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First Area Federal Credit Union Lewistown, PA Rates and Review January 2026

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First Area Federal Credit Union Lewistown, PA12-month CD rates can be found at 0.60%, 6-month CD rates at 3.60% and 3-month CD rates at 2.75%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.01%. Credit Card rates are at 16.50%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates which you can compare to First Area Federal Credit Union Lewistown, PA rates.

Compare First Area Federal Credit Union Lewistown, PA CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Area Federal Credit Union Lewistown, PA savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

First Area Federal Credit Union Lewistown, PA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Area Federal Credit Union Lewistown, PA? Share your experience about First Area Federal Credit Union Lewistown, PA by leaving a review below, or read customer reviews before you decide to use First Area Federal Credit Union Lewistown, PA.

Overall, First Area Federal Credit Union Lewistown, PA is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

First Area Federal Credit Union Lewistown, PA
First Area Federal Credit Union
23 S Dorcas St
Lewistown, PA 17044
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
3.95%
$500
6-Month CD
3.95%
$1,000
7-Month CD
3.88%
$500
12-Month CD
3.85%
$1,000
12-Month CD
3.70%
$500
24-Month CD
3.55%
$500
60-Month CD
3.51%
$500
18-Month CD
3.47%
$1,000
18-Month CD
3.29%
$100
18-Month CD
3.29%
$500
48-Month CD
3.28%
$1,000
12-Month CD
3.25%
$1,000
48-Month CD
3.25%
$500
60-Month CD
3.12%
$500
60-Month CD (Jumbo)
3.10%
$100,000
Christmas Club Savings
3.00%
$25
24-Month CD
2.96%
$250
36-Month CD
2.85%
$500
36-Month CD
2.82%
$500
36-Month CD
2.52%
$1,000
60-Month CD
2.43%
$1,000
3-Month CD
2.00%
$500
36-Month CD
1.79%
$250
18-Month CD
1.76%
$1,000
12-Month CD
1.76%
$1,000
18-Month CD
1.51%
$1,000
36-Month CD
1.31%
$1,000
36-Month CD
1.25%
$1,000
24-Month CD
1.05%
$500
Personal Savings
1.00%
$0
Regular Savings
1.00%
$50
48-Month CD
0.75%
$1,000
18-Month CD
0.75%
$500
12-Month CD
0.70%
$5,000
Money Market
0.55%
$500
Money Market
0.50%
$100
48-Month CD
0.35%
$1,000
24-Month CD
0.30%
$1,000
60-Month CD
0.30%
$500
Champion Money Market
0.25%
$1
18-Month CD
0.15%
$1,000
Anchor Checking
0.10%
$50
3-Month CD
0.05%
$1,000
Money Market
0.05%
$5,000
NOW Checking
0.05%
$1
Money Market
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.375%
6.498%
0.000
20-Year Fixed
5.750%
5.870%
0.000
15-Year Fixed
5.625%
5.750%
0.000
5.750%
5.924%
0.000
6.000%
6.031%
0.000
5.375%
5.565%
1.000
7.000%
7.168%
0.000
10-Year Fixed
5.375%
5.638%
0.000
30-Year Fixed
6.125%
6.201%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.250%
6.041%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
5.375%
5.375%
0.125
5.500%
5.621%
0.000
5.250%
5.562%
0.000
5.250%
5.426%
0.500
5.500%
5.646%
0.000
5.875%
6.110%
0.000
20-Year Fixed
5.625%
5.666%
0.000
5.990%
6.035%
0.000
5.125%
5.421%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.375%
5.935%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
15-Year Fixed
5.625%
5.697%
0.000
30-Year Fixed
6.125%
6.330%
0.000
5.000%
5.080%
0.000
6.000%
6.070%
0.000
6.000%
6.110%
0.000
4.625%
4.690%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.625%
5.647%
0.000
5.125%
5.637%
0.250
15 Year Fixed Jumbo
5.250%
5.290%
0.000
15 Year Fixed
6.125%
6.209%
0.000
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
5.875%
6.023%
0.125
5.625%
5.899%
0.000
5.875%
6.055%
0.000
5.750%
5.789%
0.000
5.875%
6.118%
0.000
15-Year Fixed
5.500%
5.579%
0.000
6.750%
6.697%
0.000
4.750%
4.940%
0.250
15-Year Fixed
5.680%
5.964%
0.000
6.000%
6.226%
0.000
4.875%
5.275%
0.000
5.700%
5.780%
0.000
6.000%
6.006%
0.000
5.500%
5.556%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Platinum
10.900%
9.990%
Credit Line $500-$7,000
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Rewards
14.900%
11.900%
8.750%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Crimson Card
13.240%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
VISA® Credit Cards
7.990%
Platinum Secured Visa
8.750%
14.240%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Platinum Preferred Starter
17.990%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
9.990%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Academic VISA® Gold
15.400%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Debt Consolidated
9.490%
$500
36
Term Line of Credit 84 months
8.000%
$0
Preferred Personal Loan
10.000%
$0
60
Personal Loan
8.950%
$0
9.490%
$0
48 - 48
Access Line Of Credit
16.240%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Refinanced Signature Loans
18.000%
$0
10.890%
$0
60
14.990%
$0
25 - 36
Technology Loan
9.750%
$0
36
50% Share Secured Loan
6.460% - 14.990%
$0
Education (tuition bill required)
8.250%
$0
60
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal Line of Credit
13.040%
$0
10.000%
$0
60
9.200% - 17.950%
$0 - $2,500
36 - 36
12.990%
$0
12
10.490%
$0
12.490%
$0
10.650%
$0
Signature Loan
10.500%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have First Area Federal Credit Union Lewistown, PA rate data right now.

Credit Union Profile & Overview

Credit Union Name: First Area Federal Credit Union Lewistown, PA
Full Time Employees: 5
Part Time Employees: 3
President: Robert Haines Jr
CEO: Bonnie Fisher
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
23 S Dorcas St
Lewistown, PA 17044
Phone Number: 717-248-5103
Fax Number: 717-248-9672

Financials

Total Assets:
29,429,178
Total Amount of Shares and Deposits:
26,761,099
Total Shares and Deposits < 1 Year:
26,758,890
Total Shares and Deposits 1 3 Years:
2,209
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
485,288
Total Uninsured Shares and Deposits > $250K (F+J):
485,288
Total Insured Shares and Deposits > $250K (item 17 less item K):
26,275,811
Total Interest Expense (Sum of items 6 8):
31,612
Share Certificates:
199
Number of Accounts for Share Drafts:
1,488
Number of Accounts for Regular Shares:
3,339
Net Income (unless the amount is already included in Undivided Earnings):
248,390
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,985,072
Total Liabilities:
26,775,389
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About First Area Federal Credit Union Lewistown, PA

Is a member application needed to join First Area Federal Credit Union Lewistown, PA?

Yes, to access services at First Area Federal Credit Union Lewistown, PA, a member application is required.

Is there a first-time homebuyer program?

Currently, First Area Federal Credit Union Lewistown, PA provides a range of mortgage and home equity products.

Is First Area Federal Credit Union Lewistown, PA a safe place to deposit money?

Yes, First Area Federal Credit Union Lewistown, PA is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does First Area Federal Credit Union Lewistown, PA offer online and mobile banking?

Most modern institutions like First Area Federal Credit Union Lewistown, PA provide digital access including online balance checks and transfers.

Current First Area Federal Credit Union Lewistown, PA Rates

ProductAPY

Rates subject to change.

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