Fremont Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Fremont Federal Credit Union's 84 Month Regular/IRA CD rates are at 4.18%, 60 Month Regular/IRA CD rates are at 3.90%, 24 Month Regular/IRA CD rates are at 3.82%, Regular/IRA CD 36 Month Freedom rates are at 3.82%, 18 Month Regular/IRA CD rates are at 3.76%. Fremont Federal Credit Union's savings rates are at 0.00%. Fremont Federal Credit Union's New/Used Automobile/Trucks/Vans rates are at 4.25%, New/Used Automobile/Trucks/Vans rates are at 4.50%, New/Used Automobile/Trucks/Vans rates are at 4.75%, New/Used Automobile/Trucks/Vans rates are at 5.25%, New/Used Automobile/Trucks/Vans rates are at 5.75%. Fremont Federal Credit Union's Personal Loan Rates are at 11.39%. Fremont Federal Credit Union's Credit Card Rates are at 12.20%.
Fremont Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Fremont Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Fremont Federal Credit Union Texas RatioFremont Federal Credit Union's Texas Ratio is at 3.63%, which is considered excellent. The Texas Ratio for Fremont Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Fremont Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Fremont Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Fremont Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Fremont Federal Credit Union
Main Office 315 Croghan St
Fremont, OH 43420 3013 
Fremont Federal Credit Union CD Rates
Fremont Federal Credit Union Savings Rates
Fremont Federal Credit Union Money Market Rates
Fremont Federal Credit Union Checking Rates
Fremont Federal Credit Union Mortgage Rates
Fremont Federal Credit Union Home Equity & HELOC
Fremont Federal Credit Union Student Loan Rates
Fremont Federal Credit Union Credit Card Rates
Fremont Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Fremont Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Fremont Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fremont Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Fremont Federal Credit Union
Website: https://www.fremontfcu.com
Full Time Employees: 84Part Time Employees: 9 President: Richard Egbert CEO: Nicholas Cray Branch Locations: 8 ATM Locations: 16 Corporate Office Address:
315 Croghan St
Fremont, OH 43420 3013 Phone Number: 419-334-4434 Fax Number: FinancialsTotal Assets:
361,366,052
Total Amount of Shares and Deposits:
310,020,138
Total Shares and Deposits < 1 Year:
274,562,429
Total Shares and Deposits 1 3 Years:
30,822,610
Total Shares and Deposits > 3 Years:
4,635,098
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,128,466
Total Uninsured Shares and Deposits > $250K (F+J):
20,128,466
Total Insured Shares and Deposits > $250K (item 17 less item K):
289,891,672
Total Interest Expense (Sum of items 6 8):
4,141,812
Share Certificates:
2,646
Number of Accounts for Share Drafts:
12,482
IRA KEOGH Accounts:
1,012
Number of Accounts for Regular Shares:
26,406
All other shares:
861
Non Member Deposits:
2
Money Market Shares:
817
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,516,267
Total Liabilities:
314,469,180
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Fremont Federal Credit UnionIs a member application needed to join Fremont Federal Credit Union?Yes, to access services at Fremont Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Fremont Federal Credit Union provides a range of mortgage and home equity products. Is Fremont Federal Credit Union a safe place to deposit money?Yes, Fremont Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Fremont Federal Credit Union offer online and mobile banking?Most modern institutions like Fremont Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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