EM Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare EM Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of EM Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. EM Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at EM Federal Credit Union? Share your experience about EM Federal Credit Union by leaving a review below, or read customer reviews before you decide to use EM Federal Credit Union. Overall, EM Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
EM Federal Credit Union
E M Federal Credit Union 50 W Iron Ave
Mesa, AZ 85210 6103  Compare EM Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
First Bank Clewiston, FL
Kasasa Checking
5.12%
$100
LimeLight Bank
6-Month CD
4.40%
$1,000
OAB One American Bank
12-Month CD
4.25%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare EM Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.816%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare EM Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare EM Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Accentra Credit Union
Personal Loan
11.760%
$0
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have EM Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. EM Federal Credit Union InformationCredit Union Name: EM Federal Credit Union
Website: https://emfederalcreditunion.org
Full Time Employees: 3Part Time Employees: 1 President: William Policastro CEO: Kimberly Person Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
50 W Iron Ave
Mesa, AZ 85210 6103 Phone Number: 480-633-4435 Fax Number: 480-633-4612 EM Federal Credit Union FinancialsTotal Assets:
11,357,278
Total Amount of Shares and Deposits:
9,614,978
Total Shares and Deposits < 1 Year:
9,614,978
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
71,184
Total Uninsured Shares and Deposits > $250K (F+J):
71,184
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,543,794
Total Interest Expense (Sum of items 6 8):
35,110
Number of Accounts for Regular Shares:
2,090
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
565,229
Total Liabilities:
9,635,462
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EM Federal Credit Union Questions and AnswersNo Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
No
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsVariable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.
The Federal Open Market Committee is having their two day meeting today and tomorrow to decide economic policy. The big question is will their policy decisions for interest rates higher in 2014? The answer to that question is yes and no, some interest rates will move higher this year while other rates will remain near current levels.
The current national average 2 year CD rate as reported by MonitorBankRates.com is at 0.90%. Right now on our list of national CD rates the highest 2 year CD rate is 1.49% with an APY of 1.50%. That current rate and yield is from Bank of Internet USA, an Internet bank that is based in San Diego, California.
Bank or Credit Union Offers and DealsApple Bank Savings AccountCD Rates Higher Than the Average Rates July 10, 2012 Are you Saving Enough for Retirement? According to a Pew Report, Probably Not CD Rates May 31: Average CD Rates Continue to Decline Bank Savings Rates/Money Market Rates April 17, 2013: Top Rates at or Just Above 1.00% No Relief for Savers as FOMC Declines Rate Hike Treasury Yields are Moving Higher, Will Savings Rates Also Go Up? Mortgage Rates Decline Again: 30 Year Mortgage Rates at 5.07% Fixed Rate Mortgage or Adjustable Rate Mortgage: Which is Best for Your Needs? More Changes to Make Refinancing Easier Alternative Bank and Credit Union Offers to ExploreMid-Cities Financial Credit Union CD RatesNavy Federal Credit Union Best CD Rates Freddie Says Mortgage Rates Remain Low Current Mortgage Rates: Average Mortgage Rates Decline Today, 30 Year Jumbo Mortgage Rates at 5.33% Average Bank CD Rates Down Again This Week Fed Will Push Top 1 Year CD Rates Above 1.50% Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent Best 12 Month CD Rates Los Angeles, California Mortgage Rates Decline on U.S. Credit Rating Downgrade: 30 Year Mortgage Rates at 4.28% Mortgage Rates Today in PMMS: 30 Year Mortgage Rates at 3.66% EM Federal Credit Union ReviewsThere are no reviews for EM Federal Credit Union yet. Feel free to create one below.
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See how EM Federal Credit Union Compares to other credit unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 1.01% and 3-month CD rates at 4.50%. Savings rates are at 0.20% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.95%. Credit Card rates are at 10.90%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates which you can compare to 
