Jovia Federal Credit Union Rates and Review January 2026
Jovia Federal Credit Union's 18-Month CD rates are at 3.00%, 60-Month CD rates are at 2.25%, 48-Month CD rates are at 2.00%, 24-Month CD rates are at 1.25%, 36-Month CD rates are at 1.25%. Jovia Federal Credit Union's savings rates are at 0.10%. Jovia Federal Credit Union's money market rates are at 0.20%.
Compare Jovia Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Jovia Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityJovia Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Jovia Federal Credit Union? Share your experience about Jovia Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jovia Federal Credit Union. Overall, Jovia Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Jovia Federal Credit Union Deposit Rates
Jovia Federal Credit Union
Go Green Checking
5.00%
$5
Jovia Federal Credit Union
18-Month CD
3.00%
$100
Jovia Federal Credit Union
60-Month CD
2.25%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonRewards Credit Card
14.240%
Visa Cash Back
16.100%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
12.490%
$0
Personal Loans
13.490%
$0 - $5,000
48 - 48
Open End Line-of-Credit
11.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Credit Union Profile & OverviewCredit Union Name: Jovia Federal Credit Union
Website: https://www.jovia.org/
Full Time Employees: 481Part Time Employees: 41 President: Matthew McDonough CEO: John DeIeso Branch Locations: 21 ATM Locations: 27 Corporate Office Address:
1000 Corporate Dr
Westbury, NY 11590 Phone Number: 516-561-0030 Fax Number: FinancialsTotal Assets:
4,474,876,680
Total Amount of Shares and Deposits:
3,989,430,656
Total Shares and Deposits < 1 Year:
3,744,139,323
Total Shares and Deposits 1 3 Years:
228,605,404
Total Shares and Deposits > 3 Years:
16,685,929
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
309,601,268
Total Uninsured Shares and Deposits > $250K (F+J):
374,074,266
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,615,356,390
Total Interest Expense (Sum of items 6 8):
80,423,816
Share Certificates:
34,485
Number of Accounts for Share Drafts:
140,388
IRA KEOGH Accounts:
10,548
Number of Accounts for Regular Shares:
236,490
All other shares:
4,248
Non Member Deposits:
4
Money Market Shares:
6,214
Net Income (unless the amount is already included in Undivided Earnings):
21,516,505
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
140,944,458
Total Liabilities:
4,137,146,143
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsuoBR
December 17, 2025
iSGp
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Frequently Asked Questions About Jovia Federal Credit UnionIs a member application needed to join Jovia Federal Credit Union?Yes, to access services at Jovia Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Jovia Federal Credit Union provides a range of mortgage and home equity products. Is Jovia Federal Credit Union a safe place to deposit money?Yes, Jovia Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Jovia Federal Credit Union offer online and mobile banking?Most modern institutions like Jovia Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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