Finger Lakes Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Finger Lakes Federal Credit Union

Compare Finger Lakes Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Finger Lakes Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Finger Lakes Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Finger Lakes Federal Credit Union? Share your experience about Finger Lakes Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Finger Lakes Federal Credit Union.

Overall, Finger Lakes Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Finger Lakes Federal Credit Union
Main Office 27 Seneca
27 Seneca St
Geneva, NY 14456 3502
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Finger Lakes Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Sullivan Bank
Sullivan Bank
Priority Plus Checking
6.00%
$100
Vanguard
Vanguard
84-Month CD (brokered)
5.25%
$1,000
First Westroads Bank
First Westroads Bank
9-Month CD (special)
5.25%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
6-Month CD
5.25%
$500
Beal Bank
Beal Bank
6-Month CD
5.25%
$1,000
LifeStore Bank
LifeStore Bank
9-Month CD (special)
5.13%
$5,000
First Enterprise Bank
First Enterprise Bank
12-Month CD
5.01%
$1,000
Wisconsin River Bank
Wisconsin River Bank
12-Month CD (special)
4.90%
$1,000
Massena Savings and Loan
Massena Savings and Loan
24-Month CD
4.65%
$1,000
The Dolores State Bank
The Dolores State Bank
12-Month CD
4.58%
$1,000
Winchester Co-operative Bank
Winchester Co-operative Bank
30-Month CD
4.50%
$500
Bellevue State Bank
Bellevue State Bank
18-Month CD
4.45%
$5,000
Kennett Trust Bank
Kennett Trust Bank
18-Month CD
4.33%
$500
FNB of Wyoming
FNB of Wyoming
6-Month CD
4.23%
$100
West Pointe Bank
West Pointe Bank
6-Month CD
3.79%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
6-Month CD
3.79%
$2,500
TriCentury Bank
TriCentury Bank
12-Month CD
3.50%
$1,000
Ixonia Bank
Ixonia Bank
Relationship Money Market
3.25%
$1,000,000
United Valley Bank
United Valley Bank
3-Month CD
3.25%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
60-Month CD
3.03%
$1,000
Chase Bank
Chase Bank
6-Month CD (special)
3.00%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
48-Month CD
3.00%
$2,500
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
18-Month CD
2.78%
$500
WCB West Central Bank
WCB West Central Bank
12-Month CD
2.52%
$1,000
Axiom Bank
Axiom Bank
18-Month CD
2.50%
$500
Portage Community Bank
Portage Community Bank
36-Month CD
2.50%
$1,000
American Commerce Bank, N.A.
American Commerce Bank, N.A.
18-Month CD
2.50%
$500
Warren-Boynton State Bank
Warren-Boynton State Bank
48-Month CD
2.26%
$1,000
Denison State Bank
Denison State Bank
60-Month CD
2.20%
$500
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Commercial Money Market
2.02%
$1,000,000
South Central State Bank
South Central State Bank
36-Month CD
1.96%
$1,000
Home Loan Investment Bank
Home Loan Investment Bank
24-Month CD
1.50%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
18-Month CD
1.50%
$500
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
First Bank Elk River
First Bank Elk River
6-Month CD
1.26%
$1
BankVista
BankVista
48-Month CD
1.26%
$1,000
Community Bank Owatonna
Community Bank Owatonna
12-Month CD
1.15%
$1,000
FNB of Moose Lake
FNB of Moose Lake
Investors Money Market
1.00%
$100,000
Bank
Bank
12-Month CD
0.90%
$10,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
48-Month CD (Bump Option)
0.80%
$500
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Huntington FSB
Huntington FSB
48-Month CD
0.40%
$500
BankWest Of Kansas
BankWest Of Kansas
3-Month CD
0.20%
$0
Bank of New Hampshire
Bank of New Hampshire
12-Month CD
0.15%
$500
Northwest Community Bank
Northwest Community Bank
Money Market
0.10%
$1,000
Reading Co-op Bank
Reading Co-op Bank
Money Market
0.05%
$0
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
StonehamBank
StonehamBank
Optimum Savings
0.05%
$10
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Regular Savings
0.05%
$10
Camden National Bank
Camden National Bank
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Finger Lakes Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.500%
5.568%
0.000
Institution for Savings
Institution for Savings
15-Year Fixed
5.500%
5.868%
2.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Greenstate Credit Union
Greenstate Credit Union
15 Year Fixed
5.990%
6.032%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.875%
6.053%
0.500
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.875%
6.101%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.000%
6.163%
0.000
One Nevada Credit Union
One Nevada Credit Union
30 year Fixed
5.700%
6.173%
1.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
6.125%
6.255%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.258%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
6.125%
6.267%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.125%
6.288%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.250%
6.397%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.375%
6.478%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.375%
6.485%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.375%
6.547%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.375%
6.554%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.500%
6.580%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.865%
6.580%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.500%
6.593%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.875%
6.631%
0.000
Citizens Federal S&LA
Citizens Federal S&LA
10-Year Fixed
6.375%
6.635%
0.500
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
30 Year Fixed
6.625%
6.689%
0.000
Collinsville Bank
Collinsville Bank
30-Year Fixed
6.625%
6.711%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Finger Lakes Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Finger Lakes Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Finger Lakes Federal Credit Union Information

Credit Union Name: Finger Lakes Federal Credit Union
Full Time Employees: 42
Part Time Employees: 5
President: Robert Stivers
CEO: Robert McFadden
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
27 Seneca St
Geneva, NY 14456 3502
Phone Number: 315-781-1334
Fax Number: 315-781-2385

Finger Lakes Federal Credit Union Financials

Total Assets:
235,796,806
Total Amount of Shares and Deposits:
212,479,799
Total Shares and Deposits < 1 Year:
210,083,981
Total Shares and Deposits 1 3 Years:
2,301,489
Total Shares and Deposits > 3 Years:
94,329
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,346,960
Total Uninsured Shares and Deposits > $250K (F+J):
6,346,960
Total Insured Shares and Deposits > $250K (item 17 less item K):
206,132,839
Total Interest Expense (Sum of items 6 8):
118,362
Share Certificates:
433
Number of Accounts for Share Drafts:
11,167
IRA KEOGH Accounts:
446
Number of Accounts for Regular Shares:
25,258
All other shares:
341
Money Market Shares:
214
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,667,889
Total Liabilities:
215,559,679
Show More

Finger Lakes Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Credit card rates are stable as 2010 comes to a close. The lowest average credit card rate on our rate tables by category are on our Low Introductory Rate Cards. The current average low introductory credit card rate is 0.689 percent. 
U.S. homeownership rate has just hit a 20 year low despite near record low current mortgage rates. The U.S. Department of Commerce reported the homeownership rate fell to 64.3 percent in the 4th quarter of 2014. This is the lowest level since the 3rd quarter of 1994.

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Finger Lakes Federal Credit Union Reviews

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