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Inova Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Inova Federal Credit Union's top rates as of October 7, 2026 are 4.75% APY on its 20 Month Special CD, 3.25% APY on savings, 4.00% APY on money market accounts, 4.00% APY on checking, 4.99% on its 5-Year Fixed-Rate Mortgage, personal loans from 14.99% APR, and credit cards from 16.99% APR, according to rates verified by MonitorBankRates. Other Inova Federal Credit Union CD rates include IRA CD 20 Month Special at 4.75%, 14 Month Special CD at 4.50%, and IRA CD 14 Month Special at 4.50%. Other Inova Federal Credit Union mortgage rates include HomeStretch - 5 Year Fixed Rate Mortgage at 5.08%, Adjustable Rate Program - 5/6 ARM Mortgage at 6.12%, and Adjustable Rate Program - 7/6 ARM Mortgage at 6.25%. MonitorBankRates evaluates the financial stability of Inova Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.94%. Rates last updated and verified on 10/07/2026.

Inova Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Inova Federal Credit Union? Share your experience about Inova Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Inova Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.94%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Inova Federal Credit Union
Corporate
358 S Elkhart Ave
Elkhart, IN 46516
https://www.inovafederal.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Inova Federal Credit Union CD Rates

Product Rate APY Term View More
20 Month Special Certificate 4.65% 4.75% 20 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.75% APY · checked 6 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Certificate 20 Month Special 4.65% 4.75% 20 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.75% APY · checked 2 times
4.25%4.75%5.25%Oct 7, 2026: 4.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
14 Month Special Certificate 4.41% 4.50% 14 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 6 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Certificate 14 Month Special 4.41% 4.50% 14 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 7, 2026: 4.50% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
30 Month Special Certificate 4.22% 4.30% 30 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 6 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Certificate 30 Month Special 4.22% 4.30% 30 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Oct 7, 2026: 4.30% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
8 Month Special Certificate 4.17% 4.25% 8 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
11 Month Special Certificate 4.07% 4.15% 11 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.15% APY · checked 6 times
3.65%4.15%4.65%Sep 18, 2026: 4.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Certificate 11 Month Special 4.07% 4.15% 11 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
14 Month IRA Step Up Certificate 3.93% 4.00% 14 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
5 Month Special Certificate 3.93% 4.00% 5 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
5 Year Certificate 3.93% 4.00% 5 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
5 Year IRA Step Up Certificate 3.93% 4.00% 5 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Certificate 5 Month Special 3.93% 4.00% 5 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 14 Month 3.93% 4.00% 14 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 5 Year 3.93% 4.00% 5 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
4 Year Certificate 3.83% 3.90% 4 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 6 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
4 Year IRA Step Up Certificate 3.83% 3.90% 4 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 4 Year 3.83% 3.90% 4 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
3 Year Certificate 3.78% 3.85% 3 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 6 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
3 Year IRA Step Up Certificate 3.78% 3.85% 3 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
30 Month Certificate 3.78% 3.85% 30 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 6 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
30 Month IRA Step Up Certificate 3.78% 3.85% 30 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 3 Year 3.78% 3.85% 3 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 30 Month 3.78% 3.85% 30 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
2 Year Certificate 3.74% 3.80% 2 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
2 Year IRA Step Up Certificate 3.74% 3.80% 2 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 2 Year 3.74% 3.80% 2 Year
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 7, 2026: 3.80% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
12 Month Certificate 3.69% 3.75% 12 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
12 Month IRA Step Up Certificate 3.69% 3.75% 12 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
18 Month Certificate 3.69% 3.75% 18 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
18 Month IRA Step Up Certificate 3.69% 3.75% 18 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 12 Month 3.69% 3.75% 12 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Step Up Certificates - 18 Month 3.69% 3.75% 18 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
6 Month Certificate 3.54% 3.60% 6 Month
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
30 Day Certificate 1.00% 1.00% 30 Day
Min Deposit $200
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Business CD Rates

Product Rate APY Term View More
Business Step Up Certificates - 1 Year 3.93% 4.00% 1 Year
Min Deposit $1,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Business Step Up Certificates - 2 Year 3.83% 3.90% 2 Year
Min Deposit $1,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Business Step Up Certificates - 6 Month 3.54% 3.60% 6 Month
Min Deposit $1,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Business Step Up Certificates - 18 Month 3.20% 3.25% 18 Month
Min Deposit $1,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Savings Rates

Product Rate APY View More
Platinum Money Market Savings 3.20% 3.25%
Min Balance $250,000
Details Balance: $250,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Platinum Money Market Savings 2.96% 3.00%
Min Balance $100,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Gold Money Market Savings 1.24% 1.25%
Min Balance $50,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Christmas Club 0.01% 0.01%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Health Savings Account (HSA) 0.01% 0.01%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Savings 0.01% 0.01%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Membership Savings 0.01% 0.01%
Min Balance $100
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Special Savings 0.01% 0.01%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Money Market Rates

Product Rate APY View More
Shield Money Market 3.93% 4.00%
Min Balance $250,000
Details Balance: $250,000.01 or greater
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Emerald Money Market 3.44% 3.50%
Min Balance $500,000
Details Balance: $500,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Shield Money Market 3.45% 3.50%
Min Balance $100,000
Details Balance: $100,000.01 - $250,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Emerald Money Market 3.20% 3.25%
Min Balance $250,000
Details Balance: $250,000.00 or greater
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Platinum Money Market Savings 3.20% 3.25%
Min Balance $250,000
Details Balance: $250,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Platinum Money Market Savings 2.96% 3.00%
Min Balance $100,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Shield Money Market 1.74% 1.75%
Min Balance $50,000
Details Balance: $50,000.01 - $100,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Gold Money Market Savings 1.24% 1.25%
Min Balance $50,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Shield Money Market 1.24% 1.25%
Min Balance $0
Details Balance: $0 - $50,000
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 1.25% APY · checked 4 times
0.75%1.25%1.75%Sep 27, 2026: 1.25% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Emerald Money Market 0.01% 0.01%
Min Balance $0
Details Balance: $0.00 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Shield Money Market Standard 0.01% 0.01%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Checking Rates

Product Rate APY View More
Shield Checking 3.93% 4.00%
Min Balance $0
Details Balance: $0 - $15,000; Qualifications Required; Rate is for balances up to $15,000.00
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Elite Checking 0.50% 0.50%
Min Balance $2,000
Details Balance: $2,000 or greater
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Elite Checking 0.15% 0.15%
Min Balance $0
Details Balance: $0 - $1,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 27, 2026: 0.15% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Advantage 50 Checking 0.07% 0.07%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.07% APY · checked 6 times
0.00%0.29%0.57%Sep 18, 2026: 0.07% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Performance Checking 0.07% 0.07%
Min Balance $0
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.07% APY · checked 6 times
0.00%0.29%0.57%Sep 18, 2026: 0.07% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Shield Checking 0.07% 0.07%
Min Balance $15,000
Details Balance: $15,000.01 or greater
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.07% APY · checked 6 times
0.00%0.29%0.57%Sep 18, 2026: 0.07% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Dividend Checking 0.25% 0.25%
Min Balance $5,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
5-Year Fixed-Rate Mortgage 4.99% - 5.076% 5-Year
Details Rate as low as 4.99%, with 5.076% Annual Percentage Rate (APR) for a 5-Year Fixed-Rate Mortgage. Other fixed-rate terms are available at different APRs. APR is based on creditworthiness, loan amount, term, and other underwriting factors. Not all borrowers will qualify. Rates are subject to change without notice. No lender closing costs. Third-party fees may apply, including appraisal fees if required. Property value will be determined using available tax assessment records; if the tax assessment is unavailable or insufficient, an appraisal may be required at the borrower's expense. Offer subject to membership eligibility, credit approval, and underwriting requirements. Not all borrowers will qualify for the lowest rate. This offer may be withdrawn at any time.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 5.08% APR · checked 2 times
4.58%5.08%5.58%Oct 7, 2026: 5.08% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
HomeStretch - 5 Year Fixed Rate Mortgage - 4.990% 5.076% 5 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 5.08% APR · checked 2 times
4.58%5.08%5.58%Oct 7, 2026: 5.08% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Adjustable Rate Program - 5/6 ARM Mortgage 6.125% - 6.543% 5/6 ARM
Details Rate may be increased after closing
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.54% APR · checked 2 times
6.04%6.54%7.04%Oct 7, 2026: 6.54% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Adjustable Rate Program - 7/6 ARM Mortgage 6.25% - 6.548% 7/6 ARM
Details Rate may be increased after closing
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.55% APR · checked 2 times
6.05%6.55%7.05%Oct 7, 2026: 6.55% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
HomeStretch - 10 Year Fixed Rate Mortgage 6.49% - 6.576% 10 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.58% APR · checked 2 times
6.08%6.58%7.08%Oct 7, 2026: 6.58% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Adjustable Rate Program - 3/6 ARM Mortgage 6.00% - 6.581% 3/6 ARM
Details Rate may be increased after closing
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.58% APR · checked 2 times
6.08%6.58%7.08%Oct 7, 2026: 6.58% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - Adjustable Rate Program - 3/6 ARM Mortgage 6.375% - 6.678% 3/6 ARM
Details No Closing Cost, Rate may be increased after closing
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.68% APR · checked 2 times
6.18%6.68%7.18%Oct 7, 2026: 6.68% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - Adjustable Rate Program - 5/6 ARM Mortgage 6.50% - 6.693% 5/6 ARM
Details No Closing Cost, Rate may be increased after closing
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.69% APR · checked 2 times
6.19%6.69%7.19%Oct 7, 2026: 6.69% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - Adjustable Rate Program - 7/6 ARM Mortgage 6.625% - 6.744% 7/6 ARM
Details No Closing Cost, Rate may be increased after closing
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.74% APR · checked 2 times
6.24%6.74%7.24%Oct 7, 2026: 6.74% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
10 Year Fixed Rate Mortgage 6.75% - 7.089% 10 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.09% APR · checked 2 times
6.59%7.09%7.59%Oct 7, 2026: 7.09% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
15 Year Fixed Rate Mortgage 6.875% - 7.118% 15 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.12% APR · checked 2 times
6.62%7.12%7.62%Oct 7, 2026: 7.12% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - 15 Year Fixed Rate Mortgage 7.25% - 7.318% 15 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.32% APR · checked 2 times
6.82%7.32%7.82%Oct 7, 2026: 7.32% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
20 Year Fixed Rate Mortgage 7.375% - 7.577% 20 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.58% APR · checked 2 times
7.08%7.58%8.08%Oct 7, 2026: 7.58% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
FHA - 15 Year Fixed Rate Mortgage 6.875% - 7.654% 15 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.65% APR · checked 2 times
7.15%7.65%8.15%Oct 7, 2026: 7.65% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
30 Year Fixed Rate Mortgage 7.50% - 7.658% 30 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.66% APR · checked 2 times
7.16%7.66%8.16%Oct 7, 2026: 7.66% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Construction to Perm - 30 Year Fixed Rate Mortgage 7.75% - 7.795% 30 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.80% APR · checked 2 times
7.30%7.80%8.30%Oct 7, 2026: 7.80% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - 20 Year Fixed Rate Mortgage 7.75% - 7.809% 20 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.81% APR · checked 2 times
7.31%7.81%8.31%Oct 7, 2026: 7.81% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - FHA 15 Year Fixed Rate Mortgage 7.25% - 7.851% 15 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.85% APR · checked 2 times
7.35%7.85%8.35%Oct 7, 2026: 7.85% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - 30 Year Fixed Rate Mortgage 7.875% - 7.922% 30 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 7.92% APR · checked 2 times
7.42%7.92%8.42%Oct 7, 2026: 7.92% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
FHA - 30 Year Fixed Rate Mortgage 7.50% - 8.067% 30 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 8.07% APR · checked 2 times
7.57%8.07%8.57%Oct 7, 2026: 8.07% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
No Closing Cost - FHA 30 Year Fixed Rate Mortgage 7.875% - 8.331% 30 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 8.33% APR · checked 2 times
7.83%8.33%8.83%Oct 7, 2026: 8.33% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Powerhouse Prime + zero 4.00% floor 7.00% - 7.00%
Details Rate: Prime + 6.50%; Floor: 4.00%
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 15, 2026: 6.75% APRSep 18, 2026: 7.00% APRSep 15, 2026Oct 13, 2026
  • Sep 18, 20267.00%▲ from 6.75%
  • Sep 15, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Used Vehicle Purchase Loan 5.00% - 5.26% 37-48 months
Details Model Year: 2026 - 2021
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.24% → 5.26% ▲ 0.02 pts · high 5.26% / low 5.24%
4.74%5.25%5.76%Sep 15, 2026: 5.24% APROct 7, 2026: 5.26% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.26%▲ from 5.24%
  • Sep 15, 20265.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 5.00% - 5.33% 36 months or less
Details Model Year: 2026 - 2021
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 4.99% → 5.33% ▲ 0.34 pts · high 5.33% / low 4.99%
4.49%5.16%5.83%Sep 15, 2026: 4.99% APROct 7, 2026: 5.33% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.33%▲ from 4.99%
  • Sep 15, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 5.25% - 5.46% 49 - 60 months
Details Model Year: 2026 - 2021
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.49% → 5.46% ▼ 0.03 pts · high 5.49% / low 5.46%
4.96%5.48%5.99%Sep 15, 2026: 5.49% APROct 7, 2026: 5.46% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.46%▼ from 5.49%
  • Sep 15, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 5.25% - 5.59% 36 months or less
Details Model Year: 2020 - 2018
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.49% → 5.59% ▲ 0.10 pts · high 5.59% / low 5.49%
4.99%5.54%6.09%Sep 15, 2026: 5.49% APROct 7, 2026: 5.59% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.59%▲ from 5.49%
  • Sep 15, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 5.50% - 5.68% 61 - 72 months
Details Model Year: 2026 - 2021
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.74% → 5.68% ▼ 0.06 pts · high 5.74% / low 5.68%
5.18%5.71%6.24%Sep 15, 2026: 5.74% APROct 7, 2026: 5.68% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.68%▼ from 5.74%
  • Sep 15, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 5.50% - 5.76% 37-48 months
Details Model Year: 2020 - 2018
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.74% → 5.76% ▲ 0.02 pts · high 5.76% / low 5.74%
5.24%5.75%6.26%Sep 15, 2026: 5.74% APROct 7, 2026: 5.76% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.76%▲ from 5.74%
  • Sep 15, 20265.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 5.75% - 5.96% 49 - 60 months
Details Model Year: 2020 - 2018
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 5.99% → 5.96% ▼ 0.03 pts · high 5.99% / low 5.96%
5.46%5.98%6.49%Sep 15, 2026: 5.99% APROct 7, 2026: 5.96% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20265.96%▼ from 5.99%
  • Sep 15, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 6.00% - 6.15% 73 - 84 months
Details Model Year: 2026 - 2021
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.24% → 6.15% ▼ 0.09 pts · high 6.24% / low 6.15%
5.65%6.20%6.74%Sep 15, 2026: 6.24% APROct 7, 2026: 6.15% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20266.15%▼ from 6.24%
  • Sep 15, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Loan 6.00% - 6.18% 61 - 72 months
Details Model Year: 2020 - 2018
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.24% → 6.18% ▼ 0.06 pts · high 6.24% / low 6.18%
5.68%6.21%6.74%Sep 15, 2026: 6.24% APROct 7, 2026: 6.18% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20266.18%▼ from 6.24%
  • Sep 15, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Rate (2017 and older) Loan 6.24% - 6.50% 48 months or less
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.50% APR · checked 2 times
6.00%6.50%7.00%Oct 7, 2026: 6.50% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Vehicle Purchase Rate (2017 and older) Loan 6.49% - 6.70% 49 - 60 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 6.70% APR · checked 2 times
6.20%6.70%7.20%Oct 7, 2026: 6.70% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles Loan 6.50% 6.71% 60 months or less
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 6.71% ▼ 0.04 pts · high 6.75% / low 6.71%
6.21%6.73%7.25%Sep 15, 2026: 6.75% APROct 7, 2026: 6.71% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20266.71%▼ from 6.75%
  • Sep 15, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
New Motorcycles Loan 6.75% 6.94% 61 - 66 months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.00% → 6.94% ▼ 0.06 pts · high 7.00% / low 6.94%
6.44%6.97%7.50%Sep 15, 2026: 7.00% APROct 7, 2026: 6.94% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20266.94%▼ from 7.00%
  • Sep 15, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
New Recreational Vehicles (Motorhomes, Campers, Boats) Loan 6.75% 6.96% 60 months or less
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 6.96% ▲ 0.21 pts · high 6.96% / low 6.75%
6.25%6.86%7.46%Sep 15, 2026: 6.75% APROct 7, 2026: 6.96% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20266.96%▲ from 6.75%
  • Sep 15, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
New Recreational Vehicles (Motorhomes, Campers, Boats) Loan 7.00% 7.15% 61 - 84 months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.00% → 7.15% ▲ 0.15 pts · high 7.15% / low 7.00%
6.50%7.08%7.65%Sep 15, 2026: 7.00% APROct 7, 2026: 7.15% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.15%▲ from 7.00%
  • Sep 15, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
New Motorcycles Loan 7.00% 7.18% 67 - 72 months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.25% → 7.18% ▼ 0.07 pts · high 7.25% / low 7.18%
6.68%7.22%7.75%Sep 15, 2026: 7.25% APROct 7, 2026: 7.18% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.18%▼ from 7.25%
  • Sep 15, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Recreational Vehicles (Motorhomes, Campers, Boats) Loan 7.25% 7.46% 60 months or less
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.25% → 7.46% ▲ 0.21 pts · high 7.46% / low 7.25%
6.75%7.36%7.96%Sep 15, 2026: 7.25% APROct 7, 2026: 7.46% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.46%▲ from 7.25%
  • Sep 15, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Recreational Vehicles (Motorhomes, Campers, Boats) Loan 7.50% 7.66% 61 - 84 months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.50% → 7.66% ▲ 0.16 pts · high 7.66% / low 7.50%
7.00%7.58%8.16%Sep 15, 2026: 7.50% APROct 7, 2026: 7.66% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.66%▲ from 7.50%
  • Sep 15, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Used Motorcycles Loan 7.50% 7.71% 60 months or less
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 7.50% → 7.71% ▲ 0.21 pts · high 7.71% / low 7.50%
7.00%7.61%8.21%Sep 15, 2026: 7.50% APROct 7, 2026: 7.71% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.71%▲ from 7.50%
  • Sep 15, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
ATVs, Trailers & Other Toys Loan 8.75% 8.96% 60 months or less
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 8.75% → 8.96% ▲ 0.21 pts · high 8.96% / low 8.75%
8.25%8.86%9.46%Sep 15, 2026: 8.75% APROct 7, 2026: 8.96% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20268.96%▲ from 8.75%
  • Sep 15, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Credit Card Rates

Product Rate APR View More
Business Visa Rewards - 16.99%
Details Published APR range: 16.99% - 17.99%.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 16.99% APR · checked 7 times
16.49%16.99%17.49%Sep 15, 2026: 16.99% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Platinum Visa - 16.99%
Details Published APR range: 16.99% - 17.99%.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 16.99% APR · checked 7 times
16.49%16.99%17.49%Sep 15, 2026: 16.99% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Visa - 16.99%
Details Published APR range: 16.99% - 17.99%. Cash advance fees of $5, or 4% of the amount of each cash advance will apply, whichever is greater. Foreign transaction fees of 0.80% for each single currency transaction in U.S. Dollars, and - 1.0% of each multiple currently transaction in U.S. Dollars will apply. No annual fee. Signed application, obtain credit report to evaluate the applicants creditworthiness, and proof of income required. Full terms and conditions of the account available upon approval. Rates adjust to the contract APR (currently 16.99% - 17.99%). Rates subject to credit worthiness.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 16.99% APR · checked 2 times
16.49%16.99%17.49%Oct 7, 2026: 16.99% APROct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Visa Global Good - 16.99%
Details Published APR range: 16.99% - 17.99%.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 16.99% APR · checked 7 times
16.49%16.99%17.49%Sep 15, 2026: 16.99% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 14.99% 0 - 48 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 14.99% APR · checked 7 times
14.49%14.99%15.49%Sep 15, 2026: 14.99% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%

Inova Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Revolving Line of Credit - - 15.99%
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 15.99% APR · checked 7 times
15.49%15.99%16.49%Sep 15, 2026: 15.99% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Business Momentum 1.24% - 1.25%
Min Balance $50,000
Details Balance: $50,000 - $249,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 6 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Business Momentum 2.96% - 3.00%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Business Momentum 3.45% - 3.50%
Min Balance $500,000
Details Balance: $500,000 or more
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Financial Management Account 1.00% - 1.00%
Min Balance $100,000
Details Balance: $100,000.01 or greater
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Financial Management Account 0.85% - 0.85%
Min Balance $50,000
Details Balance: $50,000.01 - $100,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.85% APY · checked 6 times
0.35%0.85%1.35%Sep 18, 2026: 0.85% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Financial Management Account 0.75% - 0.75%
Min Balance $25,000
Details Balance: $25,000.01 - $50,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Financial Management Account 0.50% - 0.50%
Min Balance $10,000
Details Balance: $10,000.01 - $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Financial Management Account 0.25% - 0.25%
Min Balance $2,000
Details Balance: $2,000 - $10,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Financial Management Account 1.00% - 1.00%
Min Balance $100,000
Details Balance: $100,000.01 or greater
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Financial Management Account 0.85% - 0.85%
Min Balance $50,000
Details Balance: $50,000.01 - $100,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.85% APY · checked 6 times
0.35%0.85%1.35%Sep 18, 2026: 0.85% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Financial Management Account 0.75% - 0.75%
Min Balance $25,000
Details Balance: $25,000.01 - $50,000
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 27, 2026: 0.75% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Financial Management Account 0.50% - 0.50%
Min Balance $10,000
Details Balance: $10,000.01 - $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
IRA Financial Management Account 0.25% - 0.25%
Min Balance $2,000
Details Balance: $2,000 - $10,000
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 27, 2026: 0.25% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.94%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Inova Federal Credit Union’s Texas Ratio rose from 6.82% in Q3 2023 to 8.94% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 7% 2.0★ 13% 3.0★ 20% 4.0★ 26% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.82% A Q3 2023 A Q4 2023 B+ Q1 2024 B Q2 2024 B+ Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 8.94% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$643M8.94%5.0A
March 31, 2026$658M9.29%5.0A
December 31, 2025$656M9.53%5.0A
September 30, 2025$663M9.61%5.0A
June 30, 2025$678M9.76%5.0A
March 31, 2025$687M10.17%5.0A
December 31, 2024$683M11.75%5.0A
September 30, 2024$693M18.48%4.7B+
June 30, 2024$719M19.39%4.6B
March 31, 2024$733M18.63%4.7B+
December 31, 2023$716M9.95%5.0A
September 30, 2023$701M6.82%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Inova Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Inova Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Inova Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Inova Federal Credit Union
Website https://www.inovafederal.org
Address 358 S Elkhart Ave, Elkhart, IN 46516
Phone 574-294-6553
Fax 574-293-6119
President Robert Weaver
CEO Dallas Bergl
Full-Time Employees 132
Part-Time Employees 12
Branch Locations 7
ATM Locations 6
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.94%
Return on Assets (ROA)
0.0874%
Return on Equity (ROE)
1.0460%
Non-Performing Loans Ratio (NPL)
0.94%
Total Assets
643,491,083
Total Amount of Shares and Deposits
516,035,795
Total Shares and Deposits < 1 Year
479,792,881
Total Shares and Deposits 1 3 Years
27,424,048
Total Shares and Deposits > 3 Years
8,818,864
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
66,574,441
Total Uninsured Shares and Deposits > $250K (F+J)
66,574,441
Total Insured Shares and Deposits > $250K (item 17 less item K)
449,461,354
Total Interest Expense (Sum of items 6 8)
7,522,240
Share Certificates
3,132
Number of Accounts for Share Drafts
20,941
IRA KEOGH Accounts
1,739
Number of Accounts for Regular Shares
52,146
All other shares
519
Non Member Deposits
88
Money Market Shares
1,112
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,987,613
Total Liabilities
589,708,299
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Inova Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/inova-federal-credit-union-rates-review-4968">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Inova Federal Credit Union yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Inova Federal Credit Union

How many branches does Inova Federal Credit Union operate?

Inova Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Inova Federal Credit Union?

Yes, to access services at Inova Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Inova Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Inova Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Inova Federal Credit Union offer online and mobile banking?

Most modern institutions like Inova Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.inovafederal.org.

Current Inova Federal Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.25%
  • 24-Month CD3.80%
  • 60-Month CD4.00%
  • Savings3.25%
  • MMA4.00%
Retrieved from our database of financial products. Rates subject to change.

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