Granite Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Granite Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Granite Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGranite Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Granite Federal Credit Union? Share your experience about Granite Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Granite Federal Credit Union. Overall, Granite Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Granite Federal Credit Union Main Office 3675 S 900 E Salt Lake City, UT 84106  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Visa
8.750%
Rewards Credit Card
14.240%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Signature Loan
10.250% - 17.950%
$0
1 - 36
Education (tuition bill required)
8.250%
$0
60
Personal Loan
10.650%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Granite Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Granite Federal Credit Union
Website: https://www.granite.org
Full Time Employees: 134Part Time Employees: 6 President: Paul Edmunds CEO: Mark Young Branch Locations: 11 ATM Locations: 11 Corporate Office Address:
3675 S 900 E
Salt Lake City, UT 84106 Phone Number: 801-288-3000 Fax Number: 801-288-3051 FinancialsTotal Assets:
913,630,758
Total Amount of Shares and Deposits:
750,350,213
Total Shares and Deposits < 1 Year:
701,918,256
Total Shares and Deposits 1 3 Years:
41,759,982
Total Shares and Deposits > 3 Years:
6,671,976
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
59,213,711
Total Uninsured Shares and Deposits > $250K (F+J):
59,213,711
Total Insured Shares and Deposits > $250K (item 17 less item K):
691,136,502
Total Interest Expense (Sum of items 6 8):
15,877,166
Share Certificates:
9,462
Number of Accounts for Share Drafts:
25,321
IRA KEOGH Accounts:
1,264
Number of Accounts for Regular Shares:
54,913
All other shares:
194
Non Member Deposits:
4
Money Market Shares:
5,569
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
62,982,402
Total Liabilities:
831,702,206
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Granite Federal Credit UnionIs a member application needed to join Granite Federal Credit Union?Yes, to access services at Granite Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Granite Federal Credit Union provides a range of mortgage and home equity products. Is Granite Federal Credit Union a safe place to deposit money?Yes, Granite Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Granite Federal Credit Union offer online and mobile banking?Most modern institutions like Granite Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.25%, 6-month CD rates at 3.55% and 3-month CD rates at 1.65%. Savings rates are at 0.45% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
