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 Horizon Credit Union Macon, MO Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Horizon Credit Union Macon, MO's top rates as of October 9, 2026 are 3.85% APY on its CDs of Deposit / 24 month CD, 0.50% APY on savings, personal loans from 12.00% APR, and credit cards from 13.90% APR, according to rates verified by MonitorBankRates. Other Horizon Credit Union Macon, MO CD rates include CDs of Deposit / 60 month at 3.03%, CDs of Deposit / 48 month at 2.52%, and CDs of Deposit / 36 month at 2.27%. MonitorBankRates evaluates the financial stability of Horizon Credit Union Macon, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.27%. Rates last updated and verified on 10/09/2026. Horizon Credit Union Macon, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Horizon Credit Union Macon, MO? Share your experience about Horizon Credit Union Macon, MO by leaving a review below, or read customer reviews before you decide to use Horizon Credit Union Macon, MO. Horizon Credit Union Macon, MO
Horizon Credit Union 310 N Missouri St
https://www.yourhcu.com Macon, MO 63552  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Horizon Credit Union Macon, MO CD Rates
Horizon Credit Union Macon, MO Savings Rates
Horizon Credit Union Macon, MO Auto Loan Rates
Horizon Credit Union Macon, MO Credit Card Rates
Horizon Credit Union Macon, MO Personal Loan Rates
Horizon Credit Union Macon, MO Other Rates
Financial Health HistoryHorizon Credit Union Macon, MO’s Texas Ratio rose from 2.00% in Q3 2023 to 4.27% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Horizon Credit Union Macon, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Horizon Credit Union Macon, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Horizon Credit Union Macon, MO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Horizon Credit Union Macon, MO
Website
https://www.yourhcu.com
Address
310 N Missouri St,
Macon, MO 63552
Phone
660-385-8205
Fax
660-385-6662
President
Dennis Fessler
CEO
Lara Lucas
Full-Time Employees
19
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.27%
Return on Assets (ROA)
0.1721%
Return on Equity (ROE)
1.4549%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
58,755,600
Total Amount of Shares and Deposits
51,263,997
Total Shares and Deposits < 1 Year
44,726,450
Total Shares and Deposits 1 3 Years
5,990,634
Total Shares and Deposits > 3 Years
546,913
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,743,098
Total Uninsured Shares and Deposits > $250K (F+J)
2,743,098
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,520,899
Total Interest Expense (Sum of items 6 8)
390,024
Share Certificates
287
Number of Accounts for Share Drafts
2,605
Number of Accounts for Regular Shares
6,390
All other shares
307
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,796,456
Total Liabilities
51,878,774
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Horizon Credit Union Macon, MO yet. Feel free to create one below.
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Frequently Asked Questions About Horizon Credit Union Macon, MOHow many branches does Horizon Credit Union Macon, MO operate?Horizon Credit Union Macon, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Horizon Credit Union Macon, MO?Yes, to access services at Horizon Credit Union Macon, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Horizon Credit Union Macon, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Horizon Credit Union Macon, MO provides members with tools to manage their accounts and build a solid financial history. Does Horizon Credit Union Macon, MO offer online and mobile banking?Most modern institutions like Horizon Credit Union Macon, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourhcu.com. Current Horizon Credit Union Macon, MO Rates
Retrieved from our database of financial products. Rates subject to change.
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