FD Community Federal Credit Union Rates and Review January 2026
Compare FD Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FD Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFD Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FD Community Federal Credit Union? Share your experience about FD Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FD Community Federal Credit Union. Overall, FD Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. FD Community Federal Credit Union Watertown Avenue 601 Watertown Ave Waterbury, CT 06708  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonMember First VISA
15.040%
No balance transfer fees or annual fees.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
12.990%
$0
1 - 24
Personal Loans
13.490%
$0 - $5,000
48 - 48
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have FD Community Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: FD Community Federal Credit Union
Website: https://www.fdcommunityfcu.org
Full Time Employees: 26Part Time Employees: 2 President: Joseph DelBuono CEO: Michael DOrlando Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
601 Watertown Ave
Waterbury, CT 06708 Phone Number: 203-753-9201 Fax Number: 203-756-6886 FinancialsTotal Assets:
153,412,037
Total Amount of Shares and Deposits:
135,104,068
Total Shares and Deposits < 1 Year:
132,286,626
Total Shares and Deposits 1 3 Years:
2,088,226
Total Shares and Deposits > 3 Years:
729,216
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
14,289,290
Total Uninsured Shares and Deposits > $250K (F+J):
14,289,290
Total Insured Shares and Deposits > $250K (item 17 less item K):
120,814,778
Total Interest Expense (Sum of items 6 8):
968,027
Share Certificates:
876
Number of Accounts for Share Drafts:
8,123
IRA KEOGH Accounts:
330
Number of Accounts for Regular Shares:
13,695
All other shares:
29
Money Market Shares:
255
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,889,681
Total Liabilities:
136,291,106
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About FD Community Federal Credit UnionIs a member application needed to join FD Community Federal Credit Union?Yes, to access services at FD Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, FD Community Federal Credit Union provides a range of mortgage and home equity products. Is FD Community Federal Credit Union a safe place to deposit money?Yes, FD Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does FD Community Federal Credit Union offer online and mobile banking?Most modern institutions like FD Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.55%, 6-month CD rates at 3.00% and 3-month CD rates at 2.78%. Savings rates are at 0.03% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
