First Atlantic Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare First Atlantic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Atlantic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFirst Atlantic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Atlantic Federal Credit Union? Share your experience about First Atlantic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Atlantic Federal Credit Union. Overall, First Atlantic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. First Atlantic Federal Credit Union CORP HEADQUARTERS 468 INDUSTRIAL WAY W EATONTOWN, NJ 07724 2210  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Visa
15.350%
VISA Signature Rewards
16.740% - 18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.490%
$0
48 - 48
Personal Loan
12.990%
$0
12
Term Line of Credit 84 months
8.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have First Atlantic Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: First Atlantic Federal Credit Union
Website: https://fafcu.com
Full Time Employees: 44Part Time Employees: 7 President: JASON SNAGUSKY CEO: ANN GOLDINAK Branch Locations: 4 ATM Locations: 4 Corporate Office Address:
468 INDUSTRIAL WAY W
EATONTOWN, NJ 07724 2210 Phone Number: 732-380-3600 Fax Number: 732-380-3637 FinancialsTotal Assets:
311,470,628
Total Amount of Shares and Deposits:
264,207,896
Total Shares and Deposits < 1 Year:
260,378,951
Total Shares and Deposits 1 3 Years:
3,020,070
Total Shares and Deposits > 3 Years:
808,875
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,197,730
Total Uninsured Shares and Deposits > $250K (F+J):
18,197,730
Total Insured Shares and Deposits > $250K (item 17 less item K):
246,010,166
Total Interest Expense (Sum of items 6 8):
2,223,940
Share Certificates:
945
Number of Accounts for Share Drafts:
12,922
IRA KEOGH Accounts:
479
Number of Accounts for Regular Shares:
21,568
Money Market Shares:
986
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
60,100,904
Total Liabilities:
269,645,959
Show More
Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About First Atlantic Federal Credit UnionIs a member application needed to join First Atlantic Federal Credit Union?Yes, to access services at First Atlantic Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, First Atlantic Federal Credit Union provides a range of mortgage and home equity products. Is First Atlantic Federal Credit Union a safe place to deposit money?Yes, First Atlantic Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does First Atlantic Federal Credit Union offer online and mobile banking?Most modern institutions like First Atlantic Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.95%, 6-month CD rates at 3.50% and 3-month CD rates at 1.05%. Savings rates are at 0.10% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
