|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Atlantic Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
First Atlantic Federal Credit Union's 12-Month Promo CDs of Deposit (CDs) / IRA CDs rates are at 3.75%, 6-Month New Money Promo CDs of Deposit (CDs) / IRA CDs rates are at 3.75%, 6 CD of Deposit (CD) rates are at 3.75%, 3-Year CDs of Deposit (CDs) / IRA CDs rates are at 3.50%, 4-Year CDs of Deposit (CDs) / IRA CDs rates are at 3.50%. First Atlantic Federal Credit Union's savings rates are at 0.05%. First Atlantic Federal Credit Union's money market rates are at 0.00%. First Atlantic Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of First Atlantic Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.55%. Rates were last updated on 04/11/2026. First Atlantic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Atlantic Federal Credit Union? Share your experience about First Atlantic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Atlantic Federal Credit Union. First Atlantic Federal Credit Union
CORP HEADQUARTERS 468 INDUSTRIAL WAY W
https://fafcu.com EATONTOWN, NJ 07724 2210 
First Atlantic Federal Credit Union CD Rates
First Atlantic Federal Credit Union Savings Rates
First Atlantic Federal Credit Union Money Market Rates
First Atlantic Federal Credit Union Checking Rates
First Atlantic Federal Credit Union Mortgage Rates
First Atlantic Federal Credit Union Home Equity & HELOC
First Atlantic Federal Credit Union Auto Loan Rates
First Atlantic Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Atlantic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Atlantic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Atlantic Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Atlantic Federal Credit Union
Website
https://fafcu.com
Address
468 INDUSTRIAL WAY W,
EATONTOWN, NJ 07724 2210
Phone
732-380-3600
Fax
732-380-3637
President
JASON SNAGUSKY
CEO
ANN GOLDINAK
Full-Time Employees
44
Part-Time Employees
7
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.55%
Return on Assets (ROA)
1.1526%
Return on Equity (ROE)
8.5636%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
311,470,628
Total Amount of Shares and Deposits
264,207,896
Total Shares and Deposits < 1 Year
260,378,951
Total Shares and Deposits 1 3 Years
3,020,070
Total Shares and Deposits > 3 Years
808,875
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,197,730
Total Uninsured Shares and Deposits > $250K (F+J)
18,197,730
Total Insured Shares and Deposits > $250K (item 17 less item K)
246,010,166
Total Interest Expense (Sum of items 6 8)
2,223,940
Share Certificates
945
Number of Accounts for Share Drafts
12,922
IRA KEOGH Accounts
479
Number of Accounts for Regular Shares
21,568
Money Market Shares
986
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
60,100,904
Total Liabilities
269,645,959
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Atlantic Federal Credit UnionIs First Atlantic Federal Credit Union a safe place to deposit money?Yes, First Atlantic Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5535807000144%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Atlantic Federal Credit Union operate?First Atlantic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Atlantic Federal Credit Union?Yes, to access services at First Atlantic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Atlantic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Atlantic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Atlantic Federal Credit Union offer online and mobile banking?Most modern institutions like First Atlantic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://fafcu.com. Current First Atlantic Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Beaumont Community Credit Union
CAMP SHELBY
Hi-Land Credit Union
Great Lakes First Federal Credit Union
Fasson Employees Federal Credit Union
New Community Federal Credit Union
Allegany First Federal Credit Union
Marisol Federal Credit Union
Mayo Employees Federal Credit Union
Assumption Beaumont Federal Credit Union
Mahoning Valley Federal Credit Union
Michigan State University Federal Credit Union
Genuine Parts Credit Union
IBEW 317 Federal Credit Union
Glendale Federal Credit Union
Thrive Federal Credit Union
Rio Blanco Schools Federal Credit Union
Saint Francis Employees Federal Credit Union
Sharonview Federal Credit Union
T&I Credit Union
Centra Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
