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Financial Educators Federal Credit Union Rates and Review January 2026

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Financial Educators Federal Credit Union12-month CD rates can be found at 0.75%, 6-month CD rates at 0.08% and 3-month CD rates at 0.55%. Savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 5.75%. Credit Card rates are at 15.40%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to Financial Educators Federal Credit Union rates.

Compare Financial Educators Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Financial Educators Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Financial Educators Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Financial Educators Federal Credit Union? Share your experience about Financial Educators Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Educators Federal Credit Union.

Overall, Financial Educators Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Financial Educators Federal Credit Union
main branch
1200 W International Speedway Blvd
Daytona Beach, FL 32114 2817
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD (Jumbo)
3.87%
$250,000
12-Month CD
3.80%
$1,000
24-Month CD
3.75%
$500
12-Month CD
3.74%
$500
48-Month CD
3.73%
$1,000
36-Month CD
3.65%
$500
12-Month CD
3.60%
$5,000
12-Month CD (Jumbo)
3.60%
$100,000
24-Month CD
3.45%
$500
24-Month CD
3.30%
$2,500
24-Month CD
3.14%
$1,000
36-Month CD
3.00%
$500
24-Month CD
3.00%
$500
48-Month CD
3.00%
$1,000
60-Month CD
3.00%
$500
24-Month CD
2.78%
$500
24-Month CD
2.77%
$1,000
24-Month CD
2.50%
$1,000
24-Month CD
2.50%
$1,000
48-Month CD
2.50%
$1,000
12-Month CD (Member Advantage)
2.40%
$500
24-Month CD
2.25%
$500
24-Month CD
2.07%
$1,000
6-Month CD
2.00%
$1,000
48-Month CD
2.00%
$500
Business Interest Checking
1.80%
$100
Money Market
1.76%
$2,500
12-Month CD
1.56%
$500
24-Month CD
1.25%
$1,000
60-Month CD
1.00%
$1,000
60-Month CD
0.90%
$500
12-Month CD
0.90%
$500
Money Market
0.50%
$2,500
Savings
0.40%
$0
Prime Checking
0.39%
$10,000
18-Month CD
0.30%
$500
48-Month CD
0.30%
$1,000
60-Month CD (Business Select)
0.20%
$500
30-Month CD
0.20%
$1,000
12-Month CD
0.20%
$1,000
Savings
0.15%
$0
Money Market
0.10%
$10
Money Market
0.10%
$2,500
Money Market
0.05%
$25
Money Market
0.05%
$1,000
Business Primary Money Market
0.05%
$2,500
12-Month CD
0.03%
$1,000
Diplomat Gold Money Market
0.02%
$0
Savings Plus
0.01%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.591%
0.000
30-Year Fixed
5.875%
5.950%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
6.250%
6.434%
0.000
6.000%
6.257%
0.000
5.500%
5.561%
0.000
30 Year Fixed
6.500%
6.597%
0.000
5.750%
5.858%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.650%
5.986%
0.000
5.375%
5.766%
0.000
6.000%
6.141%
0.000
6.000%
6.070%
0.000
30-Year Fixed
5.560%
5.730%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.125%
5.331%
1.000
5.875%
6.010%
0.000
5.500%
5.871%
0.000
5.875%
5.958%
0.000
7.000%
7.168%
0.000
7-Year ARM
5.250%
5.752%
0.000
10-Year Fixed
6.250%
6.250%
0.000
15-Year Fixed
5.500%
5.684%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.625%
5.941%
0.000
6.375%
6.375%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.375%
5.475%
0.000
4.875%
5.778%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.500%
5.803%
0.000
5.115%
5.787%
1.071
5.300%
5.433%
0.000
30-Year Fixed
6.000%
6.162%
1.000
5.125%
5.304%
0.000
5.375%
5.415%
0.000
5.750%
5.977%
0.000
5.750%
5.849%
0.000
5.375%
5.416%
0.000
5.625%
5.667%
0.000
30-Year Fixed
5.625%
5.666%
0.000
5.875%
5.980%
0.000
5.875%
6.099%
0.000
20-Year Fixed
5.750%
5.915%
0.000
5.875%
6.010%
0.000
5.750%
5.789%
0.000
15-Year Fixed
5.375%
5.584%
0.000
6.500%
6.748%
0.000
5.875%
6.055%
0.000
6.000%
6.085%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
9.990%
16.100%
Visa Platinum Preferred Rewards
15.740% - 17.990%
8.900% - 13.900%
Based upon credit worthiness.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Academic VISA® Classic
15.400%
14.740%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Platinum with Rewards
9.900%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Visa Crimson Rewards Card
13.740%
10.150%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Max Rewards Visa Credit Card
15.250%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Platinum Rewards
14.900%
Visa Secure Card
13.740%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
14.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
A+ Preferred Line Of Credit
10.990%
$0
12.990%
$0
12
14.200%
$5,000 - $8,000
48 - 48
Credit Builder Loan
9.000%
$0
Gold Star Loan
14.200%
$0
48
Credit Starter Loan
16.250%
$0
Debt Consolidation Loan
9.000%
$0
108
Personal Loans Share Secured
5.990%
$0
48
11.240%
$0 - $10,000
60 - 60
Personal Loan
11.760%
$0
10.000%
$0
1 - 36
11.500%
$0
48 - 48
14.990%
$0
25 - 36
10.700%
$0 - $10,000
60 - 60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
7.750% - 16.750%
$0
1 - 36
10.990%
$0 - $10,000
60 - 60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Personal Signature Loan
11.000%
$0
96
7.990%
$0 - $30,000
13.240%
$0
48
13.740%
$0
60
Personal Signature Loans
14.000%
$0
60
9.490%
$0
48 - 48
Personal/Signature Loans
11.150%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Financial Educators Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Financial Educators Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Robert Monroe
CEO: Russell Morin
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1200 W International Speedway Blvd
Daytona Beach, FL 32114 2817
Phone Number: 386-506-3040
Fax Number: 386-226-0431

Financials

Total Assets:
22,794,607
Total Amount of Shares and Deposits:
19,123,071
Total Shares and Deposits < 1 Year:
17,673,110
Total Shares and Deposits 1 3 Years:
1,449,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
899,332
Total Uninsured Shares and Deposits > $250K (F+J):
899,332
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,223,739
Total Interest Expense (Sum of items 6 8):
142,025
Share Certificates:
186
Number of Accounts for Share Drafts:
1,032
IRA KEOGH Accounts:
26
Number of Accounts for Regular Shares:
2,054
Money Market Shares:
199
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,029,862
Total Liabilities:
19,286,886
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Financial Educators Federal Credit Union

Is a member application needed to join Financial Educators Federal Credit Union?

Yes, to access services at Financial Educators Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Financial Educators Federal Credit Union provides a range of mortgage and home equity products.

Is Financial Educators Federal Credit Union a safe place to deposit money?

Yes, Financial Educators Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Financial Educators Federal Credit Union offer online and mobile banking?

Most modern institutions like Financial Educators Federal Credit Union provide digital access including online balance checks and transfers.

Current Financial Educators Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions