Educators Credit Union Waco, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Educators Credit Union Waco, TX CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Educators Credit Union Waco, TX savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Educators Credit Union Waco, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Educators Credit Union Waco, TX? Share your experience about Educators Credit Union Waco, TX by leaving a review below, or read customer reviews before you decide to use Educators Credit Union Waco, TX. Overall, Educators Credit Union Waco, TX is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Compare Educators Credit Union Waco, TX Rates with Other Competitive Bank and Credit Union Rates
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12-Month CD
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Educators Credit Union Waco, TX Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
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4.500%
4.685%
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North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Educators Credit Union Waco, TX Credit Cards with Other Competitive Bank and Credit Union Credit Cards
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Abilene Teachers Federal Credit Union
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9.990%
Credit Line $7,000-$20,000
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Educators Credit Union Waco, TX Personal Loans with Other Competitive Bank and Credit Union Personal Loans
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
America First Federal Credit Union
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16.740%
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Academic Federal Credit Union
Personal Line of Credit
9.000%
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Educators Credit Union Waco, TX rate data right now, check back for updates, we are adding rates all the time. Educators Credit Union Waco, TX InformationCredit Union Name: Educators Credit Union Waco, TX
Website: https://edcu.com
Full Time Employees: 38Part Time Employees: 14 President: AL POLLARD CEO: WILLIAM PALASOTA Branch Locations: 8 ATM Locations: 7 Corporate Office Address:
501 W STATE Highway 6
WACO, TX 76710 5589 Phone Number: 254-776-7900 Fax Number: 254-751-5876 Educators Credit Union Waco, TX FinancialsTotal Assets:
552,067,790
Total Amount of Shares and Deposits:
453,783,473
Total Shares and Deposits < 1 Year:
442,263,257
Total Shares and Deposits 1 3 Years:
10,928,191
Total Shares and Deposits > 3 Years:
592,026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
21,724,212
Total Uninsured Shares and Deposits > $250K (F+J):
21,724,212
Total Insured Shares and Deposits > $250K (item 17 less item K):
432,059,261
Total Interest Expense (Sum of items 6 8):
1,676,484
Share Certificates:
3,244
Number of Accounts for Share Drafts:
13,037
IRA KEOGH Accounts:
1,148
Number of Accounts for Regular Shares:
36,040
All other shares:
24
Money Market Shares:
938
Net Income (unless the amount is already included in Undivided Earnings):
2,434,273
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
87,553,918
Total Liabilities:
454,576,619
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Educators Credit Union Waco, TX Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsThis week didn't bring any major changes in average savings rates or the best savings rates available which isn't expected since the FOMC has kept the Fed Funds rate at zero percent since 2008.
 Is finding the best low interest credit cards possible? Sounds like an oxymoron. Is there such a thing? Yes there are low interest credit cards available today, including low interest business credit cards. Finding the lowest interest credit card is going to take some work.
After increasing slightly the past two weeks, refinance rates moved lower today and will move lower in 2013 as the Federal Reserve continues to purchase mortgage-backed securities in order to drive rates lower. Refinance rates today on 30 year conforming mortgages are averaging 3.38 percent, down 6 basis points from last week's average refinance rate of 3.44 percent. Current refinance rates on 30 year conforming loans are only slightly higher from the 2012 all-time record low of 3.27 percent.
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See how Educators Credit Union Waco, TX Compares to other credit unions |
12-month CD rates can be found at 0.20%, 6-month CD rates at 2.26% and 3-month CD rates at 4.20%. Savings rates are at 0.01% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.57%. Credit Card rates are at 16.74%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates which you can compare to 
