Harborlight Credit Union Rates and Review January 2026
Compare Harborlight Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Harborlight Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHarborlight Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Harborlight Credit Union? Share your experience about Harborlight Credit Union by leaving a review below, or read customer reviews before you decide to use Harborlight Credit Union. Overall, Harborlight Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Harborlight Credit Union HarborLight CU 2151 Cogswell Dr Whitehall, MI 49461  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonWorld Cash Back Credit Card Mastercard
18.000%
Visa Platinum Preferred Starter
17.990%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonLine of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Signature Loan
10.000%
$0
1 - 36
Personal Loans
11.990%
$0
1 - 12
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Harborlight Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Harborlight Credit Union
Website: https://www.harborlightcu.org
Full Time Employees: 40Part Time Employees: 0 President: Lee Andrews CEO: Justin Bamford Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
2151 Cogswell Dr
Whitehall, MI 49461 Phone Number: 231-894-5608 Fax Number: 231-894-5530 FinancialsTotal Assets:
162,059,710
Total Amount of Shares and Deposits:
142,504,881
Total Shares and Deposits < 1 Year:
133,297,865
Total Shares and Deposits 1 3 Years:
6,698,402
Total Shares and Deposits > 3 Years:
2,508,614
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,348,680
Total Uninsured Shares and Deposits > $250K (F+J):
7,348,680
Total Insured Shares and Deposits > $250K (item 17 less item K):
135,156,201
Total Interest Expense (Sum of items 6 8):
1,227,036
Share Certificates:
597
Number of Accounts for Share Drafts:
8,203
IRA KEOGH Accounts:
343
Number of Accounts for Regular Shares:
13,294
All other shares:
351
Money Market Shares:
969
Net Income (unless the amount is already included in Undivided Earnings):
1,456,269
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,287,154
Total Liabilities:
144,325,281
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Harborlight Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Harborlight Credit Union
Frequently Asked Questions About Harborlight Credit UnionIs a member application needed to join Harborlight Credit Union?Yes, to access services at Harborlight Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Harborlight Credit Union provides a range of mortgage and home equity products. Is Harborlight Credit Union a safe place to deposit money?Yes, Harborlight Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Harborlight Credit Union offer online and mobile banking?Most modern institutions like Harborlight Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.26%, 6-month CD rates at 2.37% and 3-month CD rates at 0.90%. Savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.05%. Credit Card rates are at 16.10%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to 
