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Haverhill Fire Department Credit Union Rates and Review January 2026

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Haverhill Fire Department Credit Union12-month CD rates can be found at 3.40%, 6-month CD rates at 0.75% and 3-month CD rates at 0.50%. Savings rates are at 1.26% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.53%. Credit Card rates are at 10.15%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to Haverhill Fire Department Credit Union rates.

Compare Haverhill Fire Department Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Haverhill Fire Department Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Haverhill Fire Department Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Haverhill Fire Department Credit Union? Share your experience about Haverhill Fire Department Credit Union by leaving a review below, or read customer reviews before you decide to use Haverhill Fire Department Credit Union.

Overall, Haverhill Fire Department Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Haverhill Fire Department Credit Union
Main Office
75 Kenoza Ave
Haverhill, MA 01830 4132
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.06%
$500
Advantage Checking
3.87%
$500
6-Month CD
3.80%
$1,000
60-Month CD
3.60%
$500
24-Month CD
3.55%
$500
6-Month CD
3.50%
$1,000
9-Month CD
3.50%
$500
24-Month CD
3.50%
$500
18-Month CD
3.50%
$500
12-Month CD
3.50%
$500
36-Month CD
3.50%
$1,000
11-Month CD
3.45%
$1,000
6-Month CD
3.39%
$1,000
36-Month CD
3.35%
$1,000
12-Month CD
3.34%
$500
48-Month CD
3.30%
$500
24-Month CD
3.25%
$1,000
24-Month CD
3.09%
$250
18-Month CD
3.05%
$1,000
36-Month CD
3.02%
$10,000
60-Month CD
2.63%
$1,000
Prime Personal Money Market
2.38%
$10,000
36-Month CD
2.31%
$1,000
12-Month CD
2.25%
$2,000
24-Month CD
2.23%
$1,000
Really Green Checking
2.01%
$0
12-Month CD
2.00%
$1,000
24-Month CD
1.75%
$500
36-Month CD
1.25%
$50
Secure Plus Checking
1.25%
$2,500
48-Month CD
1.25%
$500
36-Month CD
1.05%
$500
6-Month CD
1.00%
$300
60-Month CD
0.90%
$500
Rewards Checking
0.90%
$500
Money Market
0.85%
$2,500
12-Month CD
0.80%
$500
36-Month CD
0.70%
$500
60-Month CD
0.50%
$500
Platinum Money Market
0.50%
$1
48-Month CD
0.45%
$1,000
Money Market
0.40%
$1,000
60-Month CD
0.30%
$500
24-Month CD
0.30%
$500
Money Market (Share Plus)
0.30%
$5,000
12-Month CD
0.20%
$10
3-Month CD
0.10%
$2,000
6-Month CD
0.10%
$1,000
Platinum Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.567%
0.000
6.000%
6.031%
0.000
7.000%
7.168%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
15 Year Fixed
6.125%
6.209%
0.000
15-Year Fixed
5.500%
5.617%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.500%
5.597%
0.000
30-Year Fixed
5.875%
5.935%
0.000
5/1 ARM
6.750%
6.859%
0.000
15-Year Fixed
5.500%
5.601%
0.000
6.000%
6.110%
0.000
5.875%
6.023%
0.000
5.375%
5.953%
0.000
5.375%
6.220%
0.000
5.500%
5.621%
0.000
5.250%
5.287%
0.000
5.375%
5.446%
0.000
30-Year Fixed
5.560%
5.730%
0.000
6.750%
6.697%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
6.125%
6.266%
0.000
30-Year Fixed
6.500%
6.559%
0.000
5.500%
5.588%
0.000
5.750%
5.789%
0.000
5.625%
5.673%
0.000
5.875%
6.012%
0.000
5.625%
6.461%
0.000
5.875%
6.110%
0.000
5.375%
6.068%
1.000
5.625%
5.691%
0.000
5.300%
5.433%
0.000
5.500%
6.005%
0.000
5.500%
5.680%
1.125
30-Year Fixed
6.000%
6.097%
0.500
5.750%
5.767%
0.000
5.375%
5.911%
0.000
4.240%
7.689%
0.000
20 Year Fixed
6.500%
6.628%
0.000
15-Year Fixed
5.625%
5.736%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
10-Year Fixed
6.100%
6.433%
0.000
5.750%
5.853%
0.000
5.375%
5.652%
0.000
10-Year Fixed
5.625%
5.793%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.375%
6.097%
0.000
30-Year Fixed
6.000%
6.048%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Access FCU Visa Classic
13.500%
16.100%
Visa Signature® Rewards
17.750%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
18.000%
Visa Platinum Rewards
14.900%
Visa Platinum Preferred
14.240% - 17.990%
VISA Signature Rewards
16.740% - 18.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Platinum Credit Card
9.500% - 12.500%
Visa Crimson Rewards Card
13.740%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
14.740%
VISA Traditional
14.240% - 18.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Academic VISA® Gold
15.400%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Platinum Preferred Rewards
15.740% - 17.990%
14.000%
11.900%
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.490%
$0 - $5,000
48 - 48
7.000%
$500 - $15,000
60
Personal Line of Credit
12.950% - 18.000%
$0
Personal Loans Share Secured
5.990%
$0
48
Unsecured/Personal Loans
8.990%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
13.990%
$0
9.990% - 16.240%
$0
61 - 66
12.500%
$0
60 - 60
17.900%
$0 - $500
Personal Loans
11.000%
$0
37 - 60
8.990% - 18.000%
$0 - $30,000
72
14.990%
$0
25 - 36
12.990%
$0
13 - 60
Consolidation Loans
13.060%
$0
1 - 36
9.200% - 17.950%
$0 - $500
48 - 48
8.950%
$0
1 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
10.000%
$0
12 - 12
Personal Loans
13.250%
$0
6184
Student Loan Consolidation
5.490%
$0
12.990%
$0
12
Bill Consolidation Loan
8.990%
$0
60
8.500%
$0 - $6,000
42
Consolidation Loans
14.850%
$0
37 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Haverhill Fire Department Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Haverhill Fire Department Credit Union
Full Time Employees: 4
Part Time Employees: 1
President: Eric Tarpy
CEO: David Butt
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
75 Kenoza Ave
Haverhill, MA 01830 4132
Phone Number: 978-372-8833
Fax Number: 978-372-7782

Financials

Total Assets:
25,889,187
Total Amount of Shares and Deposits:
23,291,401
Total Shares and Deposits < 1 Year:
22,843,449
Total Shares and Deposits 1 3 Years:
279,646
Total Shares and Deposits > 3 Years:
168,306
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,867,618
Total Uninsured Shares and Deposits > $250K (F+J):
1,867,618
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,423,783
Total Interest Expense (Sum of items 6 8):
271,195
Share Certificates:
182
Number of Accounts for Share Drafts:
678
Number of Accounts for Regular Shares:
1,632
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,109,719
Total Liabilities:
23,322,366
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Haverhill Fire Department Credit Union

Is a member application needed to join Haverhill Fire Department Credit Union?

Yes, to access services at Haverhill Fire Department Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Haverhill Fire Department Credit Union provides a range of mortgage and home equity products.

Is Haverhill Fire Department Credit Union a safe place to deposit money?

Yes, Haverhill Fire Department Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Haverhill Fire Department Credit Union offer online and mobile banking?

Most modern institutions like Haverhill Fire Department Credit Union provide digital access including online balance checks and transfers.

Current Haverhill Fire Department Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions