Jovia Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Jovia Federal Credit Union's 13-Month CD certificate rates are at 4.75%, 18-Month CD certificate rates are at 4.10%, 6-Month CD certificate rates are at 4.00%, 48-Month CD certificate rates are at 3.50%, 60-Month CD certificate rates are at 3.25%. Jovia Federal Credit Union's savings rates are at 5.00%. Jovia Federal Credit Union's money market rates are at 2.50%.

Jovia Federal Credit Union

Compare Jovia Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Jovia Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Jovia Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Jovia Federal Credit Union? Share your experience about Jovia Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jovia Federal Credit Union.

Overall, Jovia Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.00%
18-Month CD
4.10%
24-Month CD
3.00%
36-Month CD
3.25%
48-Month CD
3.50%
60-Month CD
3.25%
Savings
5.00%
MMA
2.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Jovia Federal Credit Union
Westbury
1000 Corporate Dr
Westbury, NY 11590
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Jovia Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Colorado Federal Savings Bank
Colorado Federal Savings Bank
6-Month CD
5.25%
$5,000
BankPurley
BankPurley
Purley Money Market
5.05%
$25,000
Salem Five Direct
Salem Five Direct
9-Month CD special
5.00%
$10,000
Banesco USA
Banesco USA
12-Month CD
5.00%
$1,500
Jovia Federal Credit Union
Jovia Federal Credit Union
Online Savings Account
5.00%
$5
Luminate Bank
Luminate Bank
Radiant Savings Account new money
5.00%
$100
American Bank LA
American Bank LA
18-Month CD special
5.00%
$1,000
Luana Savings Bank
Luana Savings Bank
24-Month CD
4.91%
$2,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
6-Month CD IntraFi® Network Deposits (formerly CDARS ®)
4.83%
$10,000
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
4.81%
$1,500
Heritage Bank N.A.
Heritage Bank N.A.
12-Month CD
4.79%
$75,000
Jovia Federal Credit Union
Jovia Federal Credit Union
13-Month CD certificate
4.75%
$100
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
24-Month CD
4.50%
$5,000
Pathway Bank
Pathway Bank
12-Month CD
4.50%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
12-Month CD
4.34%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
18-Month CD certificate
4.10%
$100
Avidia Bank
Avidia Bank
30-Month CD
4.08%
$1,000
The Berkshire Bank
The Berkshire Bank
9-Month CD
4.08%
$10,000
Jovia Federal Credit Union
Jovia Federal Credit Union
6-Month CD certificate
4.00%
$100
Financial Partners CU
Financial Partners CU
12-Month CD
3.65%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
48-Month CD certificate
3.50%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
Go Green Checking
3.50%
$1
Commerce Bank of Arizona
Commerce Bank of Arizona
36-Month CD
3.50%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
36-Month CD certificate
3.25%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
60-Month CD certificate
3.25%
$100
Nebraska Bank
Nebraska Bank
24-Month CD
3.25%
$500
Ashton State Bank
Ashton State Bank
48-Month CD
3.03%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD certificate
3.00%
$100
One Community Bank
One Community Bank
Feel Good Savings
2.65%
$100,000
Cleveland State Bank
Cleveland State Bank
36-Month CD
2.52%
$1,000
Headwaters State Bank
Headwaters State Bank
36-Month CD
2.52%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
Money Market
2.50%
$5,000,000
Reliance Bank
Reliance Bank
Really Green Checking
2.50%
$0
Bank Forward
Bank Forward
18-Month CD
2.50%
$500
The National Capital Bank of Washington
The National Capital Bank of Washington
12-Month CD
2.38%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
2.02%
$250,000
Gateway Commercial Bank
Gateway Commercial Bank
60-Month CD
2.02%
$1,000
AbbyBank
AbbyBank
48-Month CD
2.02%
$1,500
Bank of Hindman
Bank of Hindman
60-Month CD
2.02%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
3-Month CD certificate
2.00%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
12-Month CD certificate
2.00%
$100
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Money Market Savings
1.50%
$250,000
Susquehanna Community Bank
Susquehanna Community Bank
60-Month CD
1.30%
$500
Round Top State Bank
Round Top State Bank
48-Month CD
1.25%
$1,000
First FSB of Kentucky
First FSB of Kentucky
36-Month CD
1.00%
$500
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
48-Month CD
1.00%
$500
Asian Bank
Asian Bank
12-Month CD
1.00%
$1,000
SSB State Street Bank
SSB State Street Bank
18-Month CD
0.90%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
6-Month CD
0.85%
$500
Iowa State Bank
Iowa State Bank
Savings Account
0.75%
$2,500
Security Savings Bank
Security Savings Bank
24-Month CD
0.70%
$500
BankChampaign
BankChampaign
48-Month CD
0.50%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Savings Account
0.50%
$1,000
Community National Bank (VT)
Community National Bank (VT)
6-Month CD
0.44%
$2,500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
3-Month CD
0.40%
$500
The Andover Bank
The Andover Bank
60-Month CD
0.35%
$1,000
5 Star Bank
5 Star Bank
18-Month CD
0.35%
$500
Halstead Bank
Halstead Bank
Super NOW Account
0.20%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
Statement Savings
0.15%
$0
Firstrust Savings Bank
Firstrust Savings Bank
Basic Savings
0.05%
$0
5 Star Bank
5 Star Bank
Statement Savings
0.04%
$0
Tompkins Community Bank
Tompkins Community Bank
Savings Account
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Jovia Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
7.125%
7.253%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.250%
6.323%
0.000
Louviers Federal Credit Union
Louviers Federal Credit Union
15 Year Fixed
7.000%
7.114%
0.000
Institution for Savings
Institution for Savings
7/1 ARM
6.635%
6.997%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
30-Year Fixed Jumbo
7.000%
7.041%
0.000
Brentwood Bank
Brentwood Bank
15-Year Fixed
6.500%
6.654%
0.000
FNB of Scotia
FNB of Scotia
30-Year Fixed
6.625%
6.702%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
30-Year Jumbo Fixed
6.875%
7.024%
1.000
First Nations Bank
First Nations Bank
15-Year Fixed
6.625%
6.746%
0.000
Park Federal Credit Union
Park Federal Credit Union
20 Year Fixed
7.250%
7.346%
1.465
Honda Federal Credit Union
Honda Federal Credit Union
30 Year Fixed
7.250%
7.349%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.750%
6.994%
0.000
Houston Highway Credit Union
Houston Highway Credit Union
20 Year Fixed
6.750%
7.146%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
10/6 ARM
6.125%
6.892%
0.000
Highpoint Community Bank
Highpoint Community Bank
30-Year Fixed
7.250%
7.439%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.500%
6.603%
0.000
Accentra Credit Union
Accentra Credit Union
30-Year Fixed
6.875%
7.105%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
6.750%
6.803%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10 Year Fixed
6.375%
6.414%
0.000
MemberSource Credit Union
MemberSource Credit Union
20 Year Fixed
6.750%
7.146%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
20-Year Fixed
6.125%
6.170%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
7/1 ARM Jumbo
6.750%
7.145%
0.000
Priority Postal Credit Union
Priority Postal Credit Union
15 Year Jumbo
6.250%
26.394%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
6.250%
6.343%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Jovia Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
1st Midamerica Credit Union
1st Midamerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Jovia Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Signature Loan
12.490%
$0
Abnb Federal Credit Union
Abnb Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Aaec Credit Union
Aaec Credit Union
Personal Signature Loans
14.000%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
1st Midamerica Credit Union
1st Midamerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Jovia Federal Credit Union Information

Credit Union Name: Jovia Federal Credit Union
Full Time Employees: 507
Part Time Employees: 47
President: George Plevretes
CEO: John DeIeso
Branch Locations: 21
ATM Locations: 25
Corporate Office Address:
1000 Corporate Dr
Westbury, NY 11590
Phone Number: 516-561-0030
Fax Number:

Jovia Federal Credit Union Financials

Total Assets:
4,370,435,985
Total Amount of Shares and Deposits:
3,792,738,190
Total Shares and Deposits < 1 Year:
3,261,969,651
Total Shares and Deposits 1 3 Years:
490,064,236
Total Shares and Deposits > 3 Years:
40,704,303
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
280,415,082
Total Uninsured Shares and Deposits > $250K (F+J):
321,418,973
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,471,319,217
Total Interest Expense (Sum of items 6 8):
59,466,823
Share Certificates:
26,501
Number of Accounts for Share Drafts:
132,421
IRA KEOGH Accounts:
10,198
Number of Accounts for Regular Shares:
217,849
All other shares:
4,401
Non Member Deposits:
2
Money Market Shares:
7,067
Net Income (unless the amount is already included in Undivided Earnings):
17,845,351
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
163,623,750
Total Liabilities:
4,126,101,222
Show More

Jovia Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

shorebank-direct-online-savings-accountShoreBank Direct, the online banking division of ShoreBank, is offering an online savings account that currently has an interest rate of 2.13 percent and an annual percentage yield ( APY) of 2.15 percent, one of the highest online savings account rates available today.
Much to everyone's surprise mortgage rates continue to hit record lows. Yesterday we reported conforming 30 year mortgage rates averaging 4.14%, a record low for 30 year conforming rates in Monitor Bank Rates' mortgage survey. Unfortunately low rates aren't bring buyers back into the market. The Commerce Department reported July new home sales declined 0.7 percent to a 298,000 annual pace, which was more than projected.
American Express Bank, FSB Savings rates are now at 0.90 percent with a yield of 0.90 percent. View current Savings rates at American Express Bank, FSB below.

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American Express Bank, FSB Savings Rates now at 0.90%
Marathon Bank 1 Month CD Rates at 0.74%
Top Deposit Rates for February 24, 2016
Nordstrom Bank 18 Month CD Rates now at 1.24%

Alternative Bank and Credit Union Offers to Explore

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Current Savings Rates and Money Market Rates 10/15/13
Topeka, KS 4 Year Used Auto Loan Rates
Best Variable Deposit Rates Report September 4, 2015

Jovia Federal Credit Union Reviews

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