Energy Plus Credit Union Rates and Review January 2026
Compare Energy Plus Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Energy Plus Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityEnergy Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Energy Plus Credit Union? Share your experience about Energy Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Energy Plus Credit Union. Overall, Energy Plus Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Energy Plus Credit Union Main Office 1230 W Morris St Indianapolis, IN 46221 1710  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Platinum without Rewards
7.900%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
14.990%
$0
25 - 36
Gold Star Loan
14.200%
$0
48
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Energy Plus Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Energy Plus Credit Union
Website: https://www.energypluscu.org
Full Time Employees: 14Part Time Employees: 1 President: Sara Mamuska Morris CEO: Cari Palmer Branch Locations: 3 ATM Locations: 0 Corporate Office Address:
1230 W Morris St
Indianapolis, IN 46221 1710 Phone Number: 317-261-8521 Fax Number: 317-261-5480 FinancialsTotal Assets:
44,926,465
Total Amount of Shares and Deposits:
37,550,969
Total Shares and Deposits < 1 Year:
37,065,634
Total Shares and Deposits 1 3 Years:
440,521
Total Shares and Deposits > 3 Years:
44,814
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,134,057
Total Uninsured Shares and Deposits > $250K (F+J):
1,134,057
Total Insured Shares and Deposits > $250K (item 17 less item K):
36,416,912
Total Interest Expense (Sum of items 6 8):
426,488
Share Certificates:
432
Number of Accounts for Share Drafts:
2,060
Number of Accounts for Regular Shares:
4,534
Money Market Shares:
54
Net Income (unless the amount is already included in Undivided Earnings):
297,149
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
197,877
Total Liabilities:
37,839,326
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Energy Plus Credit UnionIs a member application needed to join Energy Plus Credit Union?Yes, to access services at Energy Plus Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Energy Plus Credit Union provides a range of mortgage and home equity products. Is Energy Plus Credit Union a safe place to deposit money?Yes, Energy Plus Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Energy Plus Credit Union offer online and mobile banking?Most modern institutions like Energy Plus Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.30%, 6-month CD rates at 0.05% and 3-month CD rates at 4.25%. Savings rates are at 0.04% and money market rates are at 1.50%. Mortgage rates on 30-year fixed loans are around 5.54%. Credit Card rates are at 13.90%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to .png)
