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Harvester Financial Credit Union Rates and Review January 2026

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Harvester Financial Credit Union12-month CD rates can be found at 1.40%, 6-month CD rates at 0.50% and 3-month CD rates at 0.75%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Harvester Financial Credit Union rates.

Compare Harvester Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Harvester Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Harvester Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Harvester Financial Credit Union? Share your experience about Harvester Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Harvester Financial Credit Union.

Overall, Harvester Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Harvester Financial Credit Union
Indianapolis
7020 Brookville Rd
Indianapolis, IN 46239
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
4.01%
$500
48-Month CD
3.96%
$500
18-Month CD
3.95%
$2,500
12-Month CD
3.55%
$1,000
12-Month CD
3.50%
$1,000
12-Month CD
3.49%
$2,000
24-Month CD
3.30%
$100
48-Month CD
3.25%
$500
30-Month CD
3.08%
$500
3-Month CD
3.02%
$1,000
12-Month CD
3.00%
$1,000
24-Month CD
3.00%
$1,000
24-Month CD
2.87%
$2,500
36-Month CD
2.77%
$5,000
24-Month CD
2.75%
$500
60-Month CD
2.68%
$1,000
36-Month CD
2.64%
$2,500
60-Month CD (Super Jumbo)
2.63%
$225,000
24-Month CD
2.57%
$1,000
60-Month CD
2.52%
$1,000
18-Month CD
2.42%
$1,000
60-Month CD
2.27%
$500
60-Month CD
2.27%
$1,000
24-Month CD
2.20%
$100
18-Month CD
1.76%
$500
18-Month CD
1.75%
$500
24-Month CD
1.61%
$500
12-Month CD
1.51%
$1,000
12-Month CD
1.44%
$1,000
30-Month CD
1.36%
$500
60-Month CD
1.21%
$1,000
12-Month CD
1.11%
$1,000
18-Month CD IRA
0.95%
$250
Northwest Heritage Savings
0.75%
$0
Supreme Savings
0.55%
$500
6-Month CD
0.50%
$5,000
48-Month CD
0.50%
$2,500
48-Month CD
0.45%
$1,000
24-Month CD
0.40%
$500
24-Month CD
0.35%
$500
6-Month CD
0.35%
$500
Classic Money Market
0.30%
$2,000
48-Month CD
0.20%
$500
Advantage Checking
0.15%
$100
NOW Checking
0.10%
$1,000
Statement Savings
0.10%
$100
Forcht Friend Savings
0.05%
$0
Regular Savings
0.05%
$100
Money Market
0.01%
$50
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.575%
5.684%
0.000
5.250%
5.430%
0.359
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
5.375%
5.416%
0.000
15-Year Fixed
5.625%
5.747%
0.250
5.375%
5.804%
0.000
5.000%
5.080%
0.000
20-Year Fixed
5.750%
5.975%
0.000
5.625%
5.846%
0.000
6.250%
6.389%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.250%
6.232%
0.750
5.875%
5.980%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.875%
5.894%
0.000
20 Year Fixed
5.500%
5.640%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.125%
5.637%
0.250
5.250%
5.493%
0.000
5.625%
6.461%
0.000
5.500%
5.739%
0.000
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.875%
6.420%
0.000
5.000%
5.068%
0.000
5.990%
5.199%
0.000
6.125%
6.526%
0.000
15-Year Fixed
5.125%
5.228%
0.000
6.375%
6.662%
0.000
5.500%
5.545%
0.500
6.000%
6.090%
0.000
20 Year Fixed
5.500%
5.659%
0.000
15-Year Fixed
5.500%
5.650%
0.000
5.625%
5.796%
0.000
6.000%
6.257%
0.000
5.625%
5.843%
0.000
4.875%
4.985%
0.000
15-Year Fixed
5.375%
5.660%
0.000
20-Year Fixed
6.125%
6.201%
0.000
5.500%
5.567%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.625%
5.846%
0.000
15-Year Fixed
5.375%
5.525%
0.000
5.875%
5.958%
0.000
5.250%
6.580%
0.000
5.125%
5.331%
1.000
6.000%
6.250%
0.000
5.625%
5.778%
0.000
3.990%
4.357%
0.750
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
14.000%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Security Service Power MasterCard
12.740% - 18.000%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
VISA® Classic
12.960%
Security Service Power Rewards MasterCard
18.000%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
10.150%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Visa Platinum Preferred
14.240% - 17.990%
Visa Signature® Rewards
17.750%
9.990%
VISA Signature Rewards
16.740% - 18.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
8.900% - 13.900%
Based upon credit worthiness.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Crimson Card
13.240%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
17.900%
$0 - $500
8.500%
$0 - $6,000
42
10.250% - 17.950%
$0
1 - 36
Credit Builder Loan
9.000%
$0
11.990%
$0
13.450%
$0
Personal Line of Credit
9.000%
$0
60
12.490%
$0
10.500%
$0 - $5,000
24 - 36
8.950%
$0
1 - 60
Access Line Of Credit
16.240%
$0
Personal Signature Loans
14.000%
$0
60
12.740%
$0
36
Personal/Signature
10.990%
$0
24 - 36
11.240%
$0 - $10,000
60 - 60
8.890%
$0
Personal Line of Credit
13.040%
$0
10.500%
$0
Refinanced Signature Loans
18.000%
$0
7.990%
$0 - $30,000
Consolidation Loans
14.850%
$0
37 - 60
13.450%
$0
Personal Loans
13.450%
$0
60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
11.900%
$0 - $15,000
24 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Harvester Financial Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Harvester Financial Credit Union
Full Time Employees: 25
Part Time Employees: 0
President: Jerry Walters
CEO: Jason Ford
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
7020 Brookville Rd
Indianapolis, IN 46239
Phone Number: 317-352-0455
Fax Number: 317-351-2351

Financials

Total Assets:
82,923,331
Total Amount of Shares and Deposits:
74,019,141
Total Shares and Deposits < 1 Year:
72,112,597
Total Shares and Deposits 1 3 Years:
1,693,937
Total Shares and Deposits > 3 Years:
212,607
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,032,257
Total Uninsured Shares and Deposits > $250K (F+J):
1,032,257
Total Insured Shares and Deposits > $250K (item 17 less item K):
72,986,884
Total Interest Expense (Sum of items 6 8):
175,659
Share Certificates:
106
Number of Accounts for Share Drafts:
4,046
IRA KEOGH Accounts:
193
Number of Accounts for Regular Shares:
8,447
All other shares:
46
Money Market Shares:
378
Net Income (unless the amount is already included in Undivided Earnings):
180,267
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,849,859
Total Liabilities:
74,640,051
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Harvester Financial Credit Union

Is a member application needed to join Harvester Financial Credit Union?

Yes, to access services at Harvester Financial Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Harvester Financial Credit Union provides a range of mortgage and home equity products.

Is Harvester Financial Credit Union a safe place to deposit money?

Yes, Harvester Financial Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Harvester Financial Credit Union offer online and mobile banking?

Most modern institutions like Harvester Financial Credit Union provide digital access including online balance checks and transfers.

Current Harvester Financial Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions