Family Savings Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Family Savings Credit Union Deposit Rates

Family Savings Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 1.00% and 3-month CD rates at 4.00%. Savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.67%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to Family Savings Credit Union rates.

Compare Family Savings Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Family Savings Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Family Savings Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Family Savings Credit Union? Share your experience about Family Savings Credit Union by leaving a review below, or read customer reviews before you decide to use Family Savings Credit Union.

Overall, Family Savings Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Family Savings Credit Union
Administrative Office
205 Rescia Ave
Rainbow City, AL 35906 5932
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Family Savings Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Communitywide Federal Credit Union
Communitywide Federal Credit Union
12-Month CD
4.40%
$1,000
BankChampaign
BankChampaign
18-Month CD
4.35%
$500
First Bank of the Lake
First Bank of the Lake
18-Month CD (Online)
4.30%
$5,000
Old Dominion National Bank
Old Dominion National Bank
18-Month CD
4.10%
$500
1st Street Credit Union
1st Street Credit Union
24-Month CD
4.06%
$1,000
VirtualBank
VirtualBank
12-Month CD
3.87%
$0
Farm Bureau Bank FSB
Farm Bureau Bank FSB
12-Month CD (Jumbo)
3.75%
$50,000
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
Susser Bank
Susser Bank
18-Month CD
3.75%
$1,000
F&M Union Bank
48-Month CD
3.53%
$100
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Thayer County Bank
Thayer County Bank
24-Month CD
3.44%
$2,500
Pathway Bank
Pathway Bank
48-Month CD
3.35%
$1,000
City National B&T Co. of Lawton, OK
60-Month CD
3.25%
$500
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
18-Month CD
3.04%
$500
Eclipse Bank
Eclipse Bank
12-Month CD
3.00%
$1,000
Presidential Bank
Presidential Bank
60-Month CD
2.85%
$1,000
Gogebic Range Bank
Gogebic Range Bank
60-Month CD
2.78%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
24-Month CD
2.75%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
Money Market
2.75%
$1,000
Range Bank
Range Bank
18-Month CD
2.50%
$1,000
The Bank of Princeton
The Bank of Princeton
24-Month CD
2.50%
$500
CSB Norwood Young America
CSB Norwood Young America
48-Month CD
2.37%
$500
West Shore Bank
West Shore Bank
12-Month CD
2.25%
$500
Reliance State Bank
Reliance State Bank
60-Month CD
2.11%
$2,500
Silver Lake Bank
Silver Lake Bank
48-Month CD
2.02%
$500
Bank of Edmonson County
Bank of Edmonson County
6-Month CD
2.01%
$500
802 Credit Union
802 Credit Union
6-Month CD
1.90%
$500
JTNB
JTNB
48-Month CD
1.76%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Business Money Market
1.06%
$2,500
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Star Money Market
1.01%
$2,500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
12-Month CD
1.00%
$500
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Kasasa Savings
0.85%
$0
Grinnell State Bank
Grinnell State Bank
Savings
0.75%
$100
The Harrison B&L Assoc.
The Harrison B&L Assoc.
60-Month CD
0.75%
$1,000
First County Bank
First County Bank
60-Month CD
0.55%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
12-Month CD
0.55%
$500
BankPlus
BankPlus
60-Month CD
0.55%
$1,000
The Berkshire Bank
The Berkshire Bank
Gold Money Market
0.50%
$2,500
Security Federal Bank
Security Federal Bank
Regular Savings
0.50%
$100
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
Clare Bank
Clare Bank
36-Month CD
0.45%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
Money Market
0.25%
$2,500
Comerica
Comerica
12-Month CD
0.10%
$1
First National Bank and Trust AL
First National Bank and Trust AL
Savings
0.05%
$50
Milford Federal Bank
Milford Federal Bank
Regular Savings
0.05%
$10
Liberty Bank for Savings
Liberty Bank for Savings
Money Market
0.03%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Family Savings Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.250%
5.846%
0.250
Citi
Citi
15-Year Fixed
5.500%
5.847%
1.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
5.750%
5.851%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
5.625%
5.891%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
5.875%
6.004%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.900%
6.033%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
30-Year Fixed
5.990%
6.094%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.375%
6.137%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Family Savings Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Family Savings Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Family Savings Credit Union rate data right now, check back for updates, we are adding rates all the time.

Family Savings Credit Union Information

Credit Union Name: Family Savings Credit Union
Full Time Employees: 251
Part Time Employees: 14
President: L Williamson
CEO: Danny Varnon
Branch Locations: 12
ATM Locations: 12
Corporate Office Address:
205 Rescia Ave
Rainbow City, AL 35906 5932
Phone Number: 256-547-8190
Fax Number: 256-442-8002

Family Savings Credit Union Financials

Total Assets:
1,004,306,182
Total Amount of Shares and Deposits:
842,962,571
Total Shares and Deposits < 1 Year:
766,378,767
Total Shares and Deposits 1 3 Years:
70,405,102
Total Shares and Deposits > 3 Years:
6,178,702
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
47,898,976
Total Uninsured Shares and Deposits > $250K (F+J):
72,980,244
Total Insured Shares and Deposits > $250K (item 17 less item K):
769,982,327
Total Interest Expense (Sum of items 6 8):
5,259,546
Share Certificates:
8,294
Number of Accounts for Share Drafts:
51,975
IRA KEOGH Accounts:
1,302
Number of Accounts for Regular Shares:
83,068
Non Member Deposits:
1
Money Market Shares:
242
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
135,683,049
Total Liabilities:
919,666,209
Show More

Family Savings Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Bank of Oak Ridge Mortgage RatesBank of Oak Ridge mortgage rates are very low right now and beat most online mortgage rates today. 30 year mortgage rates at Bank of Oak Ridge are at 4.375 percent with 0.25 points and $853 in fees. 15 year mortgage rates from Bank of Oak Ridge are currently at 3.75 percent with no mortgage points and $853 in fees. Most other lenders' 15 year mortgage rates that low require you to pay points upfront. 20 year mortgage rates from Bank of Oak Ridge, which is a less popular mortgage term, are offered at 4.25 percent with 0.25 points and the same $853 in fees.
Amex Savings RatesAmex savings rates are very competitive right now and are one of the best savings rates around. Savings rates at Amex are currently at 2.00 percent which is on the higher end of online savings rates available today. Savings rates at Amex were recently increased to this new top rate. You can compare Amex savings rate with other online savings rates below.
American Express Bank's current savings rate is the highest savings rate on our list in Indianapolis, Indiana. The current savings rate at American Express is 1.29 percent with a yield of 1.30 percent, more than 5 times the current national average savings rate is 0.239 percent.

Bank or Credit Union Offers and Deals

Fixed Mortgage Rates and Adjustable Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.81%
Mortgage Refinance Rates Jump Higher - 30 Year Refinance Rates at 5.25%
Credit Cards: Reform Bill Bad for Credit Card Holders?
Five Star Bank CD Rates
Fixed Rate Mortgage or Adjustable Rate Mortgage: Which is Best for Your Needs?
VirtualBank 1 Month CD Rates now at 0.15%
Jax Metro Credit Union - Best CD Rates
Slew of CD Rate Changes from Banks Prior to the Fed Funds Rate Increase
Retirement Accounts in the U.S. Recover From Losses During the Finanical Crisis
Home Buyer Tax Credit Extended and Expanded by The Senate

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates 7/20: Today's Mortgage Rates on 30 Year Loans at 4.50%
Actions by The Bank of Japan will Help Force Mortgage Rates Lower in the United States
Citizens Trust Bank CD Rates
Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36%
Mortgage Rates Rise After Week of Wild Swings: 30 Year Mortgage Rates at 4.27%
OneUnited Bank Savings Rates now at 0.40%
Current Savings Rates/Money Market Rates
Mortgage Rates Continue to Decline: 30 Year Fixed Mortgage Rates at 4.87%
Mortgage Rates: 15 Year Mortgage Rates at 3.33%
Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99%

Family Savings Credit Union Reviews

There are no reviews for Family Savings Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Family Savings Credit Union
Your Name:
Your Rating:

See how Family Savings Credit Union Compares to other credit unions