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Dover Federal Credit Union Rates and Review January 2026

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Dover Federal Credit Union12-month CD rates can be found at 3.45%, 6-month CD rates at 1.46% and 3-month CD rates at 3.80%. Savings rates are at 0.15% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.90%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates which you can compare to Dover Federal Credit Union rates.

Compare Dover Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Dover Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Dover Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Dover Federal Credit Union? Share your experience about Dover Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Dover Federal Credit Union.

Overall, Dover Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Dover Federal Credit Union
Corporate Center
1075 Silver Lake Blvd
Dover, DE 19904 2411
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$100
18-Month CD
4.00%
$1,000
12-Month CD
3.80%
$500
18-Month CD
3.55%
$500
18-Month CD
3.55%
$1,000
18-Month CD
3.50%
$500
48-Month CD
3.50%
$1,000
60-Month CD
3.45%
$1,000
18-Month CD
3.30%
$1,000
60-Month CD
3.28%
$1,000
60-Month CD
3.25%
$1,000
18-Month CD
3.15%
$1,000
24-Month CD
3.03%
$500
60-Month CD (Jumbo)
3.03%
$250,000
48-Month CD
3.00%
$1,000
Money Market
3.00%
$1,000
18-Month CD
2.78%
$1,000
48-Month CD
2.75%
$500
36-Month CD
2.58%
$500
Prime Savings
2.40%
$1
Swell Money Market
1.92%
$100,000
Money Market
1.76%
$2,500
18-Month CD
1.75%
$500
18-Month CD
1.75%
$500
12-Month CD
1.51%
$500
18-Month CD
1.50%
$1,000
18-Month CD
1.45%
$500
36-Month CD
1.30%
$2,500
36-Month CD
1.25%
$1,000
Save Up Savings
1.00%
$0
60-Month CD
0.60%
$500
60-Month CD
0.50%
$500
60-Month CD
0.50%
$1,000
60-Month CD
0.45%
$500
36-Month CD
0.45%
$1,000
Money Market
0.40%
$0
Privilege Money Market
0.27%
$1,000
12-Month CD
0.25%
$2,500
Super Money Market
0.25%
$1,500
Regular Savings
0.25%
$50
Money Market
0.22%
$1,000
Money Market
0.15%
$2,500
Passbook Savings
0.05%
$10
6-Month CD
0.05%
$1,000
Interest Checking
0.05%
$100
Plus Money Market
0.03%
$2,500
Savings
0.01%
$0
Regular Money Market
0.01%
$2,500
Money Market
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed Jumbo
6.125%
6.160%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.000%
5.080%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
4.875%
5.010%
0.000
5.875%
6.010%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.500%
6.004%
0.750
15-Year Fixed
5.500%
5.695%
0.000
5.125%
5.304%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
5.375%
5.460%
0.500
30 Year Fixed
6.500%
6.597%
0.000
30-Year Fixed
5.875%
5.978%
0.000
5.375%
5.416%
0.000
30-Year Fixed
6.000%
6.048%
0.000
5.750%
5.827%
0.000
5.875%
5.894%
0.000
6.000%
6.031%
0.000
30-Year Fixed
5.750%
5.908%
0.500
30-Year Fixed
5.750%
5.886%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.875%
5.900%
0.000
5.500%
6.086%
0.000
6.375%
6.498%
0.000
5.850%
5.891%
0.000
6.000%
6.085%
0.000
15-Year Fixed
5.250%
5.452%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5.625%
5.769%
0.000
5.250%
5.562%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
5.375%
5.953%
0.000
5.000%
5.055%
0.000
5.750%
5.849%
0.000
5.500%
5.732%
0.000
20-Year Fixed
5.875%
5.961%
0.125
5-Year ARM
5.250%
5.840%
0.000
15-Year Fixed
5.250%
5.312%
0.000
30-Year Fixed
5.750%
5.842%
0.000
5.500%
5.737%
0.000
20 Year Fixed
5.500%
5.579%
0.000
4.750%
5.855%
0.000
20-Year Fixed
5.900%
6.129%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.625%
5.843%
0.000
10 Year Fixed
5.500%
5.938%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
5.500%
5.621%
0.000
6.000%
6.110%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Signature® Rewards
17.750%
Visa Platinum Preferred
14.240% - 17.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Student Rewards Card
17.990%
Visa Crimson Card
13.240%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Business Rewards Card
15.240%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
18.000%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
13.900%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Visa Platinum Preferred Rewards
15.740% - 17.990%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Platinum Secured Visa
8.750%
Savings Secured Visa®
18.000%
VISA Traditional
14.240% - 18.000%
Visa Platinum with Rewards
9.900%
14.240%
Academic VISA® Classic
15.400%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Rewards Student Classic
16.500%
Credit Limit - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Credit Builder Loan
9.000%
$0
10.990%
$500
36
Gold Star Loan
14.200%
$0
48
Personal Line of Credit
11.500%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Consolidation Loans
13.060%
$0
1 - 36
Personal Loans
10.000%
$0
1 - 36
Refinanced Signature Loans
18.000%
$0
12.990%
$0
12
10.250% - 17.950%
$0
1 - 36
Personal Line of Credit
13.040%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Next Step Loan
10.500%
$0
11.990%
$0
Technology Loan
9.750%
$0
36
Personal Line of Credit Variable
13.150%
$0
Personal Loans
11.000%
$0
37 - 60
Access Line Of Credit
16.240%
$0
12.990%
$0 - $2,000
24 - 24
Personal Loans
13.450%
$0
60
Personal Line of Credit
9.000%
$0
60
12.250% - 17.000%
$0 - $20,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Dover Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Dover Federal Credit Union
Full Time Employees: 142
Part Time Employees: 0
President: Jeannette Schuler
CEO: Janell Upton
Branch Locations: 8
ATM Locations: 8
Corporate Office Address:
1075 Silver Lake Blvd
Dover, DE 19904 2411
Phone Number: 302-678-8000
Fax Number:

Financials

Total Assets:
709,879,697
Total Amount of Shares and Deposits:
651,339,207
Total Shares and Deposits < 1 Year:
609,740,746
Total Shares and Deposits 1 3 Years:
39,330,960
Total Shares and Deposits > 3 Years:
2,267,501
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
42,149,187
Total Uninsured Shares and Deposits > $250K (F+J):
42,149,187
Total Insured Shares and Deposits > $250K (item 17 less item K):
609,190,020
Total Interest Expense (Sum of items 6 8):
6,526,946
Share Certificates:
5,564
Number of Accounts for Share Drafts:
29,329
IRA KEOGH Accounts:
1,593
Number of Accounts for Regular Shares:
66,122
All other shares:
110
Non Member Deposits:
6
Money Market Shares:
967
Net Income (unless the amount is already included in Undivided Earnings):
2,127,565
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
53,977,820
Total Liabilities:
656,986,693
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Dover Federal Credit Union

Is a member application needed to join Dover Federal Credit Union?

Yes, to access services at Dover Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Dover Federal Credit Union provides a range of mortgage and home equity products.

Is Dover Federal Credit Union a safe place to deposit money?

Yes, Dover Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Dover Federal Credit Union offer online and mobile banking?

Most modern institutions like Dover Federal Credit Union provide digital access including online balance checks and transfers.

Current Dover Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions