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Greater Valley Credit Union Rates & Review March 2026

Greater Valley Credit Union's 60 month CDs and IRA CDs rates are at 3.45%, 60 month CDs and IRA CDs rates are at 3.40%, 48 month CDs and IRA CDs rates are at 3.40%, 48 month CDs and IRA CDs rates are at 3.35%, 36 month CDs and IRA CDs rates are at 3.35%. Greater Valley Credit Union's money market rates are at 0.15%. Greater Valley Credit Union's Personal Loan Rates are at 4.19%. MonitorBankRates evaluates the financial stability of Greater Valley Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/26/2026.

Greater Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Valley Credit Union? Share your experience about Greater Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Valley Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Greater Valley Credit Union
Main
1185 W Hedges Ave
Fresno, CA 93728 1219
https://greatervalleycu.org
Member NCUA

Greater Valley Credit Union CD Rates

Product Rate APY Term View More
60 month Share Certificates and IRA Certificates 3.40% 3.45% 60 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 month Share Certificates and IRA Certificates 3.35% 3.40% 60 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month Share Certificates and IRA Certificates 3.35% 3.40% 48 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month Share Certificates and IRA Certificates 3.30% 3.35% 48 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Share Certificates and IRA Certificates 3.30% 3.35% 36 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Share Certificates and IRA Certificates 3.25% 3.30% 36 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 month Share Certificates and IRA Certificates 3.25% 3.30% 30 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 month Share Certificates and IRA Certificates 3.20% 3.25% 30 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Share Certificates and IRA Certificates 3.20% 3.25% 24 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Share Certificates and IRA Certificates 3.15% 3.20% 24 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Share Certificates and IRA Certificates 3.15% 3.20% 18 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Share Certificates and IRA Certificates 3.10% 3.14% 18 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Share Certificates and IRA Certificates 3.10% 3.14% 12 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Share Certificates and IRA Certificates 3.05% 3.09% 12 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Share Certificates and IRA Certificates 3.00% 3.04% 6 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Share Certificates and IRA Certificates 2.95% 2.99% 6 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 month Share Certificates and IRA Certificates 2.75% 2.78% 3 Months
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 month Share Certificates and IRA Certificates 2.65% 2.68% 3 Months
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greater Valley Credit Union Money Market Rates

Product Rate APY View More
Money Market - Tiered Rate 1.25% 1.26%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Tiered Rate 1.05% 1.06%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Tiered Rate 1.00% 1.00%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Tiered Rate 0.50% 0.50%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market - Tiered Rate 0.15% 0.15%
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greater Valley Credit Union Checking Rates

Product Rate APY View More
Premium Checking 0.08% 0.08%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Prime Checking 0.06% 0.06%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greater Valley Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 7.00% 180-360
Details $5,000 - $600,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greater Valley Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.19% 72
Details As Low As; APR is available for terms up to 72 months. Minimum loan amount for 72-month financing is $15,000. Existing GVCU loans are not eligible for refinance at these rates. All loans are subject to credit approval, income verification, acceptable debt-to-income ratio, and loan-to-value requirements. Monthly payment per $10,000 borrowed for 60 months at 4.19% APR is $185.00. Monthly payment per $15,000 borrowed for 72 months at 4.19% APR is $235.95. Offer available for a limited time and subject to change or end without notice.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greater Valley Credit Union Credit Card Rates

Product Rate APR View More
VISA® Classic Credit Card - 12.90%
Details No annual fee; 25-day grace period for purchases; 1% credit on balance transfers for new accounts
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greater Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Valley Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Valley Credit Union
Address 1185 W Hedges Ave, Fresno, CA 93728 1219
Phone 559-233-0867
Fax 559-233-0240
President Joel Aguilar
CEO Joey Yamuni
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.5084%
Return on Equity (ROE)
3.5937%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
33,835,015
Total Amount of Shares and Deposits
28,841,064
Total Shares and Deposits < 1 Year
26,784,789
Total Shares and Deposits 1 3 Years
1,742,203
Total Shares and Deposits > 3 Years
314,071
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
406,850
Total Uninsured Shares and Deposits > $250K (F+J)
406,850
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,434,214
Total Interest Expense (Sum of items 6 8)
257,857
Share Certificates
194
Number of Accounts for Share Drafts
415
IRA KEOGH Accounts
56
Number of Accounts for Regular Shares
2,097
Money Market Shares
100
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,426,393
Total Liabilities
29,048,628
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Greater Valley Credit Union

Is Greater Valley Credit Union a safe place to deposit money?

Yes, Greater Valley Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Greater Valley Credit Union operate?

Greater Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Valley Credit Union?

Yes, to access services at Greater Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Valley Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Valley Credit Union offer online and mobile banking?

Most modern institutions like Greater Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greatervalleycu.org.

Current Greater Valley Credit Union Rates

  • 12-Month CD3.09%
  • 18-Month CD3.14%
  • 24-Month CD3.20%
  • 60-Month CD3.40%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.