DCU Digital Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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DCU Digital Federal Credit Union's 12-Month CD jumbo certificate rates are at 4.60%, 23-Month CD jumbo certificate rates are at 4.60%, 12-Month CD certificate rates are at 4.35%, 30-Month CD certificate rates are at 4.24%, 24-Month CD certificate rates are at 4.24%. DCU Digital Federal Credit Union's savings rates are at 3.30%. DCU Digital Federal Credit Union's money market rates are at 3.30%. DCU Digital Federal Credit Union's 5/6 ARM rates are at 6.62%, 30-Year Fixed rates are at 6.38%.

DCU Digital Federal Credit Union

Compare DCU Digital Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of DCU Digital Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

DCU Digital Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at DCU Digital Federal Credit Union? Share your experience about DCU Digital Federal Credit Union by leaving a review below, or read customer reviews before you decide to use DCU Digital Federal Credit Union.

Overall, DCU Digital Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.35%
18-Month CD
N/A
24-Month CD
4.24%
36-Month CD
3.61%
48-Month CD
3.51%
60-Month CD
3.46%
Savings
3.30%
MMA
3.30%
30-Year Fixed
6.52%
Credit Card
N/A
Personal Loan
N/A
DCU Digital Federal Credit Union
Headquarters
220 Donald Lynch Blvd
Marlborough, MA 01752
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare DCU Digital Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Primary Savings
6.17%
$5
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
24-Month CD
5.15%
$1,000
Community First Bank Kansas City, KS
Community First Bank Kansas City, KS
11-Month CD special
5.09%
$3,000
Riverland Bank
Riverland Bank
6-Month CD
5.06%
$1,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
7-Month Jumbo CD special
5.05%
$100,000
Parke Bank
Parke Bank
13-Month CD special
5.05%
$500
Chasewood Bank
Chasewood Bank
6-Month CD
5.01%
$1,000
M&T Bank
M&T Bank
8-Month CD
4.75%
$1,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
6-Month CD
4.75%
$500
Chesapeake Bank
Chesapeake Bank
7-Month CD
4.75%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD jumbo certificate
4.60%
$25,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
23-Month CD jumbo certificate
4.60%
$25,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
48-Month CD (Certificate)
4.50%
$25,000
FirstBank of Nebraska
FirstBank of Nebraska
17-Month CD special
4.50%
$1,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
13-Month CD special
4.50%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
48-Month CD
4.39%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD certificate
4.35%
$500
Evergreen Bank Group
Evergreen Bank Group
18-Month CD
4.25%
$500
Citizens Independent Bank
Citizens Independent Bank
9-Month CD
4.25%
$10,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD certificate
4.24%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Month CD certificate
4.24%
$500
Rosedale FSL
Rosedale FSL
Money Market
4.10%
$1,500,000
Centinel Bank of Taos
Centinel Bank of Taos
6-Month CD
3.99%
$1,000
Second Federal S&L
Second Federal S&L
36-Month CD
3.75%
$500
The Clay City Banking Co.
The Clay City Banking Co.
24-Month CD
3.65%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
36-Month CD certificate
3.61%
$500
Harleysville Bank
Harleysville Bank
12-Month CD
3.60%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Premium Personal Money Market
3.60%
$1,000,000
First Federal S&L Bath
First Federal S&L Bath
12-Month CD
3.56%
$1,000
Madison Valley Bank
Madison Valley Bank
7-Month CD
3.52%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
48-Month CD certificate
3.51%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
60-Month CD certificate
3.46%
$500
First National Bank in Marlow
First National Bank in Marlow
60-Month CD
3.38%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
3.30%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Money Market Savings
3.30%
$100,000
4u Federal Credit Union
4u Federal Credit Union
24-Month CD certificate
3.29%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
36-month CD (Certificate)
3.25%
$500
Finworth
Finworth
24-Month CD
3.20%
$50,000
Community Bank of Trenton
Community Bank of Trenton
21-Month CD
3.10%
$5,000
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
60-Month CD
3.03%
$500
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
24-Month CD
2.75%
$1,000
Bath Savings Institution
Bath Savings Institution
60-Month CD
2.73%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
12-Month CD
2.60%
$1,000
Coffee County Bank
Coffee County Bank
#1 Money Market
2.50%
$1,000,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
27-Month CD
2.50%
$500
St. Ansgar State Bank
St. Ansgar State Bank
Savings Account
2.43%
$500,000
Leighton State Bank
Leighton State Bank
12-Month CD
2.21%
$500
Community Bank Zanesville, OH
Community Bank Zanesville, OH
60-Month CD One Bump special
2.00%
$2,500
TrustCo Bank
TrustCo Bank
18-Month CD
1.50%
$500
cfsbank
cfsbank
48-Month CD
1.10%
$1,000
William Penn Bank
William Penn Bank
36-Month CD
1.01%
$500
Forte Bank
Forte Bank
12-Month CD
1.00%
$1,000
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
36-Month CD
1.00%
$500
5 Star Bank
5 Star Bank
3-Month CD
0.20%
$500
North Shore Bank of Commerce
North Shore Bank of Commerce
Regular Savings Account
0.15%
$0
Roxboro Savings Bank
12-Month CD
0.15%
$500
SmartBank
SmartBank
SmartSaver Savings
0.10%
$50
Sturdy Savings Bank
Sturdy Savings Bank
24-Month CD
0.04%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Regular Savings Account
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare DCU Digital Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Institution for Savings
Institution for Savings
15-Year Fixed
5.000%
5.363%
2.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.298%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.125%
6.317%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20 Year Fixed
6.125%
6.334%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
30-Year Fixed
6.250%
6.395%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.375%
6.419%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.250%
6.425%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.375%
6.442%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
6.375%
6.451%
0.000
M&T Bank
M&T Bank
15-Year Fixed
6.000%
6.469%
2.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.375%
6.469%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.375%
6.477%
0.500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
6.250%
6.496%
0.375
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.375%
6.516%
0.000
NCB
NCB
10-Year Fixed
6.500%
6.523%
0.000
JTNB
JTNB
20-Year Fixed
6.500%
6.592%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
6.225%
6.597%
1.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.500%
6.614%
0.250
Geddes Federal S&L
Geddes Federal S&L
30-Year Fixed Bi-weekly
6.625%
6.711%
0.000
InFirst Bank
InFirst Bank
30-Year Fixed
6.630%
6.760%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed
6.625%
6.778%
0.000
Range Bank
Range Bank
30-Year Fixed
6.250%
6.800%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.750%
6.827%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare DCU Digital Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Aac Credit Union
Aac Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Secured
18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare DCU Digital Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Aaec Credit Union
Aaec Credit Union
Education (tuition bill required)
8.250%
$0
60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

DCU Digital Federal Credit Union Information

Credit Union Name: DCU Digital Federal Credit Union
Full Time Employees: 1754
Part Time Employees: 115
President: Lionel Raffi
CEO: Shruti Miyashiro
Branch Locations: 23
ATM Locations: 24
Corporate Office Address:
220 Donald Lynch Blvd
Marlborough, MA 01752
Phone Number: 508-263-6705
Fax Number:

DCU Digital Federal Credit Union Financials

Total Assets:
11,977,251,088
Total Amount of Shares and Deposits:
10,388,820,821
Total Shares and Deposits < 1 Year:
10,219,381,830
Total Shares and Deposits 1 3 Years:
108,607,917
Total Shares and Deposits > 3 Years:
60,831,074
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
584,453,292
Total Uninsured Shares and Deposits > $250K (F+J):
584,453,292
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,804,367,529
Total Interest Expense (Sum of items 6 8):
80,155,313
Share Certificates:
20,615
Number of Accounts for Share Drafts:
829,608
IRA KEOGH Accounts:
14,906
Number of Accounts for Regular Shares:
1,234,323
All other shares:
14,393
Money Market Shares:
120,389
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
566,665,390
Total Liabilities:
10,891,878,521
Show More

DCU Digital Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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home-salesThis past week, the U.S Census Bureau and the Department of Housing and Urban Development estimated new home sales in March 2009 were at a seasonally adjusted rate of 356,000, down 0.6 percent. 

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DCU Digital Federal Credit Union Reviews

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