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Firefighters Credit Union Rates and Review January 2026

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Firefighters Credit Union12-month CD rates can be found at 3.44%, 6-month CD rates at 4.00% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 29.99%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates which you can compare to Firefighters Credit Union rates.

Compare Firefighters Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Firefighters Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Firefighters Credit Union? Share your experience about Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Firefighters Credit Union.

Overall, Firefighters Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Firefighters Credit Union
Main Office
726 Massachusetts Ave
Indianapolis, IN 46204
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Success Checking
4.00%
$100
Kasasa Checking
4.00%
$500
6-Month CD
4.00%
$500
12-Month CD
4.00%
$500
48-Month CD
3.90%
$500
Mega Money Market Checking
3.85%
$500
18-Month CD
3.75%
$0
6-Month CD
3.60%
$1,000
3-Month CD
3.60%
$1,000
18-Month CD
3.49%
$1,000
6-Month CD
3.45%
$3,000
30-Month CD
3.31%
$500
12-Month CD
3.25%
$500
36-Month CD
3.03%
$250
60-Month CD
3.02%
$1,000
Money Market
3.00%
$1,000
6-Month CD
3.00%
$500
48-Month CD
2.77%
$1,000
60-Month CD
2.50%
$1,000
24-Month CD
2.32%
$1,000
21-Month CD
2.22%
$1,000
36-Month CD
2.10%
$1,000
36-Month CD
1.55%
$500
24-Month CD
1.40%
$500
18-Month CD
1.27%
$500
12-Month CD
1.26%
$500
24-Month CD
1.26%
$10,000
Money Market
1.26%
$1,500
12-Month CD
1.15%
$500
Money Market
1.00%
$25,000
12-Month CD
1.00%
$1,000
36-Month CD
0.70%
$500
60-Month CD
0.65%
$500
36-Month CD
0.55%
$1,000
Money Market
0.50%
$2,500
48-Month CD
0.50%
$2,500
Money Market
0.35%
$100
Money Market
0.25%
$1,000
Savings
0.15%
$0
NOW Checking
0.10%
$1,000
6-Month CD
0.10%
$1,000
NOW Checking
0.05%
$900
Money Market
0.05%
$100,000
Personal Savings
0.05%
$100
Select Money Market
0.05%
$0
Money Market
0.05%
$5,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.625%
5.836%
0.500
5.625%
5.760%
1.125
30-Year Fixed
6.125%
6.219%
0.000
5.875%
5.985%
1.000
5.875%
6.420%
0.000
5.500%
5.581%
0.000
10-Year Fixed
4.625%
5.148%
2.000
30-Year Fixed
5.500%
5.606%
0.750
5.125%
5.547%
0.000
20-Year Fixed
6.125%
6.201%
0.000
5.250%
6.232%
0.750
5.875%
6.012%
0.000
30-Year Fixed
6.000%
6.112%
0.000
5.500%
5.556%
0.000
5.990%
6.035%
0.000
5.375%
5.999%
0.000
6.740%
6.723%
0.000
5.625%
5.781%
0.878
15-Year Fixed
5.375%
5.431%
0.000
20-Year Fixed
6.800%
6.993%
0.000
5.875%
6.010%
0.000
30-Year Fixed
6.000%
6.058%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.125%
5.304%
0.000
5.375%
5.766%
0.000
15-Year Fixed
5.375%
5.525%
0.000
6.000%
6.061%
0.000
20-Year Fixed
5.900%
6.129%
0.000
6.000%
6.070%
0.000
5.500%
5.597%
0.000
4.740%
7.533%
0.000
5.625%
5.751%
0.000
15 Year Fixed
5.550%
5.643%
0.000
5.850%
5.891%
0.000
4.875%
5.172%
1.125
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.625%
5.787%
0.000
5.625%
5.941%
0.000
6.000%
6.110%
0.000
6.525%
6.595%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.750%
5.801%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
15-Year Fixed
6.625%
6.627%
0.000
5.250%
6.041%
0.000
5.625%
5.691%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
6.000%
6.250%
0.000
5.000%
5.055%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Savings Secured Visa®
18.000%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Platinum Preferred Student
17.990%
8.900% - 13.900%
Based upon credit worthiness.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum Preferred Rewards
15.740% - 17.990%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Classroom Supply Visa
8.500%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
9.990%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Academic VISA® Gold
15.400%
Visa Signature® Rewards
17.750%
VISA® Credit Cards
7.990%
Platinum Visa
15.350%
Business Select Credit Card Mastercard
18.000%
Security Service Power Rewards MasterCard
18.000%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Platinum Rewards
14.900%
16.240% - 27.240%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.500%
$0
48 - 48
Bill Consolidation Loan
8.990%
$0
60
17.900%
$0 - $500
Unsecured Signature Loan
10.250%
$0
37 - 60
13.990%
$0
Personal Loan Rates
5.740%
$0
1 - 36
10.000%
$0
60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
13.700%
$2,500 - $5,000
36 - 36
8.950%
$0
1 - 60
9.200% - 17.950%
$0 - $15,000
60 - 60
18.000%
$0 - $500
5
Refinanced Signature Loans
18.000%
$0
Personal Loan
11.000%
$0
1 - 12
New Signature Loans
8.990%
$0
8.990% - 17.990%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Gold Star Loan
14.200%
$0
48
7.000%
$500 - $15,000
60
14.990%
$0
25 - 36
15.000%
$500 - $1,500
6 - 12
Personal Line of Credit
12.950% - 18.000%
$0
9.990% - 18.000%
$0 - $50,000
11.740% - 17.990%
$0
Debt Consolidated
9.490%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Firefighters Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Firefighters Credit Union
Full Time Employees: 13
Part Time Employees: 0
President: Gregg Harris
CEO: Mel Self
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
726 Massachusetts Ave
Indianapolis, IN 46204
Phone Number: 317-636-5581
Fax Number: 317-636-8749

Financials

Total Assets:
85,595,055
Total Amount of Shares and Deposits:
74,814,031
Total Shares and Deposits < 1 Year:
69,425,690
Total Shares and Deposits 1 3 Years:
3,648,821
Total Shares and Deposits > 3 Years:
1,739,519
Total Interest Expense (Sum of items 6 8):
359,597
Share Certificates:
131
Number of Accounts for Share Drafts:
2,953
IRA KEOGH Accounts:
133
Number of Accounts for Regular Shares:
6,130
All other shares:
14
Money Market Shares:
525
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,941,045
Total Liabilities:
74,913,038
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Firefighters Credit Union

Is a member application needed to join Firefighters Credit Union?

Yes, to access services at Firefighters Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Firefighters Credit Union provides a range of mortgage and home equity products.

Is Firefighters Credit Union a safe place to deposit money?

Yes, Firefighters Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Firefighters Credit Union offer online and mobile banking?

Most modern institutions like Firefighters Credit Union provide digital access including online balance checks and transfers.

Current Firefighters Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions