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FedEx Employees Credit Association Federal Credit Union Rates and Review January 2026

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FedEx Employees Credit Association Federal Credit Union12-month CD rates can be found at 0.60%, 6-month CD rates at 4.00% and 3-month CD rates at 3.50%. Savings rates are at 0.10% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.19%. Credit Card rates are at 16.24%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates which you can compare to FedEx Employees Credit Association Federal Credit Union rates.

Compare FedEx Employees Credit Association Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FedEx Employees Credit Association Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

FedEx Employees Credit Association Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FedEx Employees Credit Association Federal Credit Union? Share your experience about FedEx Employees Credit Association Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FedEx Employees Credit Association Federal Credit Union.

Overall, FedEx Employees Credit Association Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

FedEx Employees Credit Association Federal Credit Union
Nonconnah
2731 S Nonconnah Blvd
Memphis, TN 38132 2110
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD (Jumbo)
4.30%
$100,000
6-Month CD
4.11%
$500
30-Month CD
4.05%
$500
18-Month CD
4.00%
$500
24-Month CD
3.80%
$100
48-Month CD
3.75%
$1,000
Savings
3.50%
$0
36-Month CD
3.34%
$1,000
18-Month CD
3.30%
$500
60-Month CD
3.28%
$500
24-Month CD
3.25%
$1,000
48-Month CD
3.25%
$2,500
Money Market
3.04%
$200,000
24-Month CD
3.00%
$500
48-Month CD
2.95%
$1,000
36-Month CD
2.60%
$500
12-Month CD
2.53%
$2,500
60-Month CD
2.50%
$50
48-Month CD
2.25%
$1,000
24-Month CD
2.23%
$1,000
60-Month CD
2.10%
$500
24-Month CD
2.00%
$1,000
36-Month CD
2.00%
$1,000
24-Month CD
1.35%
$500
Premier Money Market
1.25%
$10,000
Blue Chip Savings
0.50%
$100
36-Month CD
0.50%
$500
Money Market
0.50%
$1,500
Money Market
0.50%
$1,000
6-Month CD
0.50%
$500
Money Market
0.50%
$2,500
36-Month CD
0.40%
$1,000
Money Market
0.35%
$1,000
12-Month CD
0.30%
$0
48-Month CD
0.30%
$500
Savings
0.25%
$25
Christmas Club
0.25%
$1
Treasury Savings
0.20%
$10,000
Money Market
0.20%
$2,500
Passbook Savings
0.20%
$100
Savings
0.10%
$0
Money Market
0.10%
$2,500
Money Market
0.10%
$10
Money Market
0.10%
$2,500
Statement Savings
0.05%
$5
Money Market
0.05%
$100
Statement Savings
0.04%
$0
Interest Checking
0.01%
$50
Savings
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.125%
5.291%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.250%
5.499%
1.000
6.740%
6.723%
0.000
5.625%
5.673%
0.000
5.625%
5.846%
0.000
5.875%
6.099%
0.000
6.250%
6.350%
0.000
30-Year Fixed
6.250%
6.306%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
30-Year Fixed
6.500%
6.512%
0.000
15-Year Fixed
5.500%
5.546%
0.000
7-Year ARM
5.250%
5.752%
0.000
6.000%
6.174%
0.000
5.750%
5.853%
0.000
15-Year Fixed
5.125%
5.228%
0.000
10-Year Fixed
4.625%
5.148%
2.000
10 Year Fixed
5.750%
5.883%
0.000
20-Year Fixed
5.750%
5.870%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.000%
5.153%
1.000
5.375%
5.652%
0.000
15-Year Fixed
5.625%
5.896%
0.000
5.625%
6.072%
0.000
30-Year Fixed
6.250%
6.450%
0.000
4.875%
5.275%
0.000
5.625%
5.846%
0.000
5.300%
5.433%
0.000
20-Year Fixed
6.800%
6.993%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.500%
5.799%
0.000
15 Year Fixed
5.875%
6.356%
0.000
6.125%
6.320%
0.000
6.125%
6.266%
0.000
5.990%
6.035%
0.000
5.375%
5.911%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.875%
5.931%
0.000
5.990%
6.290%
0.000
5.625%
6.000%
0.000
15-Year Fixed
5.250%
5.513%
0.500
4.750%
4.940%
0.250
5.625%
5.843%
0.000
4.750%
5.855%
0.000
5/6 ARM
5.375%
6.286%
0.947
30-Year Fixed
5.875%
6.086%
0.000
5.500%
5.603%
0.000
6.999%
7.235%
0.000
30-Year Fixed
5.875%
5.965%
0.000
15-Year Fixed
5.500%
5.571%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Savings Secured Visa®
18.000%
9.990%
VISA® Credit Cards
7.990%
Visa Platinum Preferred
14.240% - 17.990%
Visa Business Rewards Card
15.240%
18.000%
Security Service Power Rewards MasterCard
18.000%
9.990%
Credit Line $500-$7,000
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Crimson Rewards Card
13.740%
Access FCU Visa Classic
13.500%
VISA® Classic
12.960%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
16.490% - 17.990%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
World Cash Back Credit Card Mastercard
18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Student Rewards Card
17.990%
14.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.700%
$2,500 - $5,000
36 - 36
Personal Loans
11.000%
$0
37 - 60
11.990%
$0
18.000%
$0 - $500
5
10.990%
$500
36
9.200% - 17.950%
$0 - $100
12 - 24
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
13.450%
$0
11.900%
$0 - $15,000
24 - 60
12.740%
$0
36
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Unsecured Signature Loan
9.250%
$0
1 - 24
Access Line Of Credit
16.240%
$0
A+ Preferred Line Of Credit
10.990%
$0
8.990%
$0
36
10.490%
$0
11.240%
$0 - $10,000
60 - 60
9.200% - 17.950%
$0 - $2,500
36 - 36
13.240%
$0 - $2,000
36 - 36
8.500%
$0 - $6,000
42
15.000%
$500 - $1,500
6 - 12
Debt Consolidation Loan
9.000%
$0
108
7.990%
$0 - $30,000
12.990%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have FedEx Employees Credit Association Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: FedEx Employees Credit Association Federal Credit Union
Full Time Employees: 118
Part Time Employees: 2
President: Lea Caraway
CEO: Tara Burton
Branch Locations: 10
ATM Locations: 9
Corporate Office Address:
2731 S Nonconnah Blvd
Memphis, TN 38132 2110
Phone Number: 901-344-2500
Fax Number: 901-332-1022

Financials

Total Assets:
625,113,709
Total Amount of Shares and Deposits:
524,823,411
Total Shares and Deposits < 1 Year:
519,570,867
Total Shares and Deposits 1 3 Years:
4,888,953
Total Shares and Deposits > 3 Years:
363,591
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
33,108,862
Total Uninsured Shares and Deposits > $250K (F+J):
33,108,862
Total Insured Shares and Deposits > $250K (item 17 less item K):
491,714,549
Total Interest Expense (Sum of items 6 8):
3,619,416
Share Certificates:
2,193
Number of Accounts for Share Drafts:
34,709
IRA KEOGH Accounts:
1,013
Number of Accounts for Regular Shares:
119,030
All other shares:
1,207
Money Market Shares:
2,473
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
54,774,004
Total Liabilities:
535,957,089
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About FedEx Employees Credit Association Federal Credit Union

Is a member application needed to join FedEx Employees Credit Association Federal Credit Union?

Yes, to access services at FedEx Employees Credit Association Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, FedEx Employees Credit Association Federal Credit Union provides a range of mortgage and home equity products.

Is FedEx Employees Credit Association Federal Credit Union a safe place to deposit money?

Yes, FedEx Employees Credit Association Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does FedEx Employees Credit Association Federal Credit Union offer online and mobile banking?

Most modern institutions like FedEx Employees Credit Association Federal Credit Union provide digital access including online balance checks and transfers.

Current FedEx Employees Credit Association Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions