DCU Digital Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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DCU Digital Federal Credit Union's 12-Month CD rates are at 3.50%, 60-Month CD rates are at 3.25%, 48-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%, 30-Month CD rates are at 3.25%. DCU Digital Federal Credit Union's savings rates are at 5.50%. DCU Digital Federal Credit Union's money market rates are at 1.71%. DCU Digital Federal Credit Union's 30-Year Fixed rates are at 6.25%, 20-Year Fixed rates are at 5.75%, 15-Year Fixed rates are at 5.50%, 10-Year Fixed rates are at 5.25%.

DCU Digital Federal Credit Union

Compare DCU Digital Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of DCU Digital Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

DCU Digital Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at DCU Digital Federal Credit Union? Share your experience about DCU Digital Federal Credit Union by leaving a review below, or read customer reviews before you decide to use DCU Digital Federal Credit Union.

Overall, DCU Digital Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.50%
18-Month CD
N/A
24-Month CD
3.25%
36-Month CD
3.25%
48-Month CD
3.25%
60-Month CD
3.25%
Savings
5.50%
MMA
1.71%
30-Year Fixed
6.44%
Credit Card
N/A
Personal Loan
N/A
DCU Digital Federal Credit Union
Operations Center
853 Donald Lynch Blvd
Marlborough, MA 01752
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare DCU Digital Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Primary Savings
5.50%
$5
EagleBank
EagleBank
18-Month CD
4.40%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
4.06%
$1,000
Newtek Bank
Newtek Bank
36-Month CD
3.90%
$2,500
Hanover Community Bank
Hanover Community Bank
12-Month CD
3.85%
$500
Ponce Bank
Ponce Bank
6-Month CD
3.80%
$1,000
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
OWB One World Bank
OWB One World Bank
24-Month CD
3.50%
$1,000
Primary Bank
Primary Bank
12-Month CD
3.50%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD
3.50%
$500
Seattle Bank
Seattle Bank
Digital Direct Savings
3.40%
$100
F&M Union Bank
24-Month CD
3.38%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
48-Month CD
3.34%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
24-Month CD
3.25%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Month CD
3.25%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
36-Month CD
3.25%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
48-Month CD
3.25%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
60-Month CD
3.25%
$500
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
12-Month CD
3.02%
$500
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
Marblehead Bank
Marblehead Bank
3-Month CD
3.00%
$500
First Jackson Bank
First Jackson Bank
24-Month CD
3.00%
$1,000
Transpecos Banks
Transpecos Banks
24-Month CD
2.90%
$1,000
Presidential Bank
Presidential Bank
60-Month CD
2.85%
$1,000
Ashton State Bank
Ashton State Bank
36-Month CD
2.82%
$1,000
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
State Bank of Cherry
60-Month CD
2.58%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
18-Month CD
2.53%
$500
1st Colonial Community Bank
1st Colonial Community Bank
48-Month CD
2.53%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
2.52%
$500
First Southern Bank
First Southern Bank
48-Month CD
2.51%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
18-Month CD
2.50%
$500
First FarmBank
First FarmBank
3-Month CD
2.50%
$1,000
Timberland Bank
Timberland Bank
30-Month CD
2.12%
$500
TruBank
TruBank
60-Month CD
2.10%
$500
Community Bank of Cameron
Community Bank of Cameron
High Yield Money Market
2.02%
$100,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
6-Month CD
2.02%
$1,000
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
FCNB Bank
FCNB Bank
48-Month CD
2.00%
$1,000
Walden Savings Bank
Walden Savings Bank
12-Month CD
1.90%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Money Market
1.71%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
60-Month CD
1.65%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
3-Month CD
1.65%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
12-Month CD
1.56%
$500
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
Primebank
Primebank
Money Market
0.70%
$2,500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
Regular Savings
0.50%
$25
ACFCU
ACFCU
Share Savings
0.35%
$50
The Andover Bank
The Andover Bank
36-Month CD
0.30%
$1,000
FSB Louise, TX
FSB Louise, TX
Savings
0.20%
$100
Cambridge Trust Company
Cambridge Trust Company
24-Month CD
0.15%
$500
Security FSB
Security FSB
SecFed High Yield Money Market
0.10%
$1
United States Senate Federal Credit Union
United States Senate Federal Credit Union
Primary Savings
0.10%
$5
Bank of America
Bank of America
12-Month CD
0.03%
$1,000
Liberty Savings Bank
Liberty Savings Bank
Convenience Savings
0.01%
$100
Solvay Bank
Solvay Bank
Statement Savings
0.01%
$1
Bank of Dudley
48-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare DCU Digital Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
5.250%
5.545%
1.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.750%
5.776%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.750%
5.811%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.816%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.750%
5.923%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.490%
5.928%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
6.000%
6.057%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.990%
6.066%
0.000
Investment Savings Bank
Investment Savings Bank
20 Year Fixed
6.000%
6.083%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.125%
6.125%
0.125
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.875%
6.157%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.500%
6.198%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.000%
6.209%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
6.000%
6.242%
1.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.250%
6.250%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare DCU Digital Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare DCU Digital Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

DCU Digital Federal Credit Union Information

Credit Union Name: DCU Digital Federal Credit Union
Full Time Employees: 1721
Part Time Employees: 99
President: Lionel Raffi
CEO: Shruti Miyashiro
Branch Locations: 23
ATM Locations: 24
Corporate Office Address:
853 Donald Lynch Blvd
Marlborough, MA 01752
Phone Number: 508-804-9705
Fax Number:

DCU Digital Federal Credit Union Financials

Total Assets:
12,283,485,880
Total Amount of Shares and Deposits:
10,795,937,616
Total Shares and Deposits < 1 Year:
10,493,158,250
Total Shares and Deposits 1 3 Years:
251,755,782
Total Shares and Deposits > 3 Years:
51,023,582
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
636,915,141
Total Uninsured Shares and Deposits > $250K (F+J):
636,915,141
Total Insured Shares and Deposits > $250K (item 17 less item K):
10,159,022,475
Total Interest Expense (Sum of items 6 8):
44,562,553
Share Certificates:
33,659
Number of Accounts for Share Drafts:
853,961
IRA KEOGH Accounts:
14,490
Number of Accounts for Regular Shares:
1,254,308
All other shares:
14,316
Money Market Shares:
132,225
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,115,757,988
Total Liabilities:
11,168,065,010
Show More

DCU Digital Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Fulton Bank Mortgage Rates TodayMortgage rates today from Fulton Bank are very low right now and best of all there are low mortgage points and fees on the mortgages. Conforming 30 year Fulton Bank mortgage rates are at 4.875 percent with no points and only $807 in fees. Conforming 15 year mortgage rates today at Fulton Bank are at 4.25 percent with 0.25 points and $807 in fees. Compare Fulton Bank mortgage rates with other bank mortgage rates today to get the best rate possible on a home loan.
Mortgage rates dropped again this past week. Rates for 15-year mortgages are now under 4.50 percent and 30-year mortgage rates stayed under 5 percent. Freddie Mac's survey this week showed rates for 30-year fixed rate mortgages fell 0.6 percent to 4.82 percent from 4.88 percent. Mortgage rates for 15-year fixed rate mortgages also fell from 4.54 percent to 4.48 percent. Five-year Treasury-indexed hybrid adjustable-rate mortgages (ARMs) averaged 4.88 percent this week, down from last week when it averaged 4.93 percent. For one-year Treasury-indexed ARMs average rate went up this past week to 4.91 percent from last week's average of 4.83 percent.

Bank or Credit Union Offers and Deals

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DCU Digital Federal Credit Union Reviews

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