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Fremont Federal Credit Union Rates and Review January 2026

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Fremont Federal Credit Union12-month CD rates can be found at 3.95%, 6-month CD rates at 1.00% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.59%. Credit Card rates are at 13.74%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Fremont Federal Credit Union rates.

Compare Fremont Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Fremont Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Fremont Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Fremont Federal Credit Union? Share your experience about Fremont Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fremont Federal Credit Union.

Overall, Fremont Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Fremont Federal Credit Union
Main Office
315 Croghan St
Fremont, OH 43420 3013
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
36-Month CD
3.80%
$1,000
12-Month CD
3.75%
$1,000
12-Month CD
3.55%
$1,000
24-Month CD
3.50%
$1,000
36-Month CD
3.50%
$500
24-Month CD
3.50%
$1,000
36-Month CD
3.42%
$1,000
60-Month CD
3.30%
$1,000
12-Month CD (Jumbo)
3.15%
$100,000
18-Month CD
3.03%
$1,000
18-Month CD
3.00%
$1,000
18-Month CD
2.88%
$500
18-Month CD
2.63%
$1,000
36-Month CD
2.52%
$1,000
18-Month CD
2.27%
$1,000
24-Month CD
2.15%
$500
24-Month CD (Bump)
2.12%
$500
36-Month CD
2.00%
$2,500
Money Market
2.00%
$10,000
18-Month CD
1.75%
$1,000
12-Month CD
1.75%
$1,000
48-Month CD
1.75%
$500
12-Month CD
1.51%
$500
48-Month CD
1.35%
$250
Presidents Checking
1.21%
$2,500
48-Month CD
1.15%
$2,000
6-Month CD
1.15%
$500
48-Month CD
1.10%
$1,000
36-Month CD
1.06%
$1,000
60-Month CD
1.01%
$1,000
Kasasa Savings
1.00%
$0
60-Month CD
1.00%
$500
24-Month CD
1.00%
$500
Savings
0.60%
$100
18-Month CD
0.50%
$1,000
Personal Money Market
0.40%
$2,500
Statement Savings
0.25%
$100
36-Month CD
0.25%
$1,000
Premier Savings
0.20%
$0
Money Market
0.20%
$2,500
Money Market
0.20%
$2,000
24-Month CD
0.16%
$1,000
Statement Savings
0.11%
$100
Next Generation Savings
0.10%
$100
Money Market
0.10%
$1,000
Money Market
0.05%
$25
First Plus Checking
0.01%
$1
Passbook Savings
0.01%
$50
Advantage Savings
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.006%
0.000
5.250%
6.232%
0.750
5.115%
5.787%
1.071
5.500%
5.500%
0.000
15-Year Fixed
5.375%
5.650%
0.000
15-Year Fixed
5.350%
5.462%
0.000
5.750%
5.827%
0.000
5.750%
5.801%
0.000
6.500%
6.218%
0.000
5.990%
5.199%
0.000
5.500%
5.591%
0.000
5.750%
5.853%
0.000
10-Year Fixed
5.125%
5.511%
0.000
5.875%
5.907%
0.000
20-Year Fixed
5.500%
5.555%
0.000
6.000%
6.000%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
15-Year Fixed
5.625%
5.736%
0.000
5.125%
5.173%
0.000
5.625%
5.846%
0.000
5.375%
5.475%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.750%
7.634%
0.000
6.125%
6.190%
0.000
15-Year Fixed
5.250%
5.347%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.000%
6.154%
0.325
15-Year Fixed
5.125%
5.180%
0.000
5.500%
5.556%
0.000
15-Year Fixed
5.625%
5.695%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
15-Year Fixed
5.125%
5.174%
0.000
15-Year Fixed
5.125%
5.389%
1.000
5.375%
5.766%
0.000
5.500%
5.597%
0.000
30-Year Fixed
5.625%
5.658%
0.000
6.375%
6.375%
0.000
5.875%
6.010%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
6.000%
6.239%
0.000
5.125%
5.421%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
5.875%
5.985%
1.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
5.250%
5.534%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
6.000%
6.113%
0.000
5.250%
5.499%
1.000
5.875%
5.975%
0.000
6.000%
6.250%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
VISA Signature Rewards
16.740% - 18.000%
13.900%
Visa Student Rewards Card
17.990%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
7.900%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Academic VISA® Classic
15.400%
Visa Secure Card
13.740%
8.990% - 17.990%
Maximum limit of $30,000
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
World Cash Back Credit Card Mastercard
18.000%
8.900% - 13.900%
Based upon credit worthiness.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Prime Platinum Visa Credit Card
11.500%
Visa Platinum Clarity
15.990%
13.240%
VISA® Gold
11.960%
14.740%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.240%
$0 - $2,000
36 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
10.250% - 17.950%
$0
1 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
A+ Personal Loan
8.990%
$0
84
13.490%
$0 - $5,000
48 - 48
9.200% - 17.950%
$0 - $500
48 - 48
Line of Credit
13.700%
$0
11.240% - 17.950%
$0
25 - 36
11.240%
$0 - $10,000
60 - 60
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loans
11.000%
$0
37 - 60
Personal Line of Credit
9.500%
$0
13.740%
$5,000
60 - 60
Personal Loan
11.760%
$0
14.200%
$5,000 - $8,000
48 - 48
10.000%
$0
1 - 36
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Unsecured Signature Loan
10.250%
$0
37 - 60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
Next Step Loan
10.500%
$0
Debt Consolidation
13.990%
$0
1 - 72
Access Line Of Credit
16.240%
$0
Preferred Personal Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Fremont Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Fremont Federal Credit Union
Full Time Employees: 84
Part Time Employees: 9
President: Richard Egbert
CEO: Nicholas Cray
Branch Locations: 8
ATM Locations: 16
Corporate Office Address:
315 Croghan St
Fremont, OH 43420 3013
Phone Number: 419-334-4434
Fax Number:

Financials

Total Assets:
361,366,052
Total Amount of Shares and Deposits:
310,020,138
Total Shares and Deposits < 1 Year:
274,562,429
Total Shares and Deposits 1 3 Years:
30,822,610
Total Shares and Deposits > 3 Years:
4,635,098
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,128,466
Total Uninsured Shares and Deposits > $250K (F+J):
20,128,466
Total Insured Shares and Deposits > $250K (item 17 less item K):
289,891,672
Total Interest Expense (Sum of items 6 8):
4,141,812
Share Certificates:
2,646
Number of Accounts for Share Drafts:
12,482
IRA KEOGH Accounts:
1,012
Number of Accounts for Regular Shares:
26,406
All other shares:
861
Non Member Deposits:
2
Money Market Shares:
817
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,516,267
Total Liabilities:
314,469,180
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Fremont Federal Credit Union

Is a member application needed to join Fremont Federal Credit Union?

Yes, to access services at Fremont Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Fremont Federal Credit Union provides a range of mortgage and home equity products.

Is Fremont Federal Credit Union a safe place to deposit money?

Yes, Fremont Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Fremont Federal Credit Union offer online and mobile banking?

Most modern institutions like Fremont Federal Credit Union provide digital access including online balance checks and transfers.

Current Fremont Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions