Directions Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Directions Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 4.00% and 3-month CD rates at 3.65%. Savings rates are at 0.20% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.61%. Credit Card rates are at 17.04%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Directions Credit Union rates.

Compare Directions Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Directions Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Directions Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Directions Credit Union? Share your experience about Directions Credit Union by leaving a review below, or read customer reviews before you decide to use Directions Credit Union.

Overall, Directions Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Directions Credit Union
Corporate Office
200 N Saint Clair St Ste 1600
Toledo, OH 43604 1549
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Directions Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
48-Month CD
4.15%
$500
Walpole Co-operative Bank
Walpole Co-operative Bank
12-Month CD
4.10%
$1,000
Ixonia Bank
Ixonia Bank
48-Month CD
4.00%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
6-Month CD (Jumbo)
3.97%
$50,000
Lake Central Bank
Lake Central Bank
3-Month CD
3.80%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
12-Month CD
3.80%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
48-Month CD
3.70%
$500
Kearney Trust Company
Kearney Trust Company
24-Month CD
3.67%
$100
Needham Bank
Needham Bank
24-Month CD
3.65%
$1,000
Beal Bank
Beal Bank
24-Month CD
3.45%
$1,000
1st Community Credit Union
1st Community Credit Union
1st Rewards Checking
3.30%
$0
Consumers National Bank
Consumers National Bank
25-Month CD
3.25%
$1,000
Frost Bank
Frost Bank
12-Month CD
2.70%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
60-Month CD (relationship)
2.65%
$500
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
12-Month CD
2.52%
$250
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
12-Month CD
2.50%
$1,000
State Bank of Cherry
36-Month CD
2.42%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
36-Month CD
2.37%
$20,000
Bank of Kampsville
Bank of Kampsville
24-Month CD
2.04%
$1,000
Department of Commerce FCU
Department of Commerce FCU
48-Month CD
1.76%
$500
Greenstate Credit Union
Greenstate Credit Union
Rewards Checking
1.50%
$50
First Horizon
First Horizon
TotalView Money Market
1.26%
$50,000
Highland Bank
Highland Bank
48-Month CD
1.25%
$1,000
PennCrest Bank
PennCrest Bank
60-Month CD
1.25%
$1,000
Bank of Herrin
Bank of Herrin
18-Month CD
1.21%
$1,000
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
24-Month CD
1.05%
$500
Fulton Bank
Fulton Bank
60-Month CD
1.01%
$1,000
First State Bank and Trust
First State Bank and Trust
6-Month CD
0.95%
$2,500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
12-Month CD
0.85%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
60-Month CD
0.50%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
60-Month CD
0.50%
$1,000
Bank of Magnolia
Bank of Magnolia
48-Month CD
0.50%
$1,000
Security Federal Bank
Security Federal Bank
Money Market
0.50%
$1,500
Blue Foundry Bank
Blue Foundry Bank
12-Month CD
0.50%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Passbook Savings
0.40%
$0
Hoyne Savings Bank
Hoyne Savings Bank
24-Month CD
0.35%
$500
Ambler Savings Bank
Ambler Savings Bank
Simply Savings
0.30%
$50
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
3-Month CD
0.30%
$500
BankPlus
BankPlus
6-Month CD
0.15%
$1,000
First National Bank of Shiner
First National Bank of Shiner
Money Market
0.15%
$100
Hometown National Bank
Hometown National Bank
Community Now Checking
0.10%
$200
Napoleon State Bank
Napoleon State Bank
Savings
0.10%
$25
Nuvision Federal Credit Union
Nuvision Federal Credit Union
Primary Savings
0.10%
$5
River Falls State Bank
River Falls State Bank
Savings
0.05%
$90
Applied Bank
Applied Bank
48-Month CD
0.05%
$1,000
HTLF Bank
HTLF Bank
UMB Select Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Directions Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.500%
5.600%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.750%
5.842%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
5.750%
5.868%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.900%
5.994%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
5.875%
6.027%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.900%
6.033%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.750%
6.034%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.000%
6.079%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.107%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.000%
6.146%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Directions Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Directions Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Directions Credit Union rate data right now, check back for updates, we are adding rates all the time.

Directions Credit Union Information

Credit Union Name: Directions Credit Union
Full Time Employees: 291
Part Time Employees: 8
President: Jay Malcolm
CEO: Barry Shaner
Branch Locations: 21
ATM Locations: 23
Corporate Office Address:
200 N Saint Clair St Ste 1600
Toledo, OH 43604 1549
Phone Number: 419-841-9838
Fax Number:

Directions Credit Union Financials

Total Assets:
1,246,247,807
Total Amount of Shares and Deposits:
1,057,308,383
Total Shares and Deposits < 1 Year:
972,518,680
Total Shares and Deposits 1 3 Years:
80,143,793
Total Shares and Deposits > 3 Years:
4,645,910
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
30,775,805
Total Uninsured Shares and Deposits > $250K (F+J):
30,775,805
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,026,532,578
Total Interest Expense (Sum of items 6 8):
3,120,469
Share Certificates:
7,809
Number of Accounts for Share Drafts:
51,856
IRA KEOGH Accounts:
2,627
Number of Accounts for Regular Shares:
100,514
All other shares:
16,480
Money Market Shares:
4,849
Net Income (unless the amount is already included in Undivided Earnings):
2,060,940
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
108,333,811
Total Liabilities:
1,133,893,806
Show More

Directions Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

redneck-bank-mega-money-market-accountRedneck Bank, the Internet Banking Division of Bank of the Wichitas based in Snyder Oklahoma, is offering their Mega Money Market Account that currently has an annual percentage yield of 2.00 percent which is higher than most 12-month CD rates these days.
Listed below are the best variable deposit rates for March 1, 2016. For a list of today's deposit rates search our database of rates at Deposit Rates.
Mortgage rates have fallen in 2014 but lower rates didn't bring buyers into the market as the harsh cold winter zapped existing home sales. Housing analysts expected to see a sharp rebound in existing home sales during the spring thaw but that hasn't happened yet.

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Directions Credit Union Reviews

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