Georgias Own Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Georgias Own Credit Union

Compare Georgias Own Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Georgias Own Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Georgias Own Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Georgias Own Credit Union? Share your experience about Georgias Own Credit Union by leaving a review below, or read customer reviews before you decide to use Georgias Own Credit Union.

Overall, Georgias Own Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.34%
Credit Card
N/A
Personal Loan
N/A
Georgias Own Credit Union
Home Office
100 Peachtree St NW
Atlanta, GA 30303
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Georgias Own Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
18-Month CD
4.15%
$500
Twin River Bank
Twin River Bank
6-Month CD
4.06%
$500
American National Bank
American National Bank
Money Market
4.00%
$25,000
Vinton County Bank
Vinton County Bank
6-Month CD
4.00%
$2,500
The Citizens Bank of Weston
The Citizens Bank of Weston
36-Month CD
3.80%
$500
Goldwater Bank
Goldwater Bank
60-Month CD
3.75%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
36-Month CD
3.65%
$500
American Eagle Bank
American Eagle Bank
48-Month CD
3.55%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
24-Month CD
3.29%
$1,000
Portage Community Bank
Portage Community Bank
12-Month CD
3.25%
$1,000
First National Bank in Ord
First National Bank in Ord
18-Month CD (Jumbo)
3.03%
$100,000
FSB of Burnet
FSB of Burnet
24-Month CD (Jumbo)
3.03%
$95,000
Bonanza Valley State Bank
Bonanza Valley State Bank
Christmas Club Savings
3.00%
$25
Apple Bank for Savings
Apple Bank for Savings
48-Month CD
2.90%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
3-Month CD
2.75%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
48-Month CD
2.73%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
6-Month CD
2.70%
$1,000
cfsbank
cfsbank
48-Month CD
2.52%
$1,000
The Community State Bank
The Community State Bank
18-Month CD
2.52%
$1,000
Service Federal Credit Union
Service Federal Credit Union
60-Month CD
2.50%
$500
TSB Bank
TSB Bank
60-Month CD
2.50%
$500
Bank of Washington
Bank of Washington
24-Month CD
2.50%
$500
Bank Forward
Bank Forward
24-Month CD
2.50%
$500
First State Bank and Trust
First State Bank and Trust
30-Month CD
2.42%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
36-Month CD
2.20%
$500
Fifth District Savings Bank
Fifth District Savings Bank
60-Month CD
2.00%
$1,000
Southwest National Bank
Southwest National Bank
60-Month CD
2.00%
$500
Heritage Bank Wood River, NE
36-Month CD
1.50%
$1,000
Fremont Bank
Fremont Bank
12-Month CD
1.25%
$2,500
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
36-Month CD
1.12%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
3-Month CD
0.75%
$500
Bank of Sun Prairie
Bank of Sun Prairie
12-Month CD
0.75%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Platinum Money Market
0.55%
$25
First County Bank
First County Bank
60-Month CD
0.55%
$1,000
Marion Center Bank
Marion Center Bank
Statement Savings
0.50%
$100
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market
0.50%
$2,500
BAC Community Bank
BAC Community Bank
Diamond Savings
0.50%
$25
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
Rondout Savings Bank
Rondout Savings Bank
18-Month CD
0.30%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Growth Savings
0.25%
$500
BankPlus
BankPlus
24-Month CD
0.25%
$1,000
State Bank & Trust Company
State Bank & Trust Company
Standard Savings
0.15%
$0
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
Savings
0.10%
$500
Putnam County Bank
Putnam County Bank
Passbook Savings
0.10%
$10
Lowell Five SB
Lowell Five SB
Premier Money Market
0.05%
$2,500
Wells River Savings Bank
Wells River Savings Bank
Money Market
0.05%
$2,500
Department of Commerce FCU
Department of Commerce FCU
Share Savings
0.05%
$5
Blue Grass Federal SLA
Blue Grass Federal SLA
Statement Savings
0.05%
$0
The Union Bank Company
The Union Bank Company
Business Money Market
0.02%
$0
PSB Provident Savings Bank
PSB Provident Savings Bank
Savings Plus
0.01%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Georgias Own Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.125%
5.370%
1.250
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
5.625%
5.841%
0.000
Bank of America
Bank of America
15 Year Fixed
5.500%
5.844%
0.714
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
5.750%
5.851%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
5.375%
5.877%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.881%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.750%
5.970%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Georgias Own Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Georgias Own Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Georgias Own Credit Union Information

Credit Union Name: Georgias Own Credit Union
Full Time Employees: 678
Part Time Employees: 22
President: Richard Burns
CEO: Dave Preter
Branch Locations: 35
ATM Locations: 32
Corporate Office Address:
100 Peachtree St NW
Atlanta, GA 30303
Phone Number: 404-874-1166
Fax Number:

Georgias Own Credit Union Financials

Total Assets:
4,311,883,453
Total Amount of Shares and Deposits:
3,560,779,263
Total Shares and Deposits < 1 Year:
3,447,051,836
Total Shares and Deposits 1 3 Years:
60,837,559
Total Shares and Deposits > 3 Years:
52,889,869
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
351,201,038
Total Uninsured Shares and Deposits > $250K (F+J):
351,201,038
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,209,578,225
Total Interest Expense (Sum of items 6 8):
19,597,989
Share Certificates:
24,868
Number of Accounts for Share Drafts:
151,619
IRA KEOGH Accounts:
6,390
Number of Accounts for Regular Shares:
275,242
All other shares:
224
Money Market Shares:
8,405
Net Income (unless the amount is already included in Undivided Earnings):
4,714,271
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
404,207,455
Total Liabilities:
3,965,015,580
Show More

Georgias Own Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Best CD Rates for December 20, 2018The best CD rates available online moved higher over the past day and we expect more banks to raise CD rates before the end of 2018. The current best 1 year CD rate is now at 2.86 percent with an APY of 2.90 percent. The online bank offering that rate and yield is ableBanking, a division of Northeast Bank. The minimum opening deposit is $1,000. The best 9 month CD rates are at 2.30 percent with an APY of 2.31 percent from Luana Savings Bank. The minimum opening deposit is $5,000. The best 6 month CD rates are even better at 2.42 percent with an APY of 2.45 percent from My eBanc, A Division of BAC Florida. The minimum opening deposit for this CD account is also $5,000. Compare rates online to get the best CD rates today.
student-credit-cards-credit-card-bill-changesGetting a student credit card is going to be harder starting in February 2010 thanks to the credit card reform bill that was passed this summer.

Bank or Credit Union Offers and Deals

"Unbanked" and "Underbanked" U.S. Households
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Interest Rates are Stable as Fed Drops Asset Buys to $45 Billion a Month
Highest Florida Savings Yields & MMA Yields
First Florida CU CD Rates
CD Rate Report August 3, 2015
California First National Bank 1 Year CD Rates now at 1.25%
Mortgage Rates Weekend Update: 30 Year Mortgage Rates at 4.21%
Will You Work Past Your Retirement Age?
First National Bank of Omaha Savings Jumbo Rates now at 0.95%

Alternative Bank and Credit Union Offers to Explore

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Home Mortgage Rates Hit New Low: 30 Year Conventional Mortgage Rates at 4.19%, 15 Year Conventional Mortgage Rates at 3.62%
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OneWest Bank CD Rates
Expect Lower Mortgage Rates in Coming Weeks
Highest Variable Deposit Rate Report August 14
Highest National CD Rates: E-Loan Still Tops Our 12 Month CD Rates list at 1.25%
FOMC Officials Differ on Raising Interest Rates
Mortgage Rates Decline Again This Week: 30-Year Mortgage at 6.13%

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