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Fidelis Catholic Federal Credit Union Rates & Review September 2026

Fidelis Catholic Federal Credit Union's 6 - 11 Month CD rates are at 3.70%, 12 - 23 Month CD rates are at 3.65%, 60 Month CD rates are at 3.65%, 24 - 35 Month CD rates are at 3.60%, 48 - 59 Month CD rates are at 3.55%. Fidelis Catholic Federal Credit Union's savings rates are at 0.15%. Fidelis Catholic Federal Credit Union's money market rates are at 0.60%. Fidelis Catholic Federal Credit Union's Personal Loan Rates are as low as 9.99%. Fidelis Catholic Federal Credit Union's Credit Card Rates are at 9.20%. MonitorBankRates evaluates the financial stability of Fidelis Catholic Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.83%. Rates last updated and verified on 09/20/2026.

Fidelis Catholic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fidelis Catholic Federal Credit Union? Share your experience about Fidelis Catholic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fidelis Catholic Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.83%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Fidelis Catholic Federal Credit Union
Main Branch
6320 Wadsworth Blvd
Arvada, CO 80003-4838
https://www.fideliscu.org
Member NCUA

Fidelis Catholic Federal Credit Union CD Rates

Product Rate APY Term View More
6 - 11 Month Share Certificate 3.64% 3.70% 6-11 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
12 - 23 Month Share Certificate 3.59% 3.65% 12-23 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
60 Month Share Certificate 3.59% 3.65% 60 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
24 - 35 Month Share Certificate 3.54% 3.60% 24-35 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
48 - 59 Month Share Certificate 3.50% 3.55% 48-59 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
36 - 47 Month Share Certificate 3.40% 3.45% 36-47 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Savings 0.20% 0.20%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Regular Share Savings 0.15% 0.15%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union Checking Rates

Product Rate APY View More
Yield Plus (Money Market Checking) 1.80% 1.82%
Min Balance $150,000
Details Balance: $150,000+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Yield Plus (Money Market Checking) 1.55% 1.56%
Min Balance $100,000
Details Balance: $100,000 - $149,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Yield Plus (Money Market Checking) 1.30% 1.31%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Yield Plus (Money Market Checking) 1.05% 1.06%
Min Balance $20,000
Details Balance: $20,000 - $49,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Yield Plus (Money Market Checking) 0.70% 0.70%
Min Balance $5,000
Details Balance: $5,000 - $19,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Yield Plus (Money Market Checking) 0.60% 0.60%
Min Balance $0
Details Balance: $0 - $4,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 5-Year Freedom Loan 4.50% - 4.50% 5-Year Freedom Loan
Details <=60% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 10-Year Freedom Loan 4.75% - 4.75% 10-Year Freedom Loan
Details <=60% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 5-Year Freedom Loan 4.75% - 4.75% 5-Year Freedom Loan
Details 61-69% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 5-Year Fixed - - 4.85% 5-Year Fixed
Details Owner Occupied
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 10-Year Fixed - - 5.00% 10-Year Fixed
Details Owner Occupied
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 10-Year Freedom Loan 5.00% - 5.00% 10-Year Freedom Loan
Details 61-69% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 15-Year Freedom Loan 5.00% - 5.00% 15-Year Freedom Loan
Details <=60% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 5-Year Freedom Loan 5.00% - 5.00% 5-Year Freedom Loan
Details 70-75% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 10-Year Freedom Loan 5.25% - 5.25% 10-Year Freedom Loan
Details 70-75% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 15-Year Fixed - - 5.25% 15-Year Fixed
Details Owner Occupied
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 15-Year Freedom Loan 5.25% - 5.25% 15-Year Freedom Loan
Details 61-69% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 15-Year Freedom Loan 5.50% - 5.50% 15-Year Freedom Loan
Details 70-75% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Home Equity 20-Year Fixed - - 5.50% 20-Year Fixed
Details Owner Occupied
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
HELOC 15-Year Variable Line of Credit - - 6.75% 15 years
Details Term: 15-Year Variable Line of Credit; Published APR range: 6.75% - 18.00%**. Home Equity Line of Credit
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles (Cars & Trucks) Loan - - 4.75%
Details As Low As;*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Used Vehicles (Cars & Trucks) Loan - - 4.75%
Details As Low As;*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Vehicle Loans - - 4.75% 60 months
Details Payment example: A $30,000 loan at 4.75% APR for 60 months = $563/month. As low as; Rates effective January 19, 2026
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loans - 8.00%
Details As Low As;*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Recreational Vehicle Loans - 8.00%
Details As Low As;*
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Cards - 9.20%
Details As low as; Rates effective January 19, 2026
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
VISA Gold "Choice" - 9.20%
Details variable
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
VISA Gold "Choice" Credit Card 10.20% 10.20%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
VISA Gold - 11.20%
Details variable
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
VISA Classic "Choice" - 11.95%
Details fixed
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
VISA Gold Credit Card - 12.20%
Details Variable interest rates tied to the Prime Rate.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
VISA Classic Credit Card - 15.95%
Details Fixed APR on purchases.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans (Unsecured) 9.99% 6 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Signature Loans (Unsecured) 10.49% 12 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Signature Loans (Unsecured) 10.74% 24 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Signature Loans (Unsecured) 10.99% 36 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Signature Loans (Unsecured) 11.24% 48 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Signature Loans (Unsecured) 12.49% 60 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Fidelis Catholic Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Home Loans - - 4.50%
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Educational IRA Shares 0.15% - 0.15%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Roth IRA Shares 0.15% - 0.15%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%
Traditional IRA Shares 0.15% - 0.15%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.83%

Financial Health History

Fidelis Catholic Federal Credit Union’s Texas Ratio rose from 3.68% in Q2 2023 to 9.83% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 13% 3.0★ 19% 4.0★ 26% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.68% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A- Q2 2025 B+ Q3 2025 B+ Q4 2025 9.83% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$152M9.83%5.0A
December 31, 2025$153M18.96%4.7B+
September 30, 2025$147M19.02%4.7B+
June 30, 2025$148M14.05%5.0A-
March 31, 2025$149M8.15%5.0A
December 31, 2024$143M6.18%5.0A
September 30, 2024$143M7.71%5.0A
June 30, 2024$143M6.00%5.0A+
March 31, 2024$143M5.80%5.0A+
December 31, 2023$141M4.62%5.0A+
September 30, 2023$141M3.99%5.0A+
June 30, 2023$139M3.68%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fidelis Catholic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fidelis Catholic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fidelis Catholic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fidelis Catholic Federal Credit Union
Address 6320 Wadsworth Blvd, Arvada, CO 80003-4838
Phone 303-424-5037
Fax 303-422-0116
President Peter Doane
CEO Justin Dickson
Full-Time Employees 22
Part-Time Employees 5
Branch Locations 4
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.83%
Return on Assets (ROA)
-0.5485%
Return on Equity (ROE)
-6.4529%
Non-Performing Loans Ratio (NPL)
1.50%
Total Assets
151,563,230
Total Amount of Shares and Deposits
138,011,328
Total Shares and Deposits < 1 Year
126,677,555
Total Shares and Deposits 1 3 Years
9,830,175
Total Shares and Deposits > 3 Years
1,503,598
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,143,358
Total Uninsured Shares and Deposits > $250K (F+J)
8,143,358
Total Insured Shares and Deposits > $250K (item 17 less item K)
129,867,970
Total Interest Expense (Sum of items 6 8)
620,189
Share Certificates
1,316
Number of Accounts for Share Drafts
2,818
IRA KEOGH Accounts
411
Number of Accounts for Regular Shares
4,987
All other shares
1,155
Money Market Shares
840
Net Income (unless the amount is already included in Undivided Earnings)
-831,335
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,116,737
Total Liabilities
138,680,085
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Fidelis Catholic Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/fidelis-catholic-federal-credit-union-rates-review-9810">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Fidelis Catholic Federal Credit Union

How many branches does Fidelis Catholic Federal Credit Union operate?

Fidelis Catholic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fidelis Catholic Federal Credit Union?

Yes, to access services at Fidelis Catholic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fidelis Catholic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fidelis Catholic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fidelis Catholic Federal Credit Union offer online and mobile banking?

Most modern institutions like Fidelis Catholic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fideliscu.org.

Current Fidelis Catholic Federal Credit Union Rates

  • 12-Month CD3.70%
  • 24-Month CD3.65%
  • 60-Month CD3.55%
  • Savings0.15%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.