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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Family Horizons Credit Union Rates & Review April 2026You can compare Family Horizons Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.91%, 6-month share certificate rates at 1.50% and 3-month share certificate rates at 0.85%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Family Horizons Credit Union rates. MonitorBankRates evaluates the financial stability of Family Horizons Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.05%. Rates were last updated on 04/23/2026. Family Horizons Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Family Horizons Credit Union? Share your experience about Family Horizons Credit Union by leaving a review below, or read customer reviews before you decide to use Family Horizons Credit Union. Family Horizons Credit Union
East Side Office 6665 E 21st St
https://www.familyhorizons.com Indianapolis, IN 46219
Current Rate AvailabilityWe do not have Family Horizons Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Family Horizons Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Family Horizons Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Family Horizons Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Family Horizons Credit Union
Website
https://www.familyhorizons.com
Address
6665 E 21st St,
Indianapolis, IN 46219
Phone
317-352-0423
Fax
317-352-0524
President
Charles Hoffman
CEO
Keith Wright
Full-Time Employees
22
Part-Time Employees
7
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.05%
Return on Assets (ROA)
0.0928%
Return on Equity (ROE)
0.8242%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
91,357,440
Total Amount of Shares and Deposits
80,124,588
Total Shares and Deposits < 1 Year
76,129,803
Total Shares and Deposits 1 3 Years
3,604,804
Total Shares and Deposits > 3 Years
389,981
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,541,749
Total Uninsured Shares and Deposits > $250K (F+J)
3,541,749
Total Insured Shares and Deposits > $250K (item 17 less item K)
76,582,839
Total Interest Expense (Sum of items 6 8)
621,007
Share Certificates
357
Number of Accounts for Share Drafts
5,016
IRA KEOGH Accounts
82
Number of Accounts for Regular Shares
8,404
Money Market Shares
289
Net Income (unless the amount is already included in Undivided Earnings)
84,751
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,375,456
Total Liabilities
81,074,752
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Family Horizons Credit UnionIs Family Horizons Credit Union a safe place to deposit money?Yes, Family Horizons Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0479664461277%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Family Horizons Credit Union operate?Family Horizons Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Family Horizons Credit Union?Yes, to access services at Family Horizons Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Family Horizons Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Family Horizons Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Family Horizons Credit Union offer online and mobile banking?Most modern institutions like Family Horizons Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.familyhorizons.com. Compare to Other Credit Unions
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