MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Greylock Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Greylock Federal Credit Union Rates & Review October 2026

Greylock Federal Credit Union's top rates as of October 9, 2026 are 3.51% APY on its 24 Month IRA Term CD, 3.41% APY on savings, 0.95% APY on money market accounts, 0.10% APY on checking, and personal loans from 7.75% APR, according to rates verified by MonitorBankRates. Other Greylock Federal Credit Union CD rates include 24 Month Jumbo IRA Term CD at 3.51%, 24 Month Jumbo Term CD at 3.51%, and 24 Month Term CD at 3.51%. MonitorBankRates evaluates the financial stability of Greylock Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.93%. Rates last updated and verified on 10/09/2026.

Greylock Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greylock Federal Credit Union? Share your experience about Greylock Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greylock Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.93%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Greylock Federal Credit Union
West Street
150 West St
Pittsfield, MA 01201
https://www.greylock.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Greylock Federal Credit Union CD Rates

Product Rate APY Term View More
24 Month IRA Term Share Certificate 3.45% 3.51% 24-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 9, 2026: 3.51% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
24 Month Jumbo IRA Term Share Certificate 3.45% 3.51% 24-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 9, 2026: 3.51% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
24 Month Jumbo Term Share Certificate 3.45% 3.51% 24-Month
Min Deposit $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 9, 2026: 3.51% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
24 Month Term Share Certificate 3.45% 3.51% 24-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.51% APY · checked 2 times
3.01%3.51%4.01%Oct 5, 2026: 3.51% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
36 Month IRA Term Share Certificate 3.45% 3.51% 36-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 9, 2026: 3.51% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
36 Month Jumbo IRA Term Share Certificate 3.45% 3.51% 36-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 9, 2026: 3.51% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
36 Month Jumbo Term Share Certificate 3.45% 3.51% 36-Month
Min Deposit $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.51% APY
3.01%3.51%4.01%Oct 9, 2026: 3.51% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
36 Month Term Share Certificate 3.45% 3.51% 36-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.51% APY · checked 2 times
3.01%3.51%4.01%Oct 5, 2026: 3.51% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
18 Month IRA Term Share Certificate 3.40% 3.46% 18-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 3.46% APY · checked 2 times
2.96%3.46%3.96%Sep 29, 2026: 3.46% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
18 Month Jumbo IRA Term Share Certificate 3.40% 3.46% 18-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 3.46% APY · checked 2 times
2.96%3.46%3.96%Sep 29, 2026: 3.46% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
18 Month Jumbo Term Share Certificate 3.40% 3.46% 18-Month
Min Deposit $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.46% APY
2.96%3.46%3.96%Oct 9, 2026: 3.46% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
18 Month Term Share Certificate 3.40% 3.46% 18-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 3.46% APY · checked 3 times
2.96%3.46%3.96%Sep 29, 2026: 3.46% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
1 Year Youth Club 3.35% 3.41% 1 Year
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.41% APY
2.91%3.41%3.91%Oct 9, 2026: 3.41% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
12 Month IRA Term Share Certificate 3.35% 3.41% 12-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.41% APY
2.91%3.41%3.91%Oct 9, 2026: 3.41% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
12 Month Jumbo IRA Term Share Certificate 3.35% 3.41% 12-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.41% APY
2.91%3.41%3.91%Oct 9, 2026: 3.41% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
12 Month Jumbo Term Share Certificate 3.35% 3.41% 12-Month
Min Deposit $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.41% APY
2.91%3.41%3.91%Oct 9, 2026: 3.41% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
12 Month Term Share Certificate 3.35% 3.41% 12-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.41% APY
2.91%3.41%3.91%Oct 9, 2026: 3.41% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
9 Month IRA Term Share Certificate 3.30% 3.35% 9-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 9, 2026: 3.35% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
9 Month Jumbo IRA Term Share Certificate 3.30% 3.35% 9-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 9, 2026: 3.35% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
9 Month Jumbo Term Share Certificate 3.30% 3.35% 9-Month
Min Deposit $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 9, 2026: 3.35% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
9 Month Term Share Certificate 3.30% 3.35% 9-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 9, 2026: 3.35% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
6 Month IRA Term Share Certificate 3.25% 3.30% 6-Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Sep 29, 2026: 3.30% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
6 Month Jumbo IRA Term Share Certificate 3.25% 3.30% 6-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 9, 2026: 3.30% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
6 Month Jumbo Term Share Certificate 3.25% 3.30% 6-Month
Min Deposit $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 9, 2026: 3.30% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
6 Month Term Share Certificate 3.25% 3.30% 6-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.30% APY
2.80%3.30%3.80%Oct 9, 2026: 3.30% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
48 Month IRA Term Share Certificate 3.00% 3.05% 48-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.05% APY
2.55%3.05%3.55%Oct 9, 2026: 3.05% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
48 Month Jumbo IRA Term Share Certificate 3.00% 3.05% 48-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.05% APY
2.55%3.05%3.55%Oct 9, 2026: 3.05% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
48 Month Term Share Certificate 3.00% 3.05% 48-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 5, 2026: 3.05% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
60 Month IRA Term Share Certificate 3.00% 3.05% 60-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.05% APY
2.55%3.05%3.55%Oct 9, 2026: 3.05% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
60 Month Jumbo IRA Term Share Certificate 3.00% 3.05% 60-Month
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.05% APY
2.55%3.05%3.55%Oct 9, 2026: 3.05% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
60 Month Term Share Certificate 3.00% 3.05% 60-Month
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 5, 2026: 3.05% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Business CD Rates

Product Rate APY Term View More
12 Month Business Certificate 3.30% 3.35% 12 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 21, 2026: 3.35% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
6 Month Business Certificate 3.30% 3.35% 6 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 21, 2026: 3.35% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
9 Month Business Certificate 3.30% 3.35% 9 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 3.35% APY · checked 5 times
2.85%3.35%3.85%Sep 21, 2026: 3.35% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
18 Month Business Certificate 3.15% 3.20% 18 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 3.20% APY · checked 5 times
2.70%3.20%3.70%Sep 21, 2026: 3.20% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
24 Month Business Certificate 2.90% 2.94% 24 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 2.94% APY · checked 5 times
2.44%2.94%3.44%Sep 21, 2026: 2.94% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
36 Month Business Certificate 2.90% 2.94% 36 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 2.94% APY · checked 5 times
2.44%2.94%3.44%Sep 21, 2026: 2.94% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
48 Month Business Certificate 2.75% 2.79% 48 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 2.79% APY · checked 5 times
2.29%2.79%3.29%Sep 21, 2026: 2.79% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
60 Month Business Certificate 2.75% 2.79% 60 months
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 21, 2026 · 2.79% APY · checked 5 times
2.29%2.79%3.29%Sep 21, 2026: 2.79% APYSep 21, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Savings Rates

Product Rate APY View More
Holiday Club 0.20% 0.20%
Min Deposit $15
Min Balance $15
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Sep 29, 2026: 0.20% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Money Market Rates

Product Rate APY View More
Advantage Money Market 0.95% 0.95%
Min Deposit $15
Min Balance $50,000
Details Balance: $50,000.00-$99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Sep 29, 2026: 0.95% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Advantage Money Market 0.95% 0.95%
Min Deposit $15
Min Balance $100,000
Details Balance: $100,000.00-$199,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Sep 29, 2026: 0.95% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Advantage Money Market 0.95% 0.95%
Min Deposit $15
Min Balance $200,000
Details Balance: $200,000.00 or more
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Sep 29, 2026: 0.95% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Advantage Money Market 0.75% 0.75%
Min Deposit $15
Min Balance $25,000
Details Balance: $25,000.00-$49,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 29, 2026: 0.75% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Advantage Money Market 0.45% 0.45%
Min Deposit $15
Min Balance $2,500
Details Balance: $2,500.00-$24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.45% APY · checked 3 times
0.00%0.48%0.95%Sep 29, 2026: 0.45% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Advantage Money Market 0.25% 0.25%
Min Deposit $15
Min Balance $15
Details Balance: $15.00-$2,499.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 29, 2026: 0.25% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market 0.95% 0.95%
Min Deposit $15
Details Balance: $100,000.00-$199,999.99
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.95% APY
0.45%0.95%1.45%Oct 9, 2026: 0.95% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market Account 0.95% 0.95%
Min Balance $50,000
Details Balance: $50,000 to $99,999
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.95% APY · checked 4 times
0.45%0.95%1.45%Sep 17, 2026: 0.95% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market Account 0.95% 0.95%
Min Balance $100,000
Details Balance: $100,000 to $199,999
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.95% APY · checked 4 times
0.45%0.95%1.45%Sep 17, 2026: 0.95% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market Account 0.95% 0.95%
Min Balance $200,000
Details Balance: $200,000 or more
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.95% APY · checked 6 times
0.45%0.95%1.45%Sep 17, 2026: 0.95% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market 0.75% 0.75%
Min Deposit $15
Details Balance: $25,000.00-$49,999.99
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 9, 2026: 0.75% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market Account 0.75% 0.75%
Min Balance $25,000
Details Balance: $25,000 to $49,999
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 17, 2026: 0.75% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market 0.45% 0.45%
Min Deposit $15
Details Balance: $2,500.00-$24,999.99
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.45% APY
0.00%0.48%0.95%Oct 9, 2026: 0.45% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market Account 0.45% 0.45%
Min Balance $2,500
Details Balance: $2,500 to $24,999
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 17, 2026: 0.45% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market 0.25% 0.25%
Min Deposit $15
Details Balance: $15.00-$2,499.99
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 9, 2026: 0.25% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Business Money Market Account 0.25% 0.25%
Min Balance $15
Details Balance: $15 to $2,499
Last Updated 10/09/2026
Rate History
No change since Sep 17, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 17, 2026: 0.25% APYSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Checking Rates

Product Rate APY View More
Relationship Dividend Checking (Share Draft) 0.10% 0.10%
Min Deposit $15
Min Balance $100,000
Details Balance: $100,000.00 or more
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 29, 2026: 0.10% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Relationship Dividend Checking (Share Draft) 0.05% 0.05%
Min Deposit $15
Min Balance $2,500
Details Balance: $2,500.00-$49,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Relationship Dividend Checking (Share Draft) 0.05% 0.05%
Min Deposit $15
Min Balance $50,000
Details Balance: $50,000-$99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
2023 and newer vehicles Auto Loan - - 5.54% 6 Years
Details 0.50% discount for new and used Electronic Vehicles (excluding Hybrids).
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.54% APR
5.04%5.54%6.04%Oct 9, 2026: 5.54% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
2019-2022 Auto Loan - - 6.29% 6 Years
Details 0.50% discount for new and used Electronic Vehicles (excluding Hybrids).
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.29% APR
5.79%6.29%6.79%Oct 9, 2026: 6.29% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
2018 and older vehicles Auto Loan - - 7.54% 6 Years
Details 0.50% discount for new and used Electronic Vehicles (excluding Hybrids).
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.54% APR
7.04%7.54%8.04%Oct 9, 2026: 7.54% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle Loan - 2023 and newer vehicles - 8.14% 6 Years
Details As Low As; For Campers and Motor Homes, add 1% to the above rates for up to 84 month terms and 2% for up to 120 month terms. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. *"Vehicle" is defined as a motorcycle,jet ski, snowmobile, camper, motor home, ATV or other off road transportation. Rates available May 23 - 31, 2026.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.14% APR · checked 3 times
7.64%8.14%8.64%Sep 14, 2026: 8.14% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Recreational Vehicle Loan - 2020-2022 - 8.64% 6 Years
Details As Low As; For Campers and Motor Homes, add 1% to the above rates for up to 84 month terms and 2% for up to 120 month terms. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. *"Vehicle" is defined as a motorcycle,jet ski, snowmobile, camper, motor home, ATV or other off road transportation. Rates available May 23 - 31, 2026.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.64% APR · checked 3 times
8.14%8.64%9.14%Sep 14, 2026: 8.64% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Recreational Vehicle Loan - 2019 and older vehicles - 10.39% 6 Years
Details As Low As; For Campers and Motor Homes, add 1% to the above rates for up to 84 month terms and 2% for up to 120 month terms. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. *"Vehicle" is defined as a motorcycle,jet ski, snowmobile, camper, motor home, ATV or other off road transportation. Rates available May 23 - 31, 2026.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.39% APR · checked 3 times
9.89%10.39%10.89%Sep 14, 2026: 10.39% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Personal Loan 7.75% 15 year
Details up to $25,000; As Low As; Subject to credit approval. Borrower must qualify for Greylock Federal Credit Union Membership. Primary residences only. 1-2 unit homes, condos, mobile homes (not in parks). Bill or invoice is required. Check(s) to be made payable to borrower and contractor.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 8 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Personal Loan 9.99% Up to 5 years
Details up to $2500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 8 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Personal Loan to $5000 10.99% Up to 5 years
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 7 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Greylock Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Fuel Loan - - 6.00% Up to 10 Months
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 8 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
1 Year College Savings 3.35% - 3.41% 1 Year
Min Deposit $100
Min Balance $100
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 3.41% APY · checked 3 times
2.91%3.41%3.91%Sep 29, 2026: 3.41% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
IRA Advantage Share 0.25% - 0.25%
Min Deposit $15
Min Balance $15
Details Balance: $15.00-$2,499.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 29, 2026: 0.25% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
IRA Advantage Share 0.45% - 0.45%
Min Deposit $15
Min Balance $2,500
Details Balance: $2,500.00-$24,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.45% APY · checked 3 times
0.00%0.48%0.95%Sep 29, 2026: 0.45% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
IRA Advantage Share 0.75% - 0.75%
Min Deposit $15
Min Balance $25,000
Details Balance: $25,000.00-$49,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 29, 2026: 0.75% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
IRA Advantage Share 0.95% - 0.95%
Min Deposit $15
Min Balance $50,000
Details Balance: $50,000-$99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Sep 29, 2026: 0.95% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
IRA Advantage Share 0.95% - 0.95%
Min Deposit $15
Min Balance $100,000
Details Balance: $100,000.00-$199,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Sep 29, 2026: 0.95% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
IRA Advantage Share 0.95% - 0.95%
Min Deposit $15
Min Balance $200,000
Details Balance: $200,000.00 or more
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.95% APY · checked 3 times
0.45%0.95%1.45%Sep 29, 2026: 0.95% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
IRA Variable Share 0.10% - 0.10%
Min Deposit $15
Min Balance $15
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 29, 2026: 0.10% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Primary Share 0.10% - 0.10%
Min Deposit $5
Min Balance $15
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 29, 2026: 0.10% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Share Preferred 0.10% - 0.10%
Min Deposit $15
Min Balance $15
Details Balance: $15.00-$2,499.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 29, 2026: 0.10% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Share Preferred 0.15% - 0.15%
Min Deposit $15
Min Balance $2,500
Details Balance: $2,500.00-$99,999.99
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 29, 2026: 0.15% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%
Share Preferred 0.20% - 0.20%
Min Deposit $15
Min Balance $100,000
Details Balance: $100,000.00 and over
Last Updated 10/09/2026
Rate History
No change since Sep 29, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Sep 29, 2026: 0.20% APYSep 29, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.93%

Financial Health History

Greylock Federal Credit Union’s Texas Ratio rose from 4.26% in Q3 2023 to 7.93% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.26% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 7.93% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.8B7.93%5.0A
March 31, 2026$1.7B6.78%5.0A
December 31, 2025$1.7B9.19%5.0A
September 30, 2025$1.7B9.81%5.0A
June 30, 2025$1.6B8.62%5.0A
March 31, 2025$1.6B5.61%5.0A+
December 31, 2024$1.6B7.40%5.0A
September 30, 2024$1.6B6.43%5.0A
June 30, 2024$1.6B5.00%5.0A+
March 31, 2024$1.6B2.51%5.0A+
December 31, 2023$1.6B3.62%5.0A+
September 30, 2023$1.6B4.26%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greylock Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greylock Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greylock Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greylock Federal Credit Union
Address 150 West St, Pittsfield, MA 01201
Phone 413-236-4000
Fax 413-443-0292
President Pete Lopez
CEO John Bissell
Full-Time Employees 285
Part-Time Employees 11
Branch Locations 15
ATM Locations 15
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.93%
Return on Assets (ROA)
0.4265%
Return on Equity (ROE)
3.3308%
Non-Performing Loans Ratio (NPL)
1.35%
Total Assets
1,789,070,299
Total Amount of Shares and Deposits
1,523,147,606
Total Shares and Deposits < 1 Year
1,495,609,292
Total Shares and Deposits 1 3 Years
26,991,989
Total Shares and Deposits > 3 Years
546,325
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
153,106,743
Total Uninsured Shares and Deposits > $250K (F+J)
153,106,743
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,370,040,863
Total Interest Expense (Sum of items 6 8)
10,730,975
Share Certificates
10,848
Number of Accounts for Share Drafts
70,813
IRA KEOGH Accounts
4,699
Number of Accounts for Regular Shares
139,466
Non Member Deposits
857
Money Market Shares
5,364
Net Income (unless the amount is already included in Undivided Earnings)
7,631,185
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
62,686,863
Total Liabilities
1,603,577,457
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Greylock Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/greylock-federal-credit-union-rates-review-24560">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Greylock Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Greylock Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Greylock Federal Credit Union

How many branches does Greylock Federal Credit Union operate?

Greylock Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greylock Federal Credit Union?

Yes, to access services at Greylock Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greylock Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greylock Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greylock Federal Credit Union offer online and mobile banking?

Most modern institutions like Greylock Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greylock.org.

Current Greylock Federal Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD3.20%
  • 24-Month CD2.94%
  • 60-Month CD2.79%
  • Savings3.41%
  • MMA0.95%
Retrieved from our database of financial products. Rates subject to change.