Finger Lakes Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Finger Lakes Federal Credit Union

Compare Finger Lakes Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Finger Lakes Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Finger Lakes Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Finger Lakes Federal Credit Union? Share your experience about Finger Lakes Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Finger Lakes Federal Credit Union.

Overall, Finger Lakes Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Finger Lakes Federal Credit Union
Main Office 27 Seneca
27 Seneca St
Geneva, NY 14456 3502
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Finger Lakes Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
High Yield Savings
5.30%
$2,500
NexBank
NexBank
6-Month CD (special)
5.20%
$25,000
Axiom Bank
Axiom Bank
6-Month CD (special)
5.00%
$500
Live Oak Bank
Live Oak Bank
18-Month CD
4.75%
$2,500
Vermillion State Bank
Vermillion State Bank
6-Month CD
4.70%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
12-Month CD
4.42%
$50,000
Brattleboro S&L
Brattleboro S&L
6-Month CD
4.25%
$500
Luana Savings Bank
Luana Savings Bank
60-Month CD (Jumbo)
4.24%
$100,000
1st Security Bank of Washington
1st Security Bank of Washington
21-Month CD (relationship)
4.21%
$500
University First Federal Credit Union
University First Federal Credit Union
30-Month CD
4.09%
$500
M&T Bank
M&T Bank
6-Month CD
4.00%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
18-Month CD (Jumbo)
3.92%
$10,000
Hibernia Bank
Hibernia Bank
12-Month CD
3.82%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
24-Month CD
3.80%
$1,000
Beacon Community Bank
Beacon Community Bank
24-Month CD
3.75%
$250
Financial Partners CU
Financial Partners CU
12-Month CD
3.65%
$1,000
Hanover Community Bank
Hanover Community Bank
15-Month CD
3.50%
$500
Newburyport Bank
Newburyport Bank
24-Month CD
3.50%
$500
Kennett Trust Bank
Kennett Trust Bank
Kasasa Checking
3.25%
$50
Truliant Federal Credit Union
Truliant Federal Credit Union
12-Month CD
3.18%
$250
New Market Bank
New Market Bank
18-Month CD
3.01%
$500
1st Security Bank of Washington
1st Security Bank of Washington
30-Month CD (relationship)
3.00%
$500
WVS West View SB
WVS West View SB
36-Month CD
3.00%
$500
Community First Bank
Community First Bank
24-Month CD
2.88%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
3-Month CD
2.78%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
3-Month CD
2.75%
$1,000
Citizens Bank of Kansas
Citizens Bank of Kansas
12-Month CD
2.52%
$500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
30-Month CD
2.52%
$500
First Enterprise Bank
First Enterprise Bank
48-Month CD
2.50%
$1,000
WCB West Central Bank
WCB West Central Bank
24-Month CD
2.32%
$1,000
BrioDirect
BrioDirect
24-Month CD
2.30%
$500
1st Gateway Credit Union
1st Gateway Credit Union
36-Month CD
2.10%
$1,000
LNB Community Bank
LNB Community Bank
18-Month CD
2.01%
$500
Achieve Credit Union
Achieve Credit Union
12-Month CD
2.00%
$500
Prairie Community Bank
Prairie Community Bank
36-Month CD
1.85%
$1,000
Maries County Bank
Maries County Bank
30-Month CD
1.61%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
48-Month CD
1.40%
$5,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
Stockgrowers State Bank of Ashland, KS
Stockgrowers State Bank of Ashland, KS
Money Market
1.16%
$100,000
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
1.11%
$1,000
Bank of Botetourt
Bank of Botetourt
60-Month CD
1.00%
$500
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
6-Month CD
1.00%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
18-Month CD IRA
0.95%
$250
Chain Bridge Bank
Chain Bridge Bank
Savings
0.81%
$100
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
24-Month CD
0.70%
$500
Atkins Savings B&T
Atkins Savings B&T
Passbook Savings
0.50%
$25
OBC Bank
OBC Bank
48-Month CD
0.35%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
12-Month CD
0.20%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
18-Month CD
0.15%
$250
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Southern Advantage Checking
0.05%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Finger Lakes Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.875%
5.932%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.000%
6.142%
0.000
First Community Credit Union
First Community Credit Union
5/5 ARM
5.950%
6.149%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.000%
6.221%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.125%
6.268%
0.500
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.250%
6.294%
0.000
The Bank of Brodhead
The Bank of Brodhead
20-Year Fixed
6.250%
6.308%
0.000
Hiway Credit Union
Hiway Credit Union
10/1 ARM
6.500%
6.334%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.125%
6.335%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.125%
6.366%
2.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
6.250%
6.393%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
6.000%
6.395%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.750%
6.461%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.375%
6.475%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.325%
6.477%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.375%
6.478%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.375%
6.500%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.375%
6.547%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
30 Year Fixed
6.500%
6.563%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
30-Year Fixed
6.500%
6.601%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.500%
6.608%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
10-Year Fixed
6.250%
6.621%
1.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.125%
6.645%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
30 Year Fixed
6.500%
6.645%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Finger Lakes Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Finger Lakes Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Finger Lakes Federal Credit Union Information

Credit Union Name: Finger Lakes Federal Credit Union
Full Time Employees: 42
Part Time Employees: 5
President: Robert Stivers
CEO: Robert McFadden
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
27 Seneca St
Geneva, NY 14456 3502
Phone Number: 315-781-1334
Fax Number: 315-781-2385

Finger Lakes Federal Credit Union Financials

Total Assets:
235,796,806
Total Amount of Shares and Deposits:
212,479,799
Total Shares and Deposits < 1 Year:
210,083,981
Total Shares and Deposits 1 3 Years:
2,301,489
Total Shares and Deposits > 3 Years:
94,329
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,346,960
Total Uninsured Shares and Deposits > $250K (F+J):
6,346,960
Total Insured Shares and Deposits > $250K (item 17 less item K):
206,132,839
Total Interest Expense (Sum of items 6 8):
118,362
Share Certificates:
433
Number of Accounts for Share Drafts:
11,167
IRA KEOGH Accounts:
446
Number of Accounts for Regular Shares:
25,258
All other shares:
341
Money Market Shares:
214
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,667,889
Total Liabilities:
215,559,679
Show More

Finger Lakes Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Pentagon Federal Credit Union (PenFed) recently increased the rate they are paying on their 12 month share certificate (certificate of deposit). The old share rate (CD rate) was under 1.00%, the new rate is 1.15% with an APY of 1.16%. PenFed's 1 year rate tops our list of the best national CD rates.
Low mortgage rates didn't help home sales in the month of March as the National Association of Realtors reported a drop in existing home sales. Mortgage rates are lower so far in 2014, current 30 year mortgage rates are at 4.25 percent, down from an average rate of 4.53 percent in early January.
alabama-credit-union-certificate-of-deposit-ratesAlabama Credit Union is advertising some of the best certificate of deposit rates available. Right now the best CD rate and yield offered by Alabama Credit Union is on their 7 months certificate of deposit. The current CD rate is 1.50%. The minimum opening deposit is $5,000.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Finger Lakes Federal Credit Union Reviews

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