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Freedom Credit Union Rates and Review January 2026

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Freedom Credit Union

Compare Freedom Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Freedom Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Freedom Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Freedom Credit Union? Share your experience about Freedom Credit Union by leaving a review below, or read customer reviews before you decide to use Freedom Credit Union.

Overall, Freedom Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Freedom Credit Union
Main Office
815 N Freedom Blvd
Provo, UT 84604 3315
Member NCUA
MonitorBankRates' Rating
5/5
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Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30 Year Fixed Jumbo
6.250%
6.263%
0.000
30 Year Fixed
5.875%
5.916%
0.000
5.375%
5.415%
0.000
15 Year Fixed
5.120%
5.192%
0.000

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Blue Axis Edge Money Market
3.85%
$25,000
6-Month CD (Jumbo)
3.76%
$50,000
12-Month CD
3.74%
$500
12-Month CD
3.60%
$1,000
6-Month CD
3.58%
$500
60-Month CD
3.56%
$500
60-Month CD
3.50%
$500
24-Month CD
3.50%
$500
24-Month CD
3.30%
$1,000
60-Month CD
3.30%
$1,000
24-Month CD
3.25%
$500
24-Month CD
3.00%
$500
60-Month CD
3.00%
$500
60-Month CD
3.00%
$1,000
24-Month CD
3.00%
$500
36-Month CD
2.77%
$1,000
18-Month CD
2.65%
$500
6-Month CD
2.50%
$500
36-Month CD
2.36%
$500
48-Month CD
2.25%
$1,000
36-Month CD
2.25%
$1,000
12-Month CD
2.12%
$500
24-Month CD
2.04%
$1,000
60-Month CD
2.02%
$1,000
6-Month CD
2.00%
$500
24-Month CD
1.50%
$500
6-Month CD
1.50%
$500
48-Month CD
1.41%
$1,000
Premier Money Market
1.25%
$10,000
6-Month CD
1.15%
$500
60-Month CD
1.13%
$1,000
18-Month CD
1.05%
$500
48-Month CD
1.00%
$2,500
48-Month CD
0.75%
$500
24-Month CD
0.70%
$1,000
Money Market Checking
0.65%
$25,000
Statement Savings
0.60%
$10
Super NOW Checking
0.30%
$2,500
Money Market
0.25%
$2,500
Money Market
0.25%
$2,500
Money Market
0.20%
$5,000
Money Market
0.10%
$1,000
18-Month CD
0.10%
$1,000
Regular Savings
0.10%
$100
Interest Checking
0.05%
$600
Statement Savings
0.05%
$50
Money Market
0.05%
$5,000
Money Market
0.05%
$5,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.125%
6.167%
0.000
7.000%
7.168%
0.000
5.500%
5.591%
0.000
5.875%
6.010%
0.000
30-Year Fixed
6.000%
6.173%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.500%
5.803%
0.000
20-Year Fixed
5.625%
5.666%
0.000
5.625%
5.778%
0.000
5.875%
6.110%
0.000
15-Year Fixed
5.375%
5.580%
0.000
15 Year Fixed
5.375%
5.608%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.500%
5.724%
0.000
20-Year Fixed
6.125%
6.183%
0.000
6.250%
6.281%
0.000
5.375%
5.766%
0.000
6.000%
6.107%
0.000
30-Year Fixed
6.750%
6.750%
0.000
5.625%
5.846%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
10-Year Fixed
5.375%
5.473%
0.000
5.125%
5.237%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5/1 ARM
6.750%
6.859%
0.000
5.250%
5.633%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
6.375%
6.460%
0.000
5.750%
6.309%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
5.625%
5.714%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
6.000%
6.303%
0.000
30-Year Fixed
6.000%
6.046%
0.000
4.875%
5.010%
0.000
6.000%
6.061%
0.000
15-Year Fixed
5.375%
5.479%
0.125
30-Year Fixed
5.625%
5.685%
0.000
20 Year Fixed
5.500%
5.659%
0.000
6.125%
6.282%
1.000
5.375%
6.097%
0.000
5.875%
6.023%
0.000
5.000%
6.154%
0.325
30-Year Fixed
6.250%
6.263%
0.000
15-Year Fixed
5.500%
5.571%
0.000
5.625%
6.461%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.500%
5.809%
0.000
5.625%
5.790%
0.000
5.625%
5.781%
0.878
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Credit Card Rate Comparison

Institution
Product
APR
Notes
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
16.490% - 17.990%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
16.100%
Visa Signature® Cash Back
17.750%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
8.990% - 17.990%
Maximum limit of $30,000
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Rewards MasterCard
18.000%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Business Select Credit Card Mastercard
18.000%
10.150%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Signature® Rewards
17.750%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Access FCU Visa Classic
13.500%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.740% - 17.990%
$0
New Signature Loans
8.990%
$0
12.740%
$0
36
Student Loan Consolidation
5.490%
$0
9.990% - 16.240%
$0
61 - 66
8.990%
$0
36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
11.900%
$0 - $15,000
24 - 60
Term Line of Credit 84 months
8.000%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Consolidation Loans
14.850%
$0
37 - 60
Unsecured Signature Loan
10.250%
$0
25 - 36
9.200% - 17.950%
$0 - $500
48 - 48
Personal Lines of Credit
11.900% - 19.400%
$0
11.990%
$0
1 - 12
A+ Preferred Line Of Credit
10.990%
$0
12.990%
$0 - $2,000
24 - 24
Unsecured Signature Loan
9.250%
$0
1 - 24
Consolidation Loans
13.060%
$0
1 - 36
11.240%
$0 - $10,000
60 - 60
9.990% - 16.240%
$0
61 - 66
10.650%
$0
10.250% - 17.950%
$0
1 - 36
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
12.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: Freedom Credit Union
Full Time Employees: 10
Part Time Employees: 2
President: Thomas Crabb
CEO: Ken Payne
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
815 N Freedom Blvd
Provo, UT 84604 3315
Phone Number: 801-375-2120
Fax Number: 801-377-0435

Financials

Total Assets:
67,130,284
Total Amount of Shares and Deposits:
59,315,488
Total Shares and Deposits < 1 Year:
52,207,276
Total Shares and Deposits 1 3 Years:
5,663,859
Total Shares and Deposits > 3 Years:
1,444,354
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,478,306
Total Uninsured Shares and Deposits > $250K (F+J):
2,478,306
Total Insured Shares and Deposits > $250K (item 17 less item K):
56,837,182
Total Interest Expense (Sum of items 6 8):
941,301
Share Certificates:
581
Number of Accounts for Share Drafts:
2,640
IRA KEOGH Accounts:
119
Number of Accounts for Regular Shares:
5,199
Non Member Deposits:
3
Money Market Shares:
145
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,003,420
Total Liabilities:
59,882,115
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Freedom Credit Union

Is a member application needed to join Freedom Credit Union?

Yes, to access services at Freedom Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Freedom Credit Union provides a range of mortgage and home equity products.

Is Freedom Credit Union a safe place to deposit money?

Yes, Freedom Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Freedom Credit Union offer online and mobile banking?

Most modern institutions like Freedom Credit Union provide digital access including online balance checks and transfers.

Current Freedom Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions