HIGH POINT Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare HIGH POINT CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of HIGH POINT savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHIGH POINT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at HIGH POINT? Share your experience about HIGH POINT by leaving a review below, or read customer reviews before you decide to use HIGH POINT. Overall, HIGH POINT is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Platinum Clarity
15.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.240%
$0 - $2,000
36 - 36
Summer/Holiday Loans
9.500%
$0
Personal Loans
11.000%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have HIGH POINT rate data right now. Credit Union Profile & OverviewCredit Union Name: HIGH POINT
Website: http://highpointfcu.com
Full Time Employees: 81Part Time Employees: 3 President: Michele Pancio CEO: Richard Yeager Branch Locations: 5 ATM Locations: 4 Corporate Office Address:
234 Homer St
Olean, NY 14760 Phone Number: 716-372-6607 Fax Number: FinancialsTotal Assets:
410,057,092
Total Amount of Shares and Deposits:
355,619,368
Total Shares and Deposits < 1 Year:
348,863,968
Total Shares and Deposits 1 3 Years:
6,218,649
Total Shares and Deposits > 3 Years:
536,749
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
27,676,327
Total Uninsured Shares and Deposits > $250K (F+J):
27,676,327
Total Insured Shares and Deposits > $250K (item 17 less item K):
327,943,041
Total Interest Expense (Sum of items 6 8):
3,362,743
Share Certificates:
2,329
Number of Accounts for Share Drafts:
12,936
IRA KEOGH Accounts:
930
Number of Accounts for Regular Shares:
24,589
Money Market Shares:
945
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,134,060
Total Liabilities:
362,215,245
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About HIGH POINTIs a member application needed to join HIGH POINT?Yes, to access services at HIGH POINT, a member application is required. Is there a first-time homebuyer program?Currently, HIGH POINT provides a range of mortgage and home equity products. Is HIGH POINT a safe place to deposit money?Yes, HIGH POINT is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does HIGH POINT offer online and mobile banking?Most modern institutions like HIGH POINT provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.00%, 6-month CD rates at 3.19% and 3-month CD rates at 1.00%. Savings rates are at 0.11% and money market rates are at 1.97%. Mortgage rates on 30-year fixed loans are around 5.94%. Credit Card rates are at 19.74%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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