Redwood Credit Union Rates & Review November 2026

Yes. Redwood Credit Union current CD rates include its Long Term CDs with Active Checking - 18-21 month at 4.20% APY, its 3 - 5 Month Short Term CD with Active Checking at 3.85% APY and its 3 - 5 Month Short Term Standard CDs at 3.10% APY, verified by MonitorBankRates as of October 29, 2026.

Yes. Redwood Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

The highest Redwood Credit Union CD rate is its Short Term Business CDs With Active Checking - 12-17 month at 4.30% APY, verified by MonitorBankRates as of October 29, 2026.

Redwood Credit Union CD rates are 3.85% APY for a 5 month CD, 4.30% APY for an 18 month CD and 4.20% APY for a 21 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Redwood Credit Union for its full lineup.

The highest Redwood Credit Union savings rate is its Regular Savings at 0.15% APY, verified by MonitorBankRates as of October 29, 2026.

The highest Redwood Credit Union money market rate is its Premier Money Market at 4.15% APY, verified by MonitorBankRates as of October 29, 2026.

The highest Redwood Credit Union checking rate is its Plus Checking at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

The lowest Redwood Credit Union auto loan rate is its New Auto Loan at 4.59% APR, verified by MonitorBankRates as of October 29, 2026. Redwood Credit Union auto loan rates are 5.39% APR for a 36 month auto loan, 5.39% APR for a 60 month auto loan and 5.69% APR for a 72 month auto loan.

The lowest Redwood Credit Union personal loan rate is its VISA Signature at 14.49% APR, verified by MonitorBankRates as of October 29, 2026.

The lowest Redwood Credit Union credit card APR is its VISA Platinum Credit Card at 10.74% APR, verified by MonitorBankRates as of October 29, 2026.

Redwood Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Yes, to access services at Redwood Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Currently, Redwood Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

While formal credit repair services are not currently listed, Redwood Credit Union provides members with tools to manage their accounts and build a solid financial history.

Most modern institutions like Redwood Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redwoodcu.org.

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

Redwood Credit Union's CD rates are 65% higher than the MonitorBankRates national average, and it has an A+ health rating. Redwood Credit Union's top rates are its Short Term Business CDs With Active Checking - 12-17 month at 4.30% APY, its Regular Savings at 0.15% APY, its Premier Money Market at 4.15% APY, its Plus Checking at 0.10% APY, its Solar Loan at 7.99% APR and its VISA Platinum Credit Card at 10.74% APR, verified by MonitorBankRates on October 29, 2026.