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Del Rio SP Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.95%. Rates were last updated on 05/15/2026.

Del Rio SP Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Del Rio SP Credit Union? Share your experience about Del Rio SP Credit Union by leaving a review below, or read customer reviews before you decide to use Del Rio SP Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.95%

Excellent Lower than avg

Del Rio SP Credit Union
Del Rio SP Credit Union

106 N Main St
Del Rio, TX 78840

https://www.psecu.com/

Del Rio SP Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	8.99%
Details As Low As; Rates "as low as" 8.99% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 8.99%. Maximum APR is 17.99%. Unsecured loan amounts available from $1,000 to $20,000. Minimum term is 3 months. Maximum term is 84 months. Last Updated 05/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.95%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Del Rio SP Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Del Rio SP Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Del Rio SP Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Del Rio SP Credit Union

Website https://www.psecu.com/

Address 106 N Main St, Del Rio, TX 78840

Phone 830-775-9360

Fax 830-775-0680

President Robert Guzman

CEO Belia Hernandez

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.95%

Return on Assets (ROA)

-0.3250%

Return on Equity (ROE)

-0.8772%

Non-Performing Loans Ratio (NPL)

2.00%

Total Assets

3,386,663

Total Amount of Shares and Deposits

2,118,323

Total Shares and Deposits < 1 Year

2,118,322

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,118,323

Total Interest Expense (Sum of items 6 8)

3,881

IRA KEOGH Accounts

Number of Accounts for Regular Shares

777

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

608,050

Total Liabilities

2,132,009

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Del Rio SP Credit Union

How many branches does Del Rio SP Credit Union operate?

Del Rio SP Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Del Rio SP Credit Union?

Yes, to access services at Del Rio SP Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Del Rio SP Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Del Rio SP Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Del Rio SP Credit Union offer online and mobile banking?

Most modern institutions like Del Rio SP Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psecu.com/.