Georgias Own Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Georgias Own Credit Union

Compare Georgias Own Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Georgias Own Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Georgias Own Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Georgias Own Credit Union? Share your experience about Georgias Own Credit Union by leaving a review below, or read customer reviews before you decide to use Georgias Own Credit Union.

Overall, Georgias Own Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.72%
Credit Card
N/A
Personal Loan
N/A
Georgias Own Credit Union
Home Office
100 Peachtree St NW
Atlanta, GA 30303
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Georgias Own Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Security Bank Midwest
Security Bank Midwest
6-Month CD (special)
5.24%
$25,000
Geddes Federal S&L
Geddes Federal S&L
6-Month CD (special)
5.07%
$500
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
6-Month CD (special)
5.00%
$1,000
ESB Bank
ESB Bank
12-Month CD
5.00%
$10,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
12-Month CD
4.75%
$500
Rising Bank
Rising Bank
15-Month CD
4.50%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
30-Month CD
4.50%
$200
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
60-Month CD
4.35%
$500
Cross River Bank
Cross River Bank
3-Month CD
4.15%
$500
Chelsea Savings Bank
Chelsea Savings Bank
34-Month CD (special)
4.04%
$1,000
Riverland Bank
Riverland Bank
48-Month CD
4.00%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
18-Month CD
4.00%
$1,000
Ally Bank
Ally Bank
60-Month CD
3.90%
$0
FSB of Cando
FSB of Cando
12-Month CD
3.75%
$500
Port Richmond Savings
Port Richmond Savings
36-Month CD
3.75%
$500
FSB of Wyoming
27-Month CD (relationship)
3.55%
$1,000
Ergo Bank
Ergo Bank
24-Month CD
3.53%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
48-Month CD
3.40%
$1,000
Centreville Bank
Centreville Bank
12-Month CD
3.00%
$1,000
Chase Bank
Chase Bank
60-Month CD
2.50%
$0
First Enterprise Bank
First Enterprise Bank
60-Month CD
2.50%
$1,000
Security Service Federal Credit Union
Security Service Federal Credit Union
24-Month CD
2.40%
$500
Magyar Bank
Magyar Bank
24-Month CD
2.25%
$2,500
Port Washington State Bank
Port Washington State Bank
60-Month CD
2.25%
$10,000
Security Federal Bank
Security Federal Bank
48-Month CD
2.10%
$500
Iroquois Federal S&L
Iroquois Federal S&L
60-Month CD
2.02%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
36-Month CD
2.00%
$1,000
Petefish, Skiles & Co.
18-Month CD
1.96%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
36-Month CD
1.75%
$500
Center National Bank
Center National Bank
48-Month CD
1.50%
$500
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
12-Month CD
1.50%
$500
Piedmont FSB
Piedmont FSB
24-Month CD
1.40%
$500
1st Street Credit Union
1st Street Credit Union
Money Market
1.26%
$150,000
Oakdale State Bank
Oakdale State Bank
18-Month CD
0.90%
$1,000
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
Bogota Savings Bank
Bogota Savings Bank
60-Month CD
0.75%
$1,000
Wells River Savings Bank
Wells River Savings Bank
36-Month CD
0.60%
$200
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Savings
0.55%
$100
American National Bank - Fox Cities
American National Bank - Fox Cities
Kasasa Savings
0.50%
$0
Greenville Federal
Greenville Federal
36-Month CD
0.40%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
Greene County Commercial Bank
Greene County Commercial Bank
18-Month CD
0.25%
$1,000
Clinton Savings Bank
Clinton Savings Bank
18-Month CD
0.25%
$10
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Savings
0.10%
$0
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Savings
0.05%
$100
Kitsap Bank
Kitsap Bank
Statement Savings
0.05%
$100
Peoples Bank Taylorsville, KY
6-Month CD
0.05%
$500
Century SLA
Century SLA
NOW Checking
0.05%
$500
Sturdy Savings Bank
Sturdy Savings Bank
18-Month CD
0.02%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
Money Market
0.01%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Georgias Own Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
5.625%
5.777%
0.500
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
6.000%
6.062%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.750%
6.068%
0.000
State Employees Credit Union
State Employees Credit Union
5-Year ARM
6.000%
6.094%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.750%
6.190%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
6.125%
6.252%
0.500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.125%
6.256%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.875%
6.270%
2.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.125%
6.275%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.125%
6.290%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.125%
6.347%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.125%
6.371%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.375%
6.413%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.500%
6.535%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
6.000%
6.592%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.500%
6.611%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.643%
0.000
People First Federal Credit Union
People First Federal Credit Union
10-Year Fixed
6.500%
6.666%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
20-Year Fixed
6.500%
6.672%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.625%
6.718%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
6.625%
6.720%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.625%
6.721%
0.000
Riverview Federal Credit Union
Riverview Federal Credit Union
10-Year Fixed
6.500%
6.752%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
6.750%
6.803%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Georgias Own Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Georgias Own Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Georgias Own Credit Union Information

Credit Union Name: Georgias Own Credit Union
Full Time Employees: 662
Part Time Employees: 18
President: Richard Burns
CEO: Dave Preter
Branch Locations: 33
ATM Locations: 30
Corporate Office Address:
100 Peachtree St NW
Atlanta, GA 30303
Phone Number: 404-874-1166
Fax Number:

Georgias Own Credit Union Financials

Total Assets:
4,408,889,374
Total Amount of Shares and Deposits:
3,568,003,558
Total Shares and Deposits < 1 Year:
3,442,381,097
Total Shares and Deposits 1 3 Years:
73,148,600
Total Shares and Deposits > 3 Years:
52,473,861
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
363,028,369
Total Uninsured Shares and Deposits > $250K (F+J):
363,028,369
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,204,975,189
Total Interest Expense (Sum of items 6 8):
55,034,966
Share Certificates:
20,133
Number of Accounts for Share Drafts:
158,452
IRA KEOGH Accounts:
6,444
Number of Accounts for Regular Shares:
286,405
All other shares:
238
Non Member Deposits:
200
Money Market Shares:
8,606
Net Income (unless the amount is already included in Undivided Earnings):
20,737,796
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
242,587,375
Total Liabilities:
4,068,846,449
Show More

Georgias Own Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Speculation on when the Federal Open Market Committee will increase interest rates continues to change. The most recent round of speculation is based on the FOMC's January 2015 meeting minutes. The minutes show the FOMC hesitating to increase rates in June 2015 on fears of derailing the economic recovery.
Right now on our auto loan rate table in Topeka, KS, Pentagon Federal Credit Union tops our list of 4 year used auto loans. Penfed is offering 4 year used auto loan rates at 2.99 percent. PenFed also offers 100 percent auto loan financing for certain members. As with any credit union you'll have to join PenFed to obtain an auto loan.

Bank or Credit Union Offers and Deals

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Home Equity Loan vs. Home Equity Line of Credit

Georgias Own Credit Union Reviews

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