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Greylock Federal Credit Union Rates and Review January 2026

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Greylock Federal Credit Union12-month CD rates can be found at 2.17%, 6-month CD rates at 3.45% and 3-month CD rates at 0.10%. Savings rates are at 0.20% and money market rates are at 1.06%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 15.04%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates which you can compare to Greylock Federal Credit Union rates.

Compare Greylock Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Greylock Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Greylock Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Greylock Federal Credit Union? Share your experience about Greylock Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greylock Federal Credit Union.

Overall, Greylock Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Greylock Federal Credit Union
West Street
150 West St
Pittsfield, MA 01201
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.20%
$500
12-Month CD
3.95%
$500
12-Month CD
3.79%
$0
Online Savings
3.75%
$1,000
12-Month CD
3.75%
$1,000
18-Month CD
3.65%
$1,000
18-Month CD
3.60%
$1,000
18-Month CD
3.53%
$5,000
18-Month CD
3.34%
$500
36-Month CD
3.25%
$1,000
36-Month CD
3.19%
$200
24-Month CD
3.15%
$1,000
18-Month CD
3.02%
$500
12-Month CD
3.00%
$2,500
36-Month CD
3.00%
$500
6-Month CD
3.00%
$2,500
24-Month CD
3.00%
$500
48-Month CD
3.00%
$1,000
48-Month CD
2.86%
$500
48-Month CD
2.75%
$1,000
12-Month CD
2.75%
$500
24-Month CD
2.50%
$500
12-Month CD
2.50%
$1,000
60-Month CD
2.50%
$5,000
12-Month CD
2.32%
$500
18-Month CD
2.25%
$500
3-Month CD
2.02%
$2,500
12-Month CD
2.02%
$500
24-Month CD
2.00%
$1,000
Premier Savings
2.00%
$50
48-Month CD
1.76%
$1,000
24-Month CD
1.50%
$500
60-Month CD
1.40%
$25,000
Foundations Money Market
1.20%
$2,500
18-Month CD
0.95%
$1,000
60-Month CD
0.75%
$1,000
Money Market
0.75%
$1,000
48-Month CD
0.70%
$300
24-Month CD
0.50%
$500
48-Month CD
0.45%
$1,000
18-Month CD
0.30%
$500
Freedom Savings
0.25%
$25
Health Savings
0.25%
$10,000
3-Month CD
0.20%
$0
24-Month CD (Business Select)
0.20%
$500
Statement Savings
0.10%
$100
Simply Savings
0.10%
$50
Business Money Market
0.10%
$1,000
Premium Checking
0.05%
$100
Share Savings
0.05%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.125%
6.190%
0.000
5.575%
5.684%
0.000
6.000%
6.239%
0.000
5.500%
5.705%
0.000
6.000%
6.059%
0.000
30 Year Fixed
5.875%
5.916%
0.000
20-Year Fixed
5.875%
5.968%
0.000
20-Year Fixed
5.900%
6.129%
0.000
6.375%
6.544%
0.000
5.500%
6.005%
0.000
30 Year Fixed
6.000%
6.107%
0.000
5.875%
5.894%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.750%
5.924%
0.000
30 year Fixed
6.000%
6.034%
0.000
15-Year Fixed
5.625%
5.896%
0.000
30-Year Fixed
5.750%
5.842%
0.000
30 Year Fixed
5.625%
5.704%
0.250
20-Year Fixed
6.250%
6.418%
0.000
5.375%
5.488%
0.250
6.250%
6.281%
0.000
5.375%
5.568%
0.000
5.625%
6.000%
0.000
5.750%
5.977%
0.000
5.375%
5.953%
0.000
15-Year Fixed
5.375%
5.546%
0.000
5.250%
5.430%
0.359
30-Year Fixed Jumbo
6.250%
6.389%
0.000
15-Year Fixed
5.625%
5.750%
0.000
5.500%
5.588%
0.000
6.250%
6.199%
0.000
5.750%
5.880%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.875%
5.992%
1.000
30-Year Fixed
5.900%
6.072%
0.000
7/6 ARM
5.875%
5.947%
0.000
20-Year Fixed
5.625%
5.710%
0.000
4.675%
4.867%
0.000
15-Year Fixed
5.500%
5.610%
0.000
15-Year Fixed
5.750%
5.769%
0.000
6.000%
6.110%
0.000
5.750%
5.856%
0.000
5.500%
5.640%
0.000
5.250%
5.499%
1.000
5.000%
5.242%
0.000
5.500%
5.567%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.875%
5.900%
0.000
5.375%
5.804%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Starter
17.990%
14.240%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
10.150%
8.900% - 13.900%
Based upon credit worthiness.
7.900%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Classroom Supply Visa
8.500%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Business Rewards Card
15.240%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Visa Crimson Card
13.240%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Premier Rate Credit Card Mastercard
12.950% - 18.000%
VISA Traditional
14.240% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.740%
$5,000
60 - 60
Personal Line of Credit
9.500%
$0
12.990%
$0
1 - 24
9.200% - 17.950%
$0 - $15,000
60 - 60
14.990%
$0
25 - 36
Personal Loan
11.000%
$0
1 - 12
13.740%
$0
60
10.990%
$0 - $10,000
60 - 60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Debt Consolidation Loan
9.000%
$0
108
8.990% - 17.990%
$0
Personal Line of Credit
13.040%
$0
8.500%
$0 - $6,000
42
13.700%
$2,500 - $5,000
36 - 36
18.000%
$0 - $500
5
Gold Star Loan
14.200%
$0
48
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
9.990% - 16.240%
$0
61 - 66
A+ Preferred Line Of Credit
10.990%
$0
Access Line Of Credit
16.240%
$0
10.250% - 17.950%
$0
1 - 36
Technology Loan
9.750%
$0
36
11.240% - 17.950%
$0
25 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loan Rates
5.740%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Greylock Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Greylock Federal Credit Union
Full Time Employees: 267
Part Time Employees: 13
President: Pete Lopez
CEO: John Bissell
Branch Locations: 14
ATM Locations: 14
Corporate Office Address:
150 West St
Pittsfield, MA 01201
Phone Number: 413-236-4000
Fax Number: 413-443-0292

Financials

Total Assets:
1,652,773,188
Total Amount of Shares and Deposits:
1,403,518,370
Total Shares and Deposits < 1 Year:
1,359,224,749
Total Shares and Deposits 1 3 Years:
43,870,368
Total Shares and Deposits > 3 Years:
423,253
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
135,928,021
Total Uninsured Shares and Deposits > $250K (F+J):
135,928,021
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,267,590,349
Total Interest Expense (Sum of items 6 8):
17,096,616
Share Certificates:
10,409
Number of Accounts for Share Drafts:
65,640
IRA KEOGH Accounts:
4,625
Number of Accounts for Regular Shares:
131,086
Non Member Deposits:
830
Money Market Shares:
4,436
Net Income (unless the amount is already included in Undivided Earnings):
8,052,993
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
23,888,019
Total Liabilities:
1,491,188,939
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Greylock Federal Credit Union

Is a member application needed to join Greylock Federal Credit Union?

Yes, to access services at Greylock Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Greylock Federal Credit Union provides a range of mortgage and home equity products.

Is Greylock Federal Credit Union a safe place to deposit money?

Yes, Greylock Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Greylock Federal Credit Union offer online and mobile banking?

Most modern institutions like Greylock Federal Credit Union provide digital access including online balance checks and transfers.

Current Greylock Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions