Gold Coast Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Gold Coast Federal Credit Union12-month CD rates can be found at 1.00%, 6-month CD rates at 4.15% and 3-month CD rates at 0.15%. Savings rates are at 0.05% and money market rates are at 2.25%. Mortgage rates on 30-year fixed loans are around 6.76%. Credit Card rates are at 8.99%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates which you can compare to Gold Coast Federal Credit Union rates.

Compare Gold Coast Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Gold Coast Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Gold Coast Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Gold Coast Federal Credit Union? Share your experience about Gold Coast Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Gold Coast Federal Credit Union.

Overall, Gold Coast Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Gold Coast Federal Credit Union
Main Office
2226 S Congress Ave
Palm Springs, FL 33406 7606
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Gold Coast Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank of Wichita
Community Bank of Wichita
60-Month CD
3.97%
$500
GreenLeaf Bank
GreenLeaf Bank
24-Month CD
3.95%
$1,000
Palo Savings Bank
12-Month CD
3.80%
$1,000
Mercantile Bank
Mercantile Bank
18-Month CD
3.55%
$500
Andrews Federal Credit Union
Andrews Federal Credit Union
60-Month CD
3.55%
$1,000
Needham Bank
Needham Bank
36-Month CD
3.50%
$1,000
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
60-Month CD
3.15%
$500
New Peoples Bank
New Peoples Bank
18-Month CD
3.10%
$0
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
24-Month CD
3.03%
$1,000
Mauch Chunk Trust Company
24-Month CD
2.93%
$500
cfsbank
cfsbank
48-Month CD
2.52%
$1,000
Lyndon State Bank
Lyndon State Bank
48-Month CD
2.28%
$100
Ashton State Bank
Ashton State Bank
12-Month CD
2.26%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
24-Month CD
2.25%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
24-Month CD
2.20%
$500
Halstead Bank
Halstead Bank
6-Month CD
2.02%
$1,000
FNB of Waverly
FNB of Waverly
12-Month CD
2.02%
$1,000
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
Capon Valley Bank
Capon Valley Bank
12-Month CD
1.51%
$500
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
Harvest Bank
Harvest Bank
Money Market
1.40%
$5,000
American National Bank - Fox Cities
American National Bank - Fox Cities
24-Month CD
1.25%
$500
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
24-Month CD
1.10%
$1,000
PennCrest Bank
PennCrest Bank
18-Month CD
1.00%
$1,000
North Country Savings Bank
North Country Savings Bank
60-Month CD
1.00%
$1,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
Share Savings
1.00%
$0
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Foundation Savings
0.75%
$100
Cincinnatus S&L Co.
Cincinnatus S&L Co.
60-Month CD
0.65%
$500
cfsbank
cfsbank
60-Month CD
0.55%
$1,000
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
Greenstate Credit Union
Greenstate Credit Union
36-Month CD
0.50%
$500
Chester National Bank
Chester National Bank
12-Month CD
0.45%
$500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
6-Month CD
0.40%
$500
Community Bank Mankato
Community Bank Mankato
24-Month CD
0.35%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Dream Maker)
0.20%
$250
Tompkins Community Bank
Tompkins Community Bank
12-Month CD
0.20%
$1,000
GSL Savings Bank
GSL Savings Bank
NOW Checking
0.15%
$100
Chesapeake Bank
Chesapeake Bank
Money Market
0.15%
$5,000
Hatboro Federal Savings
Hatboro Federal Savings
Advantage Checking
0.15%
$100
First Sentinel Bank
First Sentinel Bank
Emerald Money Market
0.10%
$1,000
Profile Bank
Profile Bank
Money Market
0.10%
$25
NVE Bank
NVE Bank
Retirement Savings
0.07%
$10
Charter Bank TX
Charter Bank TX
NOW Checking
0.05%
$100
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Passbook Savings
0.05%
$10
FNB of River Falls
FNB of River Falls
Regular Savings
0.05%
$200
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.02%
$750
Kennebunk Savings Bank
Kennebunk Savings Bank
Harbor Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Gold Coast Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.375%
5.507%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.654%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.625%
5.795%
0.500
Greenville National Bank
Greenville National Bank
15-Year Fixed
5.750%
5.883%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.800%
5.930%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.625%
5.970%
1.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
5.875%
6.017%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.625%
6.055%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
6.125%
6.144%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
6.000%
6.160%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.125%
6.229%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.125%
6.288%
1.375
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
6.125%
6.304%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
6.000%
6.329%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.625%
6.372%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.375%
6.425%
0.375
Missouri Credit Union
Missouri Credit Union
20 Year Fixed
6.375%
6.442%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.250%
6.460%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Gold Coast Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Gold Coast Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Gold Coast Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Gold Coast Federal Credit Union Information

Credit Union Name: Gold Coast Federal Credit Union
Full Time Employees: 61
Part Time Employees: 3
President: Clinton Butler Jr
CEO: Steven Bush
Branch Locations: 4
ATM Locations: 5
Corporate Office Address:
2226 S Congress Ave
Palm Springs, FL 33406 7606
Phone Number: 561-965-1000
Fax Number: 561-963-9320

Gold Coast Federal Credit Union Financials

Total Assets:
280,640,061
Total Amount of Shares and Deposits:
257,519,925
Total Shares and Deposits < 1 Year:
257,276,593
Total Shares and Deposits 1 3 Years:
135,141
Total Shares and Deposits > 3 Years:
108,191
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,955,192
Total Uninsured Shares and Deposits > $250K (F+J):
7,955,192
Total Insured Shares and Deposits > $250K (item 17 less item K):
249,564,733
Total Interest Expense (Sum of items 6 8):
436,371
Share Certificates:
1,185
Number of Accounts for Share Drafts:
18,193
Number of Accounts for Regular Shares:
18,420
All other shares:
8
Money Market Shares:
86
Net Income (unless the amount is already included in Undivided Earnings):
467,936
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
41,183,546
Total Liabilities:
261,721,908
Show More

Gold Coast Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Current 30 year conforming mortgage rates and conforming refinance rates are averaging 4.80 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.77 percent. 30 year mortgage rates and refinancing rates in Rhode Island are even lower. 30 year conforming interest rates in Florida are higher than the national average. Today's 30 year loan rates in Florida are averaging 4.88 percent.

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Gold Coast Federal Credit Union Reviews

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