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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
ADVANTAGE FINANCIAL Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
ADVANTAGE FINANCIAL's Bonus CD 60 month rates are at 2.79%, 60 month Regular & IRA CDs rates are at 2.69%, Regular & IRA CDs 60 month rates are at 2.69%, Bonus CD 48 month rates are at 2.53%, 48 month Regular & IRA CDs rates are at 2.43%. ADVANTAGE FINANCIAL's savings rates are at 0.00%. ADVANTAGE FINANCIAL's money market rates are at 0.00%. ADVANTAGE FINANCIAL's Personal Loan Rates are at 6.39%. MonitorBankRates evaluates the financial stability of ADVANTAGE FINANCIAL with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.57%. Rates were last updated on 03/24/2026. ADVANTAGE FINANCIAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ADVANTAGE FINANCIAL? Share your experience about ADVANTAGE FINANCIAL by leaving a review below, or read customer reviews before you decide to use ADVANTAGE FINANCIAL. 
ADVANTAGE FINANCIAL CD Rates
ADVANTAGE FINANCIAL Savings Rates
ADVANTAGE FINANCIAL Money Market Rates
ADVANTAGE FINANCIAL Home Equity & HELOC
ADVANTAGE FINANCIAL Auto Loan Rates
ADVANTAGE FINANCIAL Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for ADVANTAGE FINANCIAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ADVANTAGE FINANCIAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with ADVANTAGE FINANCIAL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
ADVANTAGE FINANCIAL
Website
https://www.advfcu.org
Address
1319 F St NW Ste 500,
WASHINGTON, DC 20004 1146
Phone
800-822-6875
Fax
202-737-2992
President
DONALD WALSH
CEO
Donald Johnson
Full-Time Employees
29
Part-Time Employees
0
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.57%
Return on Assets (ROA)
0.1729%
Return on Equity (ROE)
1.4473%
Non-Performing Loans Ratio (NPL)
1.63%
Total Assets
105,392,740
Total Amount of Shares and Deposits
94,322,271
Total Shares and Deposits < 1 Year
88,904,407
Total Shares and Deposits 1 3 Years
4,576,818
Total Shares and Deposits > 3 Years
841,047
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,845,940
Total Uninsured Shares and Deposits > $250K (F+J)
7,845,940
Total Insured Shares and Deposits > $250K (item 17 less item K)
86,476,331
Total Interest Expense (Sum of items 6 8)
233,556
Share Certificates
453
Number of Accounts for Share Drafts
6,315
IRA KEOGH Accounts
338
Number of Accounts for Regular Shares
12,191
Money Market Shares
815
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,519,665
Total Liabilities
95,572,602
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About ADVANTAGE FINANCIALIs ADVANTAGE FINANCIAL a safe place to deposit money?Yes, ADVANTAGE FINANCIAL is considered a safe financial institution. With a Texas Ratio of 7.5655854690059%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does ADVANTAGE FINANCIAL operate?ADVANTAGE FINANCIAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join ADVANTAGE FINANCIAL?Yes, to access services at ADVANTAGE FINANCIAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, ADVANTAGE FINANCIAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, ADVANTAGE FINANCIAL provides members with tools to manage their accounts and build a solid financial history. Does ADVANTAGE FINANCIAL offer online and mobile banking?Most modern institutions like ADVANTAGE FINANCIAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.advfcu.org. Current ADVANTAGE FINANCIAL Rates
Retrieved from our database of financial products. Rates subject to change.
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