Journey Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Journey Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Journey Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Journey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Journey Federal Credit Union? Share your experience about Journey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Journey Federal Credit Union. Overall, Journey Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Journey Federal Credit Union
St Johns Branch 1200 Zeeb Dr
Saint Johns, MI 48879 1150  Compare Journey Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Sacramento Deposit Bank
6-Month CD
4.32%
$1,000
E-Trade
12-Month CD
4.25%
$0
Raymond James Bank
36-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Journey Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Journey Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Journey Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Journey Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. Journey Federal Credit Union InformationCredit Union Name: Journey Federal Credit Union
Website: https://www.journeyfcu.org
Full Time Employees: 41Part Time Employees: 0 President: Christopher Kowatch CEO: Jeffrey Kusler Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
1200 Zeeb Dr
Saint Johns, MI 48879 1150 Phone Number: 989-224-9511 Fax Number: 989-224-6596 Journey Federal Credit Union FinancialsTotal Assets:
178,895,805
Total Amount of Shares and Deposits:
161,949,933
Total Shares and Deposits < 1 Year:
155,955,565
Total Shares and Deposits 1 3 Years:
3,470,569
Total Shares and Deposits > 3 Years:
2,523,799
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,860,806
Total Uninsured Shares and Deposits > $250K (F+J):
4,860,806
Total Insured Shares and Deposits > $250K (item 17 less item K):
157,089,127
Total Interest Expense (Sum of items 6 8):
390,387
Share Certificates:
1,154
Number of Accounts for Share Drafts:
11,847
IRA KEOGH Accounts:
285
Number of Accounts for Regular Shares:
23,750
All other shares:
3
Money Market Shares:
1,606
Net Income (unless the amount is already included in Undivided Earnings):
335,647
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
18,789,416
Total Liabilities:
163,708,444
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Journey Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
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 CIBC Bank savings rates are one of the highest savings rates available right now but you have to act fast because this is a limited time offer. Savings rates on CIBC Bank's eAdvantage® Savings Account are at the very high rate of 3.00 percent. There are some restrictions to earn this incredibly high savings rate from CIBC. The 3.00 savings rate is for new money only, meaning money that isn't already deposited at CIBC. Your savings account balance has to also be over $5,000. To get the best savings account deal, search for and compare other bank rates with CIBC Bank savings rates.The likelihood of savings rates and money market rates moving higher has increased as a result of some recent Fed comments. The Fed Chairperson, Janet Yellen, and the NY Fed President, William Dudley, both made comments this week that a fed fund rate hike is possible soon. Bank or Credit Union Offers and DealsPNC Bank Rates and ReviewsMortgage Rates Week of February 6, 30 Year Mortgage Rates at 3.90% Personal Savings Rate Falls to 4 Percent Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66% Acacia Federal Savings Account 3 Banks Increase Rates - BankDirect 1 Year CD Rate Now at 1.25 Percent Home Equity Line of Credit Closed? Dow Credit Union CD Rates: Best Deal 3-Month Simple CD 5.65% APY Current Average Mortgage Rates Mixed: 30-year Mortgage Rates Lower This Week Read the Fine Print on Savings Accounts to Avoid Monthy Account Fees Alternative Bank and Credit Union Offers to ExploreE-Loan Savings Interest Account RatesMortgage Rates Down Slightly: 30 Year Mortgage Rates at 5.01% & 15 Year Mortgage Rates at 4.33% Housing Prices Decline 1.1% From September to October Mortgage Rates Decline Today, 30 Year Mortgage Rates at 4.02% Earn up to $250 with WTDirect’s Sign-On Bonus State Bank of India (SBI) Best CD Rates Credit Union now Offering 1 Year CD Rates at 1.50% Mortgage Rates Continue to Decline: 30 Year Fixed Mortgage Rates at 4.87% Average Bank CD Rates Down Again This Week Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57% Journey Federal Credit Union ReviewsThere are no reviews for Journey Federal Credit Union yet. Feel free to create one below.
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See how Journey Federal Credit Union Compares to other credit unions |
12-month CD rates can be found at 4.19%, 6-month CD rates at 0.75% and 3-month CD rates at 3.19%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.85%. Credit Card rates are at 13.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to 
