Education 1st Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Education 1st Credit Union 12-month CD rates can be found at 3.14%, 6-month CD rates at 3.78% and 3-month CD rates at 1.00%. Savings rates are at 2.02% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 7.00%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Education 1st Credit Union rates.

Compare Education 1st Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Education 1st Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Education 1st Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Education 1st Credit Union? Share your experience about Education 1st Credit Union by leaving a review below, or read customer reviews before you decide to use Education 1st Credit Union.

Overall, Education 1st Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.26%

24-Month CD

N/A

2.26%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.81%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Education 1st Credit Union
Main Office

1250 Country Hills Dr
Ogden, UT 84403 2560

https://e1cu.org

MonitorBankRates' Rating

5/5

★★★★★

Review Education 1st Credit Union

Compare Education 1st Credit Union Rates with Other Competitive Bank and Credit Union Rates

HomePride Bank

Kasasa Checking

5.38%

$50

Balboa Thrift and Loan Association

3-Month CD

4.50%

$2,000

Hatboro Federal Savings

12-Month CD

4.00%

$1,000

Alden State Bank

Kasasa Cash Checking

4.00%

Dieterich Bank

12-Month CD

3.95%

$500

E-Trade

18-Month CD

3.90%

Bank of Edmonson County

12-Month CD

3.85%

$500

American State Bank (TX)

48-Month CD

3.60%

$1,000

Community Bank of Raymore

24-Month CD (IntraFi)

3.56%

$10,000

The Golden 1 Credit Union

16-Month CD

3.45%

$500

Vidalia Federal Savings Bank

12-Month CD

3.30%

$1,000

FCN Bank, N.A.

36-Month CD

3.28%

$1,000

Milford Federal Bank

12-Month CD

3.25%

$1,000

Consumers National Bank

25-Month CD

3.25%

$1,000

F&M Bank & Trust

24-Month CD

3.19%

$2,500

New Tripoli Bank

18-Month CD

3.06%

$500

The Peoples S&L Co.

36-Month CD

3.03%

$500

First County Bank

18-Month CD

3.00%

$1,000

Merchants State Bank

48-Month CD

3.00%

$100

Balboa Thrift and Loan Association

60-Month CD (Jumbo)

3.00%

$10,000

M.Y. Safra Bank

36-Month CD

2.85%

$500

Bristol Morgan Bank

60-Month CD

2.60%

$500

First Enterprise Bank

36-Month CD

2.50%

$1,000

Farmers State Bank (Marion, IA)

12-Month CD

2.50%

$1,000

Genoa Community Bank

30-Month CD

2.45%

$500

First Southern Bank

24-Month CD

2.42%

$1,000

Benchmark Community Bank

48-Month CD

2.25%

$500

Bank of Vici

30-Month CD

2.18%

$1,000

Park Bank

48-Month CD

2.11%

$2,500

Bar Harbor SLA

60-Month CD

2.01%

$500

Collinsville Bank

12-Month CD

2.00%

$500

CNB St Louis Bank

60-Month CD

1.26%

$500

Midland Federal S&L

60-Month CD

1.26%

$1,000

AHE Plant 3 Federal Credit Union

24-Month CD

1.25%

$500

Murray Bank

30-Month CD

1.00%

$1,000

Carson Bank

e-Checking

0.75%

$100

First Federal S&L Pascagoula, MS

First Choice Money Market

0.75%

$10,000

Kearny Bank

48-Month CD

0.70%

$500

Community National Bank (VT)

24-Month CD

0.59%

$2,500

FirsTier Bank

18-Month CD

0.50%

Wyoming Community Bank

Savings

0.40%

Rolette State Bank

Passbook Savings

0.35%

$100

Metropolitan Bank

24-Month CD

0.30%

$2,500

Community Bank Mankato

12-Month CD

0.25%

$1,000

First Citizens Bank Luverne, AL

NOW Checking

0.10%

$1,500

Tennessee State Bank

Savings

0.10%

$100

Education Credit Union

Smart Checking

0.10%

$1,000

Farmers State Bank Elmwood, IL

Interest Checking

0.05%

$500

Phelps County Bank

Personal Savings

0.05%

$50

North Country Savings Bank

Statement Savings

0.05%

$50

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Education 1st Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

First FSB of Champaign Urbana

15-Year Fixed

5.750%

5.799%

0.000

Kalsee Credit Union

15 Year Fixed

5.490%

5.799%

0.000

Sikorsky Credit Union

15-Year Fixed

5.750%

5.806%

0.000

Farmers State Bank Waterloo, IA

15-Year Fixed

5.750%

5.807%

0.000

DCU Digital Federal Credit Union

20-Year Fixed

5.750%

5.964%

1.375

Addition Financial Credit Union

15-Year Fixed

5.875%

6.057%

0.000

First Citizens Federal Credit Union

30 Year Fixed

6.000%

6.067%

0.000

1st United Credit Union

15-Year Fixed

6.000%

6.075%

0.000

USB Union Savings Bank

15-Year Fixed

5.875%

6.087%

0.000

1st Northern California Credit Union

30-Year Fixed (Jumbo)

6.000%

6.092%

0.750

Randolph Brooks FCU

5/5 ARM

6.000%

6.093%

0.000

NASA Federal Credit Union

15-Year Fixed

5.870%

6.103%

0.000

First National Bank of Orwell

15-Year Fixed

6.125%

6.224%

0.000

Empower Federal Credit Union

10/1 ARM

6.125%

6.267%

0.000

Ridgewood Savings Bank

10-Year Fixed

6.125%

6.350%

0.000

FirstBank of Nebraska

20-Year Fixed

6.375%

6.376%

0.000

Phoenixville Federal B&T

15-Year Fixed

6.125%

6.398%

0.125

L and N Federal Credit Union

15 Year Fixed

6.250%

6.424%

0.000

DCU Digital Federal Credit Union

30-Year Fixed

6.250%

6.439%

1.625

Proponent Federal Credit Union

3/1 ARM

5.750%

6.444%

0.000

Liberty Bank Middletown, CT

10/6 ARM

6.000%

6.445%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Education 1st Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

Marcus Bank

GM Extended Family™ Mastercard®

20.240% - 29.990%

0% Intro purchase APR for first 9 months

1st MidAmerica Credit Union

Platinum Rewards

8.900% - 13.900%

Based upon credit worthiness.

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

Mountain America Federal Credit Union

Low Rate Credit Card

13.240%

Abbott Laboratories Credit Union

Student Select Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

Suncoast Credit Union

Rewards Classic Starter VISA

16.500%

Credit Limit - $300 - $500

Security Service Federal Credit Union

Security Service Power MasterCard

12.740% - 18.000%

Canyon View Credit Union

Visa Business Rewards Card

15.240%

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Achieve Financial Credit Union

Visa Balance Transfer

8.990%

The balance transfer rate is good only on balances transferred from non-Achieve credit cards.

LMCU Lake Michigan Credit Union

Max Rewards Visa Credit Card

15.250%

Academic Federal Credit Union

Academic VISA® Platinum

10.900%

Teachers Federal Credit Union

Visa Platinum

16.200%

ACFCU

Reserve Rewards+ Card Visa

19.740% - 29.740%

Enjoy premium rewards and benefits, plus receive a $500 bonus.

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

SchoolsFirst Federal Credit Union

School Employee Mastercard

11.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Abbey Credit Union

VISA® Gold

11.960%

Aberdeen Proving Ground FCU

Visa Platinum Clarity

15.990%

4U Federal Credit Union

Credit Card

10.150%

Randolph Brooks FCU

Premier Rate Credit Card Mastercard

12.950% - 18.000%

The Golden 1 Credit Union

Member First VISA

15.040%

No balance transfer fees or annual fees.

America First Federal Credit Union

SIGNATURE 1.5% CASH BACK VISA

18.000%

Unlimited 1.5% Cash Back Signature Card

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Education 1st Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

1st Cooperative Federal Credit Union

Personal Loan

10.990%

$0 - $10,000

60 - 60

600 Atlantic Federal Credit Union

Signature Personal Loan

12.650%

$0 - $15,000

1 - 36

4U Federal Credit Union

Personal Loan

10.650%

Access Credit Union Bristol Pa Credit Union

Personal Loans

7.990%

$0 - $30,000

Vystar Credit Union

Personal Loans

13.250%

6184

705 Federal Credit Union

Personal Loan

12.250% - 17.000%

$0 - $20,000

2 Rivers Area Credit Union

Signature Loan

10.000%

Achieve Financial Credit Union

Unsecured/Personal Loans

8.990%

America First Federal Credit Union

Line of Credit Variable

16.740%

1st Valley Credit Union

Signature Loan

10.500%

Access Community Credit Union

Debt Consolidation

13.990%

1 - 72

Advantage Credit Union Newtown, IA

Personal Loans

14.700%

$8,000

60 - 60

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

1st United Credit Union

Personal Line of Credit Variable

13.150%

Y-12 Federal Credit Union

Ultra Loan

13.990%

360 Federal Credit Union

Debt Consolidated

9.490%

$500

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

SchoolsFirst Federal Credit Union

Overdraft Protection Loan

11.500% - 17.900%

$0 - $5,000

InFirst Bank

Personal Loan

12.000% - 12.110%

$1,500 - $15,000

48 - 48

The Golden 1 Credit Union

Personal Line of Credit

13.040%

705 Federal Credit Union

Personal Line of Credit

11.500% - 18.000%

$0 - $5,000

1st Ed Credit Union

Personal/Signature Loans

11.150%

60 - 60

AAC Credit Union

Signature Loans

12.990%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Education 1st Credit Union rate data right now, check back for updates, we are adding rates all the time.

Education 1st Credit Union Information

Credit Union Name: Education 1st Credit Union

Website: https://e1cu.org

Full Time Employees: 6
Part Time Employees: 2
President: Kristy Ellis
CEO: Kent Greenfield
Branch Locations: 1
ATM Locations: 1

Corporate Office Address:

1250 Country Hills Dr
Ogden, UT 84403 2560
Phone Number: 801-392-4877
Fax Number: 801-392-4879

Education 1st Credit Union Financials

Total Assets:

48,676,498

Total Amount of Shares and Deposits:

43,515,503

Total Shares and Deposits < 1 Year:

39,764,104

Total Shares and Deposits 1 3 Years:

1,229,632

Total Shares and Deposits > 3 Years:

2,521,768

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

5,800,533

Total Uninsured Shares and Deposits > $250K (F+J):

5,800,533

Total Insured Shares and Deposits > $250K (item 17 less item K):

37,714,970

Total Interest Expense (Sum of items 6 8):

293,727

Share Certificates:

318

Number of Accounts for Share Drafts:

1,406

IRA KEOGH Accounts:

Number of Accounts for Regular Shares:

2,576

All other shares:

595

Non Member Deposits:

Money Market Shares:

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

533,625

Total Liabilities:

43,691,600

Education 1st Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Credit Builder:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Member Application:

Are New Loans Available:

Yes

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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