First Carolina Peoples Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Carolina Peoples Credit Union12-month CD rates can be found at 3.19%, 6-month CD rates at 4.00% and 3-month CD rates at 0.55%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates which you can compare to First Carolina Peoples Credit Union rates.

Compare First Carolina Peoples Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Carolina Peoples Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

First Carolina Peoples Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Carolina Peoples Credit Union? Share your experience about First Carolina Peoples Credit Union by leaving a review below, or read customer reviews before you decide to use First Carolina Peoples Credit Union.

Overall, First Carolina Peoples Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Carolina Peoples Credit Union
GOLDSBORO MAIN
201 E ASH ST
GOLDSBORO, NC 27530
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare First Carolina Peoples Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Presidential Bank
Presidential Bank
Advantage Checking
4.62%
$500
Frontier State Bank
Frontier State Bank
6-Month CD
4.35%
$1,000
Luminate Bank
Luminate Bank
12-Month CD
4.10%
$500
Newtek Bank
Newtek Bank
12-Month CD
4.00%
$2,500
iGOBanking
iGOBanking
36-Month CD
3.75%
$1,000
Bankwell Bank
Bankwell Bank
High Yield Money Market
3.75%
$100,000
Central Bank of Kansas City
Central Bank of Kansas City
36-Month CD
3.56%
$500
St. Ansgar State Bank
St. Ansgar State Bank
24-Month CD
3.53%
$5,000
First Financial of Maryland FCU
First Financial of Maryland FCU
18-Month CD
3.30%
$500
Halstead Bank
Halstead Bank
12-Month CD
3.30%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
60-Month CD
3.25%
$500
First Bank Elk River
First Bank Elk River
12-Month CD
3.09%
$500
Farmers National Bank
Farmers National Bank
48-Month CD
3.05%
$10,000
Bellevue State Bank
Bellevue State Bank
24-Month CD
3.02%
$2,500
Montgomery Bank
Montgomery Bank
3-Month CD
3.01%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
36-Month CD
3.00%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
48-Month CD
2.75%
$500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
48-Month CD
2.70%
$500
New Market Bank
New Market Bank
36-Month CD
2.55%
$500
Yampa Valley Bank
Yampa Valley Bank
Prime Savings
2.40%
$1
La Salle State Bank
La Salle State Bank
60-Month CD
2.35%
$1,000
Timberland Bank
Timberland Bank
36-Month CD
2.17%
$500
FNB Of Nokomis
FNB Of Nokomis
48-Month CD
2.16%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
60-Month CD
1.50%
$5,000
OneLocal Bank
OneLocal Bank
48-Month CD
1.50%
$1,000
Mercer County State Bank
24-Month CD (IRA)
1.49%
$500
Badger Bank
Badger Bank
36-Month CD
1.46%
$1,000
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
Heritage Bank Wood River, NE
6-Month CD
1.00%
$1,000
Buena Vista National Bank
Buena Vista National Bank
12-Month CD
0.85%
$500
First FSB of Kentucky
First FSB of Kentucky
24-Month CD
0.85%
$500
Katahdin Trust Company
Katahdin Trust Company
18-Month CD
0.85%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Money Market
0.75%
$50,000
Harbor Bank of Maryland
Harbor Bank of Maryland
18-Month CD
0.75%
$1,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Money Market
0.60%
$2,500
Needham Bank
Needham Bank
Super Saver Money Market
0.50%
$250
Rondout Savings Bank
Rondout Savings Bank
24-Month CD
0.50%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Premium NOW Checking
0.50%
$100
North Shore Trust and Savings
North Shore Trust and Savings
Premium Money Market
0.50%
$75,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
18-Month CD
0.30%
$1,000
Winter Hill Bank
Winter Hill Bank
6-Month CD
0.20%
$500
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
Massena Savings and Loan
Massena Savings and Loan
Savings
0.10%
$1
SSB Community Bank
SSB Community Bank
12-Month CD
0.10%
$1,000
Windsor Federal S&L
Windsor Federal S&L
6-Month CD
0.10%
$1,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
Consumer Savings
0.10%
$100
First Hawaiian Bank
First Hawaiian Bank
12-Month CD
0.05%
$1,000
State Bank Brownsburg, IN
Elite Money Market
0.05%
$2,500
The National Capital Bank of Washington
The National Capital Bank of Washington
Interest Checking
0.05%
$100
Franklin SB Farmington, ME
Franklin SB Farmington, ME
Statement Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Carolina Peoples Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.375%
5.476%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.500%
5.600%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.625%
5.802%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
5.750%
5.868%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.500%
5.930%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.875%
6.105%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Carolina Peoples Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare First Carolina Peoples Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have First Carolina Peoples Credit Union rate data right now, check back for updates, we are adding rates all the time.

First Carolina Peoples Credit Union Information

Credit Union Name: First Carolina Peoples Credit Union
Full Time Employees: 9
Part Time Employees: 1
President: MARK MCCARY
CEO: STACEY JONES
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
201 E ASH ST
GOLDSBORO, NC 27530
Phone Number: 919-736-0885
Fax Number: 919-736-0892

First Carolina Peoples Credit Union Financials

Total Assets:
35,850,137
Total Amount of Shares and Deposits:
32,371,890
Total Shares and Deposits < 1 Year:
28,990,952
Total Shares and Deposits 1 3 Years:
3,298,539
Total Shares and Deposits > 3 Years:
82,396
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,050,255
Total Uninsured Shares and Deposits > $250K (F+J):
2,050,255
Total Insured Shares and Deposits > $250K (item 17 less item K):
30,321,635
Total Interest Expense (Sum of items 6 8):
103,315
Share Certificates:
202
Number of Accounts for Share Drafts:
1,246
IRA KEOGH Accounts:
97
Number of Accounts for Regular Shares:
2,568
All other shares:
65
Non Member Deposits:
1
Money Market Shares:
2
Net Income (unless the amount is already included in Undivided Earnings):
8,645
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,825,252
Total Liabilities:
32,736,822
Show More

First Carolina Peoples Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

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30 year conforming mortgage rates are averaging 4.78%, a decline from Monday's average 30 year mortgage rate of 4.85%. The average 30 year mortgage rate in Virginia is slightly lower higher than the national. Current 30 year conforming mortgage rates in Virginia are averaging 4.80%.
aig-bank-money-market-accountsAIG Bank, the banking arm of the giant insurance company AIG, is offering some of the best money market account rates that beat most of the money market rates and savings rates that are currently available.

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