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GTE Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

GTE Federal Credit Union's top rates as of October 12, 2026 are 3.82% APY on its Jumbo CD - 12 month, 2.07% APY on savings, 2.07% APY on money market accounts, 6.51% on its 15 Year Fixed mortgage, personal loans from 15.99% APR, and credit cards from 16.49% APR, according to rates verified by MonitorBankRates. Other GTE Federal Credit Union CD rates include Jumbo CD - 60 month at 3.82%, Jumbo CD - 48 month at 3.76%, and Jumbo CD - 36 month at 3.71%. Other GTE Federal Credit Union mortgage rates include 30 Year Fixed at 7.21%. MonitorBankRates evaluates the financial stability of GTE Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.65%. Rates last updated and verified on 10/12/2026.

GTE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GTE Federal Credit Union? Share your experience about GTE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use GTE Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.65%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
GTE Federal Credit Union
Headquarters
711 E Henderson Ave
Tampa, FL 33602
https://www.gtefinancial.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

GTE Federal Credit Union CD Rates

Product Rate APY Term View More
Jumbo Share Certificate - 12 month 3.75% 3.82% 12 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.82% APY · checked 4 times
3.32%3.82%4.32%Sep 25, 2026: 3.82% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Jumbo Share Certificate - 60 month 3.75% 3.82% 60 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.82% APY · checked 4 times
3.32%3.82%4.32%Sep 25, 2026: 3.82% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Jumbo Share Certificate - 48 month 3.70% 3.76% 48 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.76% APY · checked 4 times
3.26%3.76%4.26%Sep 25, 2026: 3.76% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Jumbo Share Certificate - 36 month 3.65% 3.71% 36 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.71% APY · checked 4 times
3.21%3.71%4.21%Sep 25, 2026: 3.71% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Jumbo Share Certificate - 30 month 3.60% 3.66% 30 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.66% APY · checked 4 times
3.16%3.66%4.16%Sep 25, 2026: 3.66% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Jumbo Share Certificate - 6 month 3.60% 3.66% 6 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.66% APY · checked 4 times
3.16%3.66%4.16%Sep 25, 2026: 3.66% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Jumbo Share Certificate - 24 month 3.55% 3.61% 24 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.61% APY · checked 4 times
3.11%3.61%4.11%Sep 25, 2026: 3.61% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Jumbo Share Certificate - 18 month 3.50% 3.56% 18 months
Min Deposit $100,000
Details Jumbo Share Certificate for opening deposits of $100,000 or more
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.56% APY · checked 4 times
3.06%3.56%4.06%Sep 25, 2026: 3.56% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 12 month 3.50% 3.56% 12 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.56% APY · checked 4 times
3.06%3.56%4.06%Sep 25, 2026: 3.56% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 60 month 3.50% 3.56% 60 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.56% APY · checked 4 times
3.06%3.56%4.06%Sep 25, 2026: 3.56% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 48 month 3.45% 3.51% 48 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.51% APY · checked 4 times
3.01%3.51%4.01%Sep 25, 2026: 3.51% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 36 month 3.40% 3.45% 36 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.45% APY · checked 4 times
2.95%3.45%3.95%Sep 25, 2026: 3.45% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 30 month 3.35% 3.40% 30 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 25, 2026: 3.40% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 6 month 3.35% 3.40% 6 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Sep 25, 2026: 3.40% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 24 month 3.30% 3.35% 24 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 25, 2026: 3.35% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Share Certificate - 18 month 3.25% 3.30% 18 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
2.80%3.30%3.80%Sep 25, 2026: 3.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings 2.05% 2.07%
Min Balance $250,000
Details Balance: $250,000 +
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.07% APY · checked 2 times
1.57%2.07%2.57%Oct 8, 2026: 2.07% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
IRA Savings 1.00% 1.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 8, 2026: 1.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
IRA Savings 0.60% 0.60%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Oct 8, 2026: 0.60% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
IRA Savings 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 8, 2026: 0.50% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Savings Account - 0.50%
Min Deposit $5
Details As Low As; Ability to earn dividends as high as 0.50% APY
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
IRA Savings 0.40% 0.40%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 8, 2026: 0.40% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
IRA Savings 0.30% 0.30%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 8, 2026: 0.30% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Early Saver Account - 0.05%
Details For children 17 and under; Earn a yield on balances up to $500; No monthly fee
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.05% 2.07%
Min Balance $250,000
Details Balance: $250,000 +
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 2.07% APY · checked 4 times
1.57%2.07%2.57%Sep 25, 2026: 2.07% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Money Market 1.00% 1.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Money Market 0.60% 0.60%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Sep 25, 2026: 0.60% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Money Market 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Money Market 0.40% 0.40%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.40% APY · checked 4 times
0.00%0.45%0.90%Sep 25, 2026: 0.40% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Money Market 0.30% 0.30%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Sep 25, 2026: 0.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed - - 6.512% 15 Year
Details As Low As
Last Updated 10/12/2026
Rate History
2 changes since Sep 25, 2026 · 6.43% → 6.51% ▲ 0.09 pts · high 6.64% / low 6.43%
5.93%6.53%7.14%Sep 25, 2026: 6.43% APROct 8, 2026: 6.64% APROct 12, 2026: 6.51% APRSep 25, 2026Oct 13, 2026
  • Oct 12, 20266.51%▼ from 6.64%
  • Oct 8, 20266.64%▲ from 6.43%
  • Sep 25, 20266.43%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
30 Year Fixed - - 7.211% 30 Year
Details As Low As
Last Updated 10/12/2026
Rate History
2 changes since Sep 25, 2026 · 7.09% → 7.21% ▲ 0.13 pts · high 7.36% / low 7.09%
6.59%7.22%7.86%Sep 25, 2026: 7.09% APROct 8, 2026: 7.36% APROct 12, 2026: 7.21% APRSep 25, 2026Oct 13, 2026
  • Oct 12, 20267.21%▼ from 7.36%
  • Oct 8, 20267.36%▲ from 7.09%
  • Sep 25, 20267.09%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.25%
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 5.25% APR · checked 4 times
4.75%5.25%5.75%Sep 25, 2026: 5.25% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.99%
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Sep 25, 2026: 4.99% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, Boat & RV Loans - 7.74%
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 7.74% APR · checked 4 times
7.24%7.74%8.24%Sep 25, 2026: 7.74% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Credit Card Rates

Product Rate APR View More
Go Forward Credit Card - 16.49%
Details As Low As; Credit card
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 16.49% APR
15.99%16.49%16.99%Oct 12, 2026: 16.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 15.99%
Details As Low As; APR range is 15.99% to 17.99%, determined by creditworthiness; also called Signature Loan or Unsecured Loan; no origination fees
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 15.99% APR · checked 5 times
15.49%15.99%16.49%Sep 16, 2026: 15.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%

GTE Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Regular shares 0.50% - 0.50%
Min Balance $100
Details Balance: $100 - $499.99
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Regular shares 0.15% - 0.15%
Min Balance $500
Details Balance: $500+
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 25, 2026: 0.15% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Special shares 0.05% - 0.05%
Min Balance $100
Details Balance: $100 +
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 7.65%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

GTE Federal Credit Union’s Texas Ratio rose from 4.56% in Q3 2023 to 7.65% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.56% A+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A+ Q3 2025 A Q4 2025 A Q1 2026 7.65% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$3.1B7.65%5.0A
March 31, 2026$3.1B6.67%5.0A
December 31, 2025$3.0B7.18%5.0A
September 30, 2025$2.9B5.76%5.0A+
June 30, 2025$2.9B6.31%5.0A
March 31, 2025$3.0B5.37%5.0A+
December 31, 2024$2.9B6.85%5.0A
September 30, 2024$2.9B6.94%5.0A
June 30, 2024$2.9B5.56%5.0A+
March 31, 2024$3.0B4.48%5.0A+
December 31, 2023$3.0B6.07%5.0A
September 30, 2023$2.9B4.56%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for GTE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GTE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GTE Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GTE Federal Credit Union
Website https://www.gtefinancial.org
Address 711 E Henderson Ave, Tampa, FL 33602
Phone 813-871-2690
Fax
President Andrew Fussner
CEO Brian Best
Full-Time Employees 545
Part-Time Employees 6
Branch Locations 24
ATM Locations 25
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.65%
Return on Assets (ROA)
0.1241%
Return on Equity (ROE)
1.1440%
Non-Performing Loans Ratio (NPL)
1.08%
Total Assets
3,117,192,343
Total Amount of Shares and Deposits
2,725,439,665
Total Shares and Deposits < 1 Year
2,124,271,281
Total Shares and Deposits 1 3 Years
423,373,518
Total Shares and Deposits > 3 Years
177,794,866
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
147,216,157
Total Uninsured Shares and Deposits > $250K (F+J)
190,039,610
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,535,400,055
Total Interest Expense (Sum of items 6 8)
27,993,129
Share Certificates
15,977
Number of Accounts for Share Drafts
117,203
IRA KEOGH Accounts
6,415
Number of Accounts for Regular Shares
560,796
Non Member Deposits
2
Money Market Shares
11,424
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
66,295,007
Total Liabilities
2,843,383,537
Source: NCUA — Last Updated 06/30/2026
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Q2 2026 MBR Health & Safety Badge

GTE Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About GTE Federal Credit Union

How many branches does GTE Federal Credit Union operate?

GTE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GTE Federal Credit Union?

Yes, to access services at GTE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GTE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GTE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GTE Federal Credit Union offer online and mobile banking?

Most modern institutions like GTE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gtefinancial.org.

Current GTE Federal Credit Union Rates

  • 12-Month CD3.56%
  • 18-Month CD3.30%
  • 24-Month CD3.35%
  • 60-Month CD3.56%
  • Savings2.07%
  • MMA2.07%
Retrieved from our database of financial products. Rates subject to change.

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