DCU Digital Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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DCU Digital Federal Credit Union's 23-Month CD jumbo certificate rates are at 4.60%, 12-Month CD jumbo certificate rates are at 4.60%, 12-Month CD certificate rates are at 4.34%, 30-Month CD certificate rates are at 4.24%, 24-Month CD certificate rates are at 4.24%. DCU Digital Federal Credit Union's savings rates are at 3.30%. DCU Digital Federal Credit Union's money market rates are at 3.30%. DCU Digital Federal Credit Union's 5/6 ARM rates are at 6.62%, 30-Year Fixed rates are at 6.50%.

DCU Digital Federal Credit Union

Compare DCU Digital Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of DCU Digital Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

DCU Digital Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at DCU Digital Federal Credit Union? Share your experience about DCU Digital Federal Credit Union by leaving a review below, or read customer reviews before you decide to use DCU Digital Federal Credit Union.

Overall, DCU Digital Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.34%
18-Month CD
N/A
24-Month CD
4.24%
36-Month CD
3.61%
48-Month CD
3.51%
60-Month CD
3.46%
Savings
3.30%
MMA
3.30%
30-Year Fixed
6.64%
Credit Card
N/A
Personal Loan
N/A
DCU Digital Federal Credit Union
Headquarters
220 Donald Lynch Blvd
Marlborough, MA 01752
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare DCU Digital Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Primary Savings
6.17%
$5
Raymond James Bank
Raymond James Bank
24-Month CD
5.10%
$1,000
F&M Union Bank
13-Month CD (special)
4.96%
$1,000
CFG Bank
CFG Bank
18-Month CD
4.75%
$500
First National Bank and Trust AL
First National Bank and Trust AL
12-Month CD
4.75%
$1,000
The Bank of Bennington
The Bank of Bennington
7-Month CD special
4.75%
$500
First National Bank Minnesota
First National Bank Minnesota
9-Month CD (special)
4.70%
$10,000
Farmers Trust & Savings Bank Earling, IA
Farmers Trust & Savings Bank Earling, IA
12-Month CD (Special)
4.60%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD jumbo certificate
4.60%
$25,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
23-Month CD jumbo certificate
4.60%
$25,000
FinWise Bank
FinWise Bank
24-Month CD
4.58%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
24-Month CD
4.50%
$1,000
Meridian Bank
Meridian Bank
6-Month CD
4.50%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD certificate
4.34%
$500
Perennial Bank
Perennial Bank
12-Month CD
4.30%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD certificate
4.24%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Month CD certificate
4.24%
$500
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
KodaBank
KodaBank
6-Month CD
4.04%
$1,000
Bank of Fayette County
Bank of Fayette County
18-Month CD
3.86%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
36-Month CD certificate
3.61%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
48-Month CD certificate
3.51%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
Go Green Checking
3.50%
$5
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
60-Month CD certificate
3.46%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Money Market Savings
3.30%
$100,000
River Bank
River Bank
60-Month CD
3.29%
$1,000
Old Dominion National Bank
Old Dominion National Bank
Business Prime Money Market
3.27%
$10,000
PCB Payne County Bank
PCB Payne County Bank
Money Market
3.26%
$250,000
First State Bank of Harvey
First State Bank of Harvey
30-Month CD
3.14%
$1,000
GreenLeaf Bank
GreenLeaf Bank
12-Month CD
3.10%
$1,000
First FSB of Kentucky
First FSB of Kentucky
6-Month CD
3.02%
$500
Eclipse Bank
Eclipse Bank
24-Month CD
3.00%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
36-Month CD
2.53%
$1,000
Stafford Savings Bank
Stafford Savings Bank
24-Month CD
2.53%
$500
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
1st University Credit Union
1st University Credit Union
60-Month CD certificate
2.02%
$10,000
The Bank of South Carolina
The Bank of South Carolina
12-Month CD (Jumbo)
2.00%
$250,000
Brentwood Bank
Brentwood Bank
Choice Money Market
1.76%
$250,001
Elevate Bank
Elevate Bank
36-Month CD
1.71%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
60-Month CD certificate
1.71%
$500
Bank of Burlington
Bank of Burlington
18-Month CD
1.51%
$1,000
OneUnited Bank
OneUnited Bank
15-Month CD
1.30%
$1,000
Bank of Herrin
Bank of Herrin
Reward Checking
1.11%
$100
Beardstown Savings
Beardstown Savings
36-Month CD
1.06%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
36-Month CD
0.85%
$1,000
Unico Bank
Unico Bank
36-Month CD
0.55%
$1,000
Sugar River Bank
Sugar River Bank
36-Month CD
0.45%
$500
First Keystone Community Bank
First Keystone Community Bank
36-Month CD
0.45%
$500
Classic Bank
Classic Bank
Savings
0.40%
$500
First Bank of Central Ohio
First Bank of Central Ohio
36-Month CD
0.30%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Money Market Demand Account
0.25%
$2,500
Nevada B&T Co.
Nevada B&T Co.
24-Month CD
0.25%
$1,000
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Peoples Bank Taylorsville, KY
18-Month CD
0.15%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
Share Savings
0.10%
$100
American Savings Bank, FSB
American Savings Bank, FSB
3-Month CD
0.05%
$1,000
First Citizens Bank
First Citizens Bank
36-Month CD
0.05%
$500
Community National Bank (VT)
Community National Bank (VT)
Community Savings
0.05%
$100
Grand Rapids SB
Grand Rapids SB
Savings Account
0.03%
$100
Pataskala Banking Company
Pataskala Banking Company
Money Market
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare DCU Digital Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed Jumbo
5.750%
5.883%
0.500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
15-Year Fixed
5.875%
6.133%
1.638
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
6.125%
6.175%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.125%
6.238%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
6.125%
6.282%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
6.125%
6.282%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 ARM
6.500%
6.294%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
6.000%
6.316%
2.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.500%
6.500%
0.000
Finance Factors
Finance Factors
15-Year Fixed
6.000%
6.513%
1.750
People First Federal Credit Union
People First Federal Credit Union
30 year Fixed
6.500%
6.572%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.500%
6.642%
0.000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
30 Year Fixed
6.500%
6.670%
1.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.375%
6.689%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
10Year Fixed
6.750%
6.750%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.750%
6.811%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
6.500%
6.811%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
20 Year Fixed
6.625%
6.818%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.750%
6.851%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.750%
6.864%
0.000
Louviers Federal Credit Union
Louviers Federal Credit Union
15 Year Fixed
6.750%
6.864%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.875%
6.899%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.500%
6.901%
0.000
M&T Bank
M&T Bank
30-Year Fixed
6.625%
6.919%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare DCU Digital Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare DCU Digital Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

DCU Digital Federal Credit Union Information

Credit Union Name: DCU Digital Federal Credit Union
Full Time Employees: 1754
Part Time Employees: 115
President: Lionel Raffi
CEO: Shruti Miyashiro
Branch Locations: 23
ATM Locations: 24
Corporate Office Address:
220 Donald Lynch Blvd
Marlborough, MA 01752
Phone Number: 508-263-6705
Fax Number:

DCU Digital Federal Credit Union Financials

Total Assets:
11,977,251,088
Total Amount of Shares and Deposits:
10,388,820,821
Total Shares and Deposits < 1 Year:
10,219,381,830
Total Shares and Deposits 1 3 Years:
108,607,917
Total Shares and Deposits > 3 Years:
60,831,074
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
584,453,292
Total Uninsured Shares and Deposits > $250K (F+J):
584,453,292
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,804,367,529
Total Interest Expense (Sum of items 6 8):
80,155,313
Share Certificates:
20,615
Number of Accounts for Share Drafts:
829,608
IRA KEOGH Accounts:
14,906
Number of Accounts for Regular Shares:
1,234,323
All other shares:
14,393
Money Market Shares:
120,389
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
566,665,390
Total Liabilities:
10,891,878,521
Show More

DCU Digital Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

airtran-credit-cardAirTran is offering their A+ Visa Signature Credit Card with a free round trip. All you have to do to earn the free airfare is use the A+ Visa Signature Credit Card once and you earn10 A+ rewards credits which you can use fora one-way ticket. To earn the return trip all you have to do is a balance transfer to the A+ credit card and you earn an additional 10 a+ Rewards points. Airtran defines a trip as one take-off and one landing.
gmac-online-savings-account-rateGMAC Bank is offering a high interest online savings account that currently has an annual percentage yield (APY) of 2.50% which is well above the national average for a savings account.

Bank or Credit Union Offers and Deals

Average Mortgage Rates Today Mixed: Current 15 Year Rates at 2.98%
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Financing a New Car or Used Car Purchase
10/14/15 - Variable Deposit Rates - Highest Savings Rates at 1.10% APY
Mortgage Rates Lower: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.21%
Refinance Rates: Current Refinance Rates at 4.04%
Mortgage Rates: Lender's Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.01%
Mortgage Rates November 11, 2010: 30 Year Mortgage Rates at 4.24%, 15 Year Jumbo Mortgage Rates at 4.20%
AAA Auto Loans
Savings Rate and Money Market Rate Report August 2, 2016

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DCU Digital Federal Credit Union Reviews

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