District 123 Federal Credit Union Rates and Review January 2026
Compare District 123 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of District 123 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityDistrict 123 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at District 123 Federal Credit Union? Share your experience about District 123 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use District 123 Federal Credit Union. Overall, District 123 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. District 123 Federal Credit Union corporate 10425 S Kolmar Ave Oak Lawn, IL 60453 4847  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonCredit Card
10.150%
Visa Platinum Preferred Student
17.990%
VISA® Credit Cards
7.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
11.500% - 18.000%
$0 - $5,000
Signature Loan
12.990%
$0
1 - 24
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have District 123 Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: District 123 Federal Credit Union
Website: https://d123.virtualcu.net/
Full Time Employees: 0Part Time Employees: 1 President: Jane Savaglio CEO: Kathryn Frederick Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
10425 S Kolmar Ave
Oak Lawn, IL 60453 4847 Phone Number: 708-952-7749 Fax Number: 708-857-5742 FinancialsTotal Assets:
2,032,878
Total Amount of Shares and Deposits:
1,342,507
Total Shares and Deposits < 1 Year:
1,342,507
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,342,507
Total Interest Expense (Sum of items 6 8):
30,711
Number of Accounts for Regular Shares:
277
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
372,736
Total Liabilities:
1,344,278
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About District 123 Federal Credit UnionIs a member application needed to join District 123 Federal Credit Union?Yes, to access services at District 123 Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, District 123 Federal Credit Union provides a range of mortgage and home equity products. Is District 123 Federal Credit Union a safe place to deposit money?Yes, District 123 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does District 123 Federal Credit Union offer online and mobile banking?Most modern institutions like District 123 Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.90%, 6-month CD rates at 0.05% and 3-month CD rates at 3.01%. Savings rates are at 0.20% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 16.24%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates which you can compare to 
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