Energy Plus Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Energy Plus Credit Union12-month CD rates can be found at 1.50%, 6-month CD rates at 4.25% and 3-month CD rates at 0.30%. Savings rates are at 0.00% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.41%. Credit Card rates are at 17.99%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Energy Plus Credit Union rates.

Compare Energy Plus Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Energy Plus Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Energy Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Energy Plus Credit Union? Share your experience about Energy Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Energy Plus Credit Union.

Overall, Energy Plus Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Energy Plus Credit Union
Main Office
1230 W Morris St
Indianapolis, IN 46221 1710
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Energy Plus Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bankwell Bank
Bankwell Bank
12-Month CD
4.30%
$1,000
Total Direct Bank
Total Direct Bank
12-Month CD
4.25%
$25,000
OWB One World Bank
OWB One World Bank
12-Month CD (Jumbo)
4.10%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
36-Month CD
4.00%
$1,000
United Trust Bank
United Trust Bank
6-Month CD
3.90%
$3,000
Coastal Heritage Bank
Coastal Heritage Bank
18-Month CD
3.80%
$1,000
Beal Bank USA
Beal Bank USA
18-Month CD
3.75%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
48-Month CD (Jumbo)
3.75%
$25,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
36-Month CD (Jumbo)
3.75%
$25,000
American Bank
American Bank
24-Month CD
3.75%
$500
Maspeth Federal S&L
Maspeth Federal S&L
36-Month CD
3.45%
$2,500
ValleyDirect
ValleyDirect
24-Month CD
3.35%
$500
Ameriprise Financial
Ameriprise Financial
18-Month CD
3.35%
$0
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.30%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
6-Month CD
3.17%
$500
The Grant County Bank
The Grant County Bank
Plateau Premium Investment Checking
3.11%
$25,000
Everence Trust Company
Everence Trust Company
Relationship Savings (with Qualifications)
3.10%
$5,000
Jefferson Security Bank
Jefferson Security Bank
12-Month CD
3.03%
$500
Access Community Credit Union
Access Community Credit Union
24-Month CD
3.00%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
Wyoming Community Bank
Wyoming Community Bank
48-Month CD
2.60%
$1,000
FSB of Wyoming
60-Month CD
2.52%
$2,000
1st Gateway Credit Union
1st Gateway Credit Union
24-Month CD
2.10%
$1,000
West Union Bank
West Union Bank
24-Month CD
2.00%
$500
Bruning Bank
Bruning Bank
36-Month CD
1.91%
$500
Connex Credit Union
Connex Credit Union
60-Month CD
1.80%
$500
HomeBank
48-Month CD
1.76%
$2,500
Monroe Savings Bank
Monroe Savings Bank
24-Month CD
1.75%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
18-Month CD
1.51%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
12-Month CD
1.50%
$500
Piedmont FSB
Piedmont FSB
48-Month CD
1.20%
$500
Central Bank Houston, TX
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
AbbyBank
AbbyBank
Savings Plus
0.50%
$10,000
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
Bank of Rantoul
Bank of Rantoul
Christmas Savings
0.50%
$2
Somerset Trust Company
Somerset Trust Company
36-Month CD
0.45%
$500
Cecil Bank
Cecil Bank
24-Month CD
0.35%
$500
Mascoma Bank
Mascoma Bank
24-Month CD
0.35%
$500
Crest Savings Bank
Crest Savings Bank
30-Month CD
0.35%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
FNB of Nevada, Missouri
FNB of Nevada, Missouri
Money Market
0.25%
$2,500
Newburyport Bank
Newburyport Bank
Statement Savings
0.15%
$10
Great Midwest Bank
Great Midwest Bank
Simply Savings
0.10%
$50
Consumers Credit Union
Consumers Credit Union
6-Month CD
0.10%
$1,000
National Bank of Malvern
National Bank of Malvern
Savings
0.08%
$25
Columbia Bank
Columbia Bank
Yield Money Market
0.05%
$1,500
WVS West View SB
WVS West View SB
Premiere Money Market
0.05%
$1,000
Bank of America
Bank of America
18-Month CD
0.03%
$1,000
Bank of Dudley
60-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Energy Plus Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
5.750%
5.784%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Bank of America
Bank of America
15 Year Fixed
5.500%
5.844%
0.714
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.750%
5.945%
1.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
5.875%
6.036%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.100%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.375%
6.137%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.000%
6.146%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
Abri Credit Union
Abri Credit Union
15-Year Fixed
6.000%
6.250%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Energy Plus Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Energy Plus Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Energy Plus Credit Union rate data right now, check back for updates, we are adding rates all the time.

Energy Plus Credit Union Information

Credit Union Name: Energy Plus Credit Union
Full Time Employees: 14
Part Time Employees: 1
President: Sara Mamuska Morris
CEO: Cari Palmer
Branch Locations: 3
ATM Locations: 0
Corporate Office Address:
1230 W Morris St
Indianapolis, IN 46221 1710
Phone Number: 317-261-8521
Fax Number: 317-261-5480

Energy Plus Credit Union Financials

Total Assets:
44,397,735
Total Amount of Shares and Deposits:
37,389,985
Total Shares and Deposits < 1 Year:
35,234,474
Total Shares and Deposits 1 3 Years:
1,959,916
Total Shares and Deposits > 3 Years:
195,595
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,385,421
Total Uninsured Shares and Deposits > $250K (F+J):
1,385,421
Total Insured Shares and Deposits > $250K (item 17 less item K):
36,004,564
Total Interest Expense (Sum of items 6 8):
110,626
Share Certificates:
375
Number of Accounts for Share Drafts:
2,093
Number of Accounts for Regular Shares:
4,704
Money Market Shares:
60
Net Income (unless the amount is already included in Undivided Earnings):
87,681
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,536,945
Total Liabilities:
37,887,690
Show More

Energy Plus Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

ableBanking CD Rates were recently increased and are some of the top CD rates currently available. 1 year CD rates at ableBanking are at 2.67 percent with an APY of 2.70 percent. 2 year CD rates at ableBanking are even higher at 2.76 percent with an APY of 2.80 percent. The minimum opening deposit for both CD account is only $1,000. Compare ableBanking CD Rates with other bank CD rates below.
Here is a list of the top 10 online savings account rates and money market account rates on our rate tables:

Mortgage rates continue their relentless decent down as average 30 year mortgage rates hit a new low for 2016. Average mortgage rates moved sharply lower the past several weeks, following 10 year U.S. Treasury yields lower. Current 30 year rates are a mere 12 basis points above the all-time record low set in the fourth quarter of 2012.

Bank or Credit Union Offers and Deals

Cross River Bank CD Rates
TotalDirectBank CD Rates
Silvergate Bank Money Market Account Jumbo Rates now at 1.10%
Savings Rates Set to Increase in the 2nd or 3rd Quarter
30 Year Mortgage Rates Back Under 5.00%
Mortgage Rates Today Increase on Strong Jobs Report: 30 Year Rates at 3.61%
CD Rates Weekly Average Rates 4/25
Certificate of Deposit Accounts FDIC Insured up to $50 Million
Merrick Bank CD Rates
Bank of America Risk Free Certificate of Deposit (CD)

Alternative Bank and Credit Union Offers to Explore

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OneUnited Bank Savings Rates now at 0.40%
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Central Illinois Bank Current CD Rates
Refi: A Second Chance to Refi
Mortgage Rates Hit A New Weekly Low: 30 Year Mortgage Rates at 4.52%, 15 Year Mortgage Rates at 3.95%
Mortgage Rates and Mortgage Refinance Rates Decline: Jumbo 30 Year Rates at 5.28%
First Internet Bank CD Rates: 5.06% APY 12-Month Certificate of Deposit

Energy Plus Credit Union Reviews

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