Great Lakes Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Great Lakes Credit Union's Personal Loan Rates are at 4.99%. You can compare Great Lakes Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.43%, 6-month share certificate rates at 3.83% and 3-month share certificate rates at 1.75%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.04%. All these rates, and more, can be found in our database of rates which you can compare to Great Lakes Credit Union rates.
Great Lakes Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Great Lakes Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Great Lakes Credit Union Texas RatioGreat Lakes Credit Union's Texas Ratio is at 9.78%, which is considered excellent. The Texas Ratio for Great Lakes Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Great Lakes Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Great Lakes Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Great Lakes Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Great Lakes Credit Union
GLCU Headquarters 2111 Waukegan Rd
Bannockburn, IL 60015 
Great Lakes Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Great Lakes Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Great Lakes Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Great Lakes Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Great Lakes Credit Union
Website: https://www.glcu.org
Full Time Employees: 261Part Time Employees: 5 President: Patrice Price CEO: Steven Bugg Branch Locations: 21 ATM Locations: 21 Corporate Office Address:
2111 Waukegan Rd
Bannockburn, IL 60015 Phone Number: 847-578-7000 Fax Number: FinancialsTotal Assets:
1,422,909,203
Total Amount of Shares and Deposits:
1,202,960,438
Total Shares and Deposits < 1 Year:
1,089,247,908
Total Shares and Deposits 1 3 Years:
102,831,401
Total Shares and Deposits > 3 Years:
10,881,128
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
66,039,600
Total Uninsured Shares and Deposits > $250K (F+J):
66,039,600
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,136,920,838
Total Interest Expense (Sum of items 6 8):
19,098,434
Share Certificates:
9,993
Number of Accounts for Share Drafts:
52,402
IRA KEOGH Accounts:
2,484
Number of Accounts for Regular Shares:
138,605
All other shares:
309
Non Member Deposits:
4,026
Money Market Shares:
5,130
Net Income (unless the amount is already included in Undivided Earnings):
5,302,138
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
72,516,981
Total Liabilities:
1,315,344,909
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsGhwU
December 17, 2025
bNHE
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Frequently Asked Questions About Great Lakes Credit UnionIs a member application needed to join Great Lakes Credit Union?Yes, to access services at Great Lakes Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Great Lakes Credit Union provides a range of mortgage and home equity products. Is Great Lakes Credit Union a safe place to deposit money?Yes, Great Lakes Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Great Lakes Credit Union offer online and mobile banking?Most modern institutions like Great Lakes Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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