Georgias Own Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Georgias Own Credit Union

Compare Georgias Own Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Georgias Own Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Georgias Own Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Georgias Own Credit Union? Share your experience about Georgias Own Credit Union by leaving a review below, or read customer reviews before you decide to use Georgias Own Credit Union.

Overall, Georgias Own Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.72%
Credit Card
N/A
Personal Loan
N/A
Georgias Own Credit Union
Home Office
100 Peachtree St NW
Atlanta, GA 30303
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Georgias Own Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
7-Month CD
5.20%
$1,000
Coleman County State Bank
Coleman County State Bank
Checking Account Rewards <-$25K
5.00%
$100
Bank of Greene County
Bank of Greene County
e-Savings
5.00%
$1
Third Federal Savings and Loan
Third Federal Savings and Loan
5-Month CD (Raise Your Rate )
4.75%
$100,000
Texas Heritage National Bank
Texas Heritage National Bank
7-Month CD
4.59%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
24-Month CD
4.50%
$5,000
Rising Bank
Rising Bank
36-Month CD (Rising)
4.35%
$25,000
Denison State Bank
Denison State Bank
24-Month CD
4.00%
$500
Regional Missouri Bank
Regional Missouri Bank
48-Month CD
3.75%
$1,000
Popular Bank
Popular Bank
48-Month CD
3.65%
$1,000
The Seymour Bank
The Seymour Bank
48-Month CD
3.55%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
12-Month CD
3.50%
$1,000
Access Federal Credit Union
Access Federal Credit Union
60-Month CD share certificate
3.40%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
36-Month CD Jumbo
3.15%
$100,000
First National Bank of Orwell
First National Bank of Orwell
24-Month CD
3.04%
$500
First Citizens State Bank
First Citizens State Bank
60-Month CD
2.75%
$1,000
American Plus Bank, N.A.
American Plus Bank, N.A.
30-Month CD
2.60%
$25,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
12-Month CD
2.53%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
36-Month CD
2.53%
$1,000
Falcon National Bank
Falcon National Bank
48-Month CD
2.50%
$500
The Bank of Elk River
The Bank of Elk River
48-Month CD
2.42%
$200
Bank Midwest
Bank Midwest
18-Month CD
2.42%
$500
First State Bank of Porter
First State Bank of Porter
36-Month CD
2.02%
$1,000
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Commercial Money Market
2.02%
$1,000,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
48-Month CD (College Savers)
2.00%
$50
Kendall Bank
Kendall Bank
3-Month CD
2.00%
$1,000
Northfield Bank
Northfield Bank
36-Month CD
2.00%
$2,500
Charter Bank IA
Charter Bank IA
12-Month CD
2.00%
$1,000
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
CIT Bank
CIT Bank
Money Market
1.55%
$100
The Bank of Romney
The Bank of Romney
12-Month CD
1.26%
$1,000
FNB of Groton
FNB of Groton
18-Month CD
1.11%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
18-Month CD
1.00%
$500
FNB of Brownstown
12-Month CD
0.90%
$1,000
The Honesdale National Bank
The Honesdale National Bank
36-Month CD
0.70%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Savings
0.50%
$10
Community First Bank
Community First Bank
Savings Account
0.45%
$10
Franklin Bank
Franklin Bank
48-Month CD
0.45%
$500
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Savings
0.25%
$100
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
Northwest Community Bank
Northwest Community Bank
12-Month CD
0.20%
$500
Fulton Savings Bank
Fulton Savings Bank
6-Month CD
0.15%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Acadian Federal Credit Union
Acadian Federal Credit Union
Membership Savings
0.10%
$100
Bank of Franklin County
Bank of Franklin County
Patriot Money Market
0.05%
$0
LNB Community Bank
LNB Community Bank
Savings
0.05%
$100
Associated Bank
Associated Bank
36-Month CD
0.04%
$1,000
New Market Bank
New Market Bank
Prestige Plus Checking
0.03%
$0
American Savings Bank, FSB
American Savings Bank, FSB
Money Market
0.02%
$0
Eastern Bank
Eastern Bank
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Georgias Own Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.750%
5.954%
1.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.750%
6.035%
1.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
6.125%
6.182%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.258%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.125%
6.275%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
6.125%
6.283%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
6.000%
6.284%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.250%
6.317%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
30-Year Fixed
6.000%
6.337%
3.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
6.250%
6.368%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.340%
6.389%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
6.250%
6.434%
0.000
Shipbuilders Credit Union
Shipbuilders Credit Union
20-Year Fixed
6.375%
6.500%
0.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.375%
6.516%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
10-Year Fixed
6.375%
6.540%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.375%
6.554%
0.000
Sacramento Credit Union
Sacramento Credit Union
30-Year Fixed
6.375%
6.589%
1.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed Refinance
6.500%
6.593%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
20-Year Fixed
6.500%
6.621%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.643%
0.000
Houston Highway Credit Union
Houston Highway Credit Union
30 Year Fixed
6.375%
6.669%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.625%
6.718%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.500%
6.738%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Georgias Own Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Georgias Own Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Georgias Own Credit Union Information

Credit Union Name: Georgias Own Credit Union
Full Time Employees: 662
Part Time Employees: 18
President: Richard Burns
CEO: Dave Preter
Branch Locations: 33
ATM Locations: 30
Corporate Office Address:
100 Peachtree St NW
Atlanta, GA 30303
Phone Number: 404-874-1166
Fax Number:

Georgias Own Credit Union Financials

Total Assets:
4,408,889,374
Total Amount of Shares and Deposits:
3,568,003,558
Total Shares and Deposits < 1 Year:
3,442,381,097
Total Shares and Deposits 1 3 Years:
73,148,600
Total Shares and Deposits > 3 Years:
52,473,861
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
363,028,369
Total Uninsured Shares and Deposits > $250K (F+J):
363,028,369
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,204,975,189
Total Interest Expense (Sum of items 6 8):
55,034,966
Share Certificates:
20,133
Number of Accounts for Share Drafts:
158,452
IRA KEOGH Accounts:
6,444
Number of Accounts for Regular Shares:
286,405
All other shares:
238
Non Member Deposits:
200
Money Market Shares:
8,606
Net Income (unless the amount is already included in Undivided Earnings):
20,737,796
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
242,587,375
Total Liabilities:
4,068,846,449
Show More

Georgias Own Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Average savings rates in Bankrate's national rate survey are at 0.55 percent for account balances of $10,000. The Federal Deposit Insurance Corporation's (FDIC) national average savings account rate is even lower at 0.09 percent. The FDIC's jumbo savings rate is also at 0.09 percent.
We searched our savings interest rate table in Texas to find the highest savings account rates. Currently, on our rate list for Texas Tennessee Commerce Bank (TCB) has the best rate. TCB's current savings account rate is 1.49% with a savings yield of 1.50%. To earn this rate you need to also have a checking account with TCB.
Mortgage rates are mixed this week, fixed conforming mortgage rates are higher while fixed jumbo mortgage interest rates are lower. Current mortgage rates on 30 year home loans are averaging 4.05%, up from last week’s average 30 year mortgage rate of 3.91%. Today's Mortgage rates on 15 year mortgage loans are averaging 3.31%, up from last week’s average 15 year rate of 3.24%.

Bank or Credit Union Offers and Deals

Mortgage Loan Rates and Refinancing Rates Mixed This Morning: 15 Year Jumbo Rates Averaging 4.74%
EverBank 2 Year CD Rates now at 1.21%
Credit Cards - Balance Transfer Credit Card Offers
Mortgage Rates Currently Lower: 30 Year Mortgage Rates at 3.98%
Synchrony Bank Savings Jumbo Rates now at 1.04%
giantbank.com Money Market Account Rates now at 0.45%
Home Mortgage Rates: 30 Year Home Mortgage Rates at 4.28%, 15 Year Home Mortgage Rates at 3.81%
EverBank 18 Month Jumbo CD Rates now at 1.16%
2-19 Mortgage Rates: 30 Year Jumbo Mortgage Rates and Refinance Rates at 5.60%
Car Insurance Rates Getting the Best Auto Insurance Quotes in California

Alternative Bank and Credit Union Offers to Explore

Average Bank CD Rates Down Again This Week
Popular Direct Best Savings Rates
MySavingsDirect CD Rates: 6-Month Term 065% APY (Nationwide)
Mortgage Rates Today Lower Ahead of Fed Meeting
CD Rates at Allegany County Teachers Federal Credit Union
Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate
Mortgage Rates: Current Mortgage Rates October 27, 2009
PurePoint Financial CD Rates Move Upward
Busey Bank CD Rates - Special Promo 5.25% APY 7-Month CD
Highest National Savings Rates: Best Savings Rate at 1.00%

Georgias Own Credit Union Reviews

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