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iAdvertiser Disclosure
Advertiser Disclosure
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 Gold Coast Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Gold Coast Federal Credit Union's savings rates are at 3.00%. MonitorBankRates evaluates the financial stability of Gold Coast Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.46%. Rates were last updated on 04/17/2026. Gold Coast Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gold Coast Federal Credit Union? Share your experience about Gold Coast Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gold Coast Federal Credit Union. Gold Coast Federal Credit Union
Main Office 2226 S Congress Ave
https://gcfcu.org Palm Springs, FL 33406 7606 
Gold Coast Federal Credit Union Savings Rates
Gold Coast Federal Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Gold Coast Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Gold Coast Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gold Coast Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Gold Coast Federal Credit Union
Website
https://gcfcu.org
Address
2226 S Congress Ave,
Palm Springs, FL 33406 7606
Phone
561-965-1000
Fax
561-963-9320
President
Clinton Butler Jr
CEO
Steven Bush
Full-Time Employees
65
Part-Time Employees
1
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.46%
Return on Assets (ROA)
0.4797%
Return on Equity (ROE)
4.0878%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
259,003,003
Total Amount of Shares and Deposits
229,778,904
Total Shares and Deposits < 1 Year
229,617,533
Total Shares and Deposits 1 3 Years
110,467
Total Shares and Deposits > 3 Years
50,904
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,519,257
Total Uninsured Shares and Deposits > $250K (F+J)
6,519,257
Total Insured Shares and Deposits > $250K (item 17 less item K)
223,259,647
Total Interest Expense (Sum of items 6 8)
256,146
Share Certificates
322
Number of Accounts for Share Drafts
16,034
Number of Accounts for Regular Shares
17,321
All other shares
16
Money Market Shares
265
Net Income (unless the amount is already included in Undivided Earnings)
1,242,417
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,630,379
Total Liabilities
233,902,772
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Gold Coast Federal Credit UnionIs Gold Coast Federal Credit Union a safe place to deposit money?Yes, Gold Coast Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4616096815947%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Gold Coast Federal Credit Union operate?Gold Coast Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Gold Coast Federal Credit Union?Yes, to access services at Gold Coast Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Gold Coast Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gold Coast Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Gold Coast Federal Credit Union offer online and mobile banking?Most modern institutions like Gold Coast Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://gcfcu.org. Current Gold Coast Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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