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Grow Financial Federal Credit Union Rates and Review January 2026

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Grow Financial Federal Credit Union

Compare Grow Financial Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Grow Financial Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Grow Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Grow Financial Federal Credit Union? Share your experience about Grow Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Grow Financial Federal Credit Union.

Overall, Grow Financial Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Grow Financial Federal Credit Union
Headquarters
1242 E 5th Ave Fl 4
Tampa, FL 33605
Member NCUA
MonitorBankRates' Rating
5/5
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Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
7.634%
0.000
6.250%
7.325%
0.000
6.000%
6.107%
0.000
5.500%
5.640%
0.000

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD (Jumbo)
4.30%
$100,000
60-Month CD
4.05%
$500
6-Month CD
3.85%
$500
12-Month CD
3.80%
$1,000
12-Month CD
3.80%
$1,000
18-Month CD
3.75%
$1,000
12-Month CD
3.55%
$100
36-Month CD
3.55%
$1,000
30-Month CD
3.40%
$500
60-Month CD
3.30%
$1,000
48-Month CD
3.25%
$1,000
24-Month CD
3.25%
$500
24-Month CD
3.25%
$500
60-Month CD
3.20%
$1,000
60-Month CD
3.03%
$1,000
36-Month CD
3.03%
$500
Step-Up Money Market
3.00%
$25,000
12-Month CD
3.00%
$500
36-Month CD
2.97%
$1,000
6-Month CD
2.75%
$500
24-Month CD
2.70%
$5,000
18-Month CD
2.65%
$1,000
36-Month CD
2.55%
$1,000
30-Month CD
2.37%
$500
60-Month CD
2.25%
$100
18-Month CD
2.00%
$500
18-Month CD
2.00%
$500
60-Month CD
1.70%
$1,000
60-Month CD
1.51%
$500
Preferred Savings
1.50%
$1,000
60-Month CD
1.41%
$1,000
48-Month CD
1.36%
$1,000
NOW Checking
1.10%
$1,000
3-Month CD
1.00%
$1,000
18-Month CD
0.55%
$1,000
12-Month CD
0.40%
$500
48-Month CD
0.35%
$1,000
24-Month CD
0.30%
$1,000
12-Month CD
0.30%
$1,000
Statement Savings
0.20%
$200
3-Month CD
0.20%
$500
Primary Savings
0.15%
$25
9-Month CD
0.10%
$500
1st Rate Rewards Checking
0.05%
$0
Primary Savings
0.05%
$5
3-Month CD
0.05%
$500
Statement Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.512%
0.000
5.250%
5.499%
1.000
5.250%
5.382%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
5.750%
7.634%
0.000
5.115%
5.787%
1.071
15-Year Fixed
5.375%
5.479%
0.125
15-Year Fixed
5.375%
5.525%
0.000
5.750%
5.856%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.500%
5.688%
0.125
15-Year Fixed
4.625%
4.990%
2.000
6.375%
6.394%
0.000
5.375%
5.568%
0.000
5.875%
5.958%
0.000
5.750%
5.801%
0.000
20-Year Fixed
5.625%
5.710%
0.000
5.500%
5.565%
0.000
6.125%
6.320%
0.000
30 Year Fixed
5.750%
5.869%
0.000
30-Year Fixed
6.125%
6.330%
0.000
6.000%
6.250%
0.000
5.875%
5.985%
1.000
15-Year Fixed
5.375%
5.560%
0.000
6.125%
6.185%
0.000
5.500%
5.603%
0.000
4.875%
5.010%
0.000
6.375%
6.498%
0.000
5.625%
5.870%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
30-Year Fixed
6.250%
6.263%
0.000
5.500%
5.736%
0.000
30-Year Fixed
5.500%
5.727%
2.000
5.700%
5.780%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
5.500%
5.803%
0.000
30-Year Fixed
6.000%
6.043%
0.000
30-Year Fixed
6.000%
6.090%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5/6 ARM
5.875%
5.947%
0.000
15 Year Fixed
5.875%
6.356%
0.000
6.125%
6.282%
1.000
30 Year Fixed
6.500%
6.597%
0.000
30 Year Fixed
5.625%
5.704%
0.250
6.500%
6.582%
0.000
6.000%
6.310%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
6.000%
6.126%
0.000
5.500%
5.556%
0.000
5.625%
5.726%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Business Select Credit Card Mastercard
18.000%
Visa Crimson Card
13.240%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
18.000%
Access FCU Visa Gold
9.900%
8.900% - 13.900%
Based upon credit worthiness.
13.900%
Visa Classic Card
12.900%
No annual fee
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Max Rewards Visa Credit Card
15.250%
8.990% - 17.990%
Maximum limit of $30,000
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
VISA Traditional
14.240% - 18.000%
14.000%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Platinum Credit Card
9.500% - 12.500%
Visa Business Rewards Card
15.240%
10.150%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Signature Loan
10.500%
$0
10.250% - 17.950%
$0
1 - 36
Personal Loans
13.450%
$0
60
12.990%
$0 - $2,000
24 - 24
14.700%
$8,000
60 - 60
11.240%
$0 - $10,000
60 - 60
13.740%
$0
60
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
10.650%
$0
10.250% - 10.650%
$3,000 - $25,000
Term Line of Credit 84 months
8.000%
$0
8.990% - 18.000%
$0 - $30,000
72
9.990% - 16.240%
$0
61 - 66
Personal Loan
11.000%
$0
1 - 12
17.900%
$0 - $500
11.240% - 17.950%
$0
25 - 36
10.490%
$0
10.500%
$0
Personal Line of Credit
11.500%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Personal Loans Share Secured
5.990%
$0
48
Personal Signature Loans
14.000%
$0
60
7.750% - 16.750%
$0
1 - 36
13.490%
$0 - $5,000
48 - 48
10.490%
$0
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: Grow Financial Federal Credit Union
Full Time Employees: 587
Part Time Employees: 37
President: Richard Reeder
CEO: Thomas Feindt
Branch Locations: 26
ATM Locations: 27
Corporate Office Address:
1242 E 5th Ave Fl 4
Tampa, FL 33605
Phone Number: 813-837-2451
Fax Number: 813-832-3619

Financials

Total Assets:
3,770,681,343
Total Amount of Shares and Deposits:
3,124,869,176
Total Shares and Deposits < 1 Year:
2,766,990,180
Total Shares and Deposits 1 3 Years:
234,894,822
Total Shares and Deposits > 3 Years:
122,984,173
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
141,868,307
Total Uninsured Shares and Deposits > $250K (F+J):
141,868,307
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,983,000,869
Total Interest Expense (Sum of items 6 8):
47,037,249
Share Certificates:
23,546
Number of Accounts for Share Drafts:
127,019
IRA KEOGH Accounts:
11,909
Number of Accounts for Regular Shares:
329,196
All other shares:
848
Non Member Deposits:
3
Money Market Shares:
38,286
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
198,217,494
Total Liabilities:
3,349,741,792
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Source: NCUA Last Updated 09/30/2025

Customer Reviews

AfdJ
★★★★★
December 17, 2025
Mvax
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Grow Financial Federal Credit Union
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Frequently Asked Questions About Grow Financial Federal Credit Union

Is a member application needed to join Grow Financial Federal Credit Union?

Yes, to access services at Grow Financial Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Grow Financial Federal Credit Union provides a range of mortgage and home equity products.

Is Grow Financial Federal Credit Union a safe place to deposit money?

Yes, Grow Financial Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Grow Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like Grow Financial Federal Credit Union provide digital access including online balance checks and transfers.

Current Grow Financial Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions