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Kellogg Memphis Employees Federal Credit Union Rates and Review January 2026

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Kellogg Memphis Employees Federal Credit Union12-month CD rates can be found at 3.85%, 6-month CD rates at 3.80% and 3-month CD rates at 1.50%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 16.20%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to Kellogg Memphis Employees Federal Credit Union rates.

Compare Kellogg Memphis Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Kellogg Memphis Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Kellogg Memphis Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Kellogg Memphis Employees Federal Credit Union? Share your experience about Kellogg Memphis Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kellogg Memphis Employees Federal Credit Union.

Overall, Kellogg Memphis Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Kellogg Memphis Employees Federal Credit Union
Kellogg Memphis Employees Federal Credit Union
2168 Frisco Ave
Memphis, TN 38114 4621
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
High Yield Savings
4.02%
$500
Rewards Checking
3.82%
$50
12-Month CD
3.75%
$250
36-Month CD
3.65%
$1,000
24-Month CD
3.50%
$1,000
60-Month CD
3.50%
$0
36-Month CD (IntraFi®)
3.38%
$10,000
48-Month CD
3.29%
$500
24-Month CD
3.28%
$1,000
Sapphire Money Market
3.25%
$2,000,000
12-Month CD
3.25%
$1,000
60-Month CD
3.15%
$500
36-Month CD
3.14%
$500
36-Month CD
3.04%
$1,000
60-Month CD
3.02%
$1,000
24-Month CD
3.00%
$1,000
48-Month CD
2.58%
$1,000
12-Month CD
2.25%
$1,000
60-Month CD
2.15%
$1,000
60-Month CD
2.02%
$2,500
Kasasa Savings
2.00%
$5
12-Month CD
1.76%
$1,000
60-Month CD
1.65%
$500
36-Month CD
1.56%
$500
Savings
1.50%
$100
36-Month CD
1.50%
$500
12-Month CD
1.35%
$1,000
12-Month CD
1.26%
$1,000
12-Month CD
1.00%
$500
Premium Plus Savings
1.00%
$10,000
Statement Savings
0.95%
$200
Platinum Money Market
0.94%
$10,000
18-Month CD
0.90%
$1,000
12-Month CD
0.80%
$500
48-Month CD
0.65%
$500
60-Month CD
0.65%
$500
3-Month CD
0.40%
$1,000
Passbook Savings
0.35%
$0
Liberty Premium Money Market
0.35%
$25,000
Checking Classic Plus
0.25%
$100
36-Month CD
0.25%
$1,000
60-Month CD
0.20%
$1
Money Market
0.10%
$2,500
Savings
0.10%
$100
6-Month CD
0.08%
$1,000
Savings
0.05%
$100
Premium Checking
0.05%
$100
Savings
0.05%
$25
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
4.250%
4.514%
0.750
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.250%
6.041%
0.000
10-Year Fixed
5.750%
6.024%
0.000
4.875%
5.172%
1.125
6.000%
6.035%
0.375
5.125%
5.304%
0.000
6.000%
6.070%
0.000
6.000%
6.303%
0.000
5.500%
5.588%
0.000
15-Year Fixed
5.500%
5.579%
0.000
15-Year Fixed
5.350%
5.785%
0.000
5.125%
5.389%
0.000
5.875%
6.010%
0.000
5.625%
5.853%
0.000
5.125%
5.637%
0.250
6.000%
6.174%
0.000
4.500%
4.685%
0.750
5.375%
5.953%
0.000
5.500%
5.739%
0.000
5.625%
5.787%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
6.000%
6.084%
0.000
15-Year Fixed
5.500%
5.601%
0.000
565.625%
5.781%
0.875
5.250%
5.499%
1.000
6.000%
5.892%
0.000
6.000%
6.061%
0.000
10 Year Fixed
5.750%
5.883%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.625%
5.846%
0.000
5/6 ARM
5.375%
6.286%
0.947
6.125%
6.185%
0.000
4.875%
5.129%
0.000
6.125%
6.346%
0.000
20-Year Fixed
5.875%
6.140%
0.000
6.999%
7.235%
0.000
4.875%
5.010%
0.000
15 Year Fixed
5.550%
5.643%
0.000
6.250%
6.199%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
15-Year Fixed
5.250%
5.312%
0.000
30-Year Fixed
5.875%
6.000%
0.000
5.750%
5.907%
0.000
5.375%
5.911%
0.000
4.875%
5.010%
0.000
6.375%
6.662%
0.000
5.625%
6.036%
0.000
30-Year Fixed
5.500%
5.727%
2.000
6.250%
7.325%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Visa Platinum with Rewards
9.900%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred Starter
17.990%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Savings Secured Visa®
18.000%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Signature® Cash Back
17.750%
Academic VISA® Classic
15.400%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
7.900%
Visa Platinum Preferred Student
17.990%
World Cash Back Credit Card Mastercard
18.000%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
VISA® Classic
12.960%
14.000%
13.240%
Visa Platinum Preferred
14.240% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.240% - 17.950%
$0
25 - 36
7.750% - 16.750%
$0
1 - 36
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
10.500%
$0 - $5,000
24 - 36
Personal Line of Credit
9.000%
$0
60
Technology Loan
9.750%
$0
36
13.740%
$5,000
60 - 60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
10.490%
$0
Refinanced Signature Loans
18.000%
$0
7.990%
$0 - $30,000
18.000%
$0 - $500
5
11.500%
$0
48 - 48
A+ Preferred Line Of Credit
10.990%
$0
9.200% - 17.950%
$0 - $100
12 - 24
Personal Line of Credit
12.950% - 18.000%
$0
12.500%
$0
60 - 60
12.490%
$0
12.990%
$0
12
14.990%
$0
25 - 36
Bill Consolidation Loan
8.990%
$0
60
Signature Loans
12.990%
$0
48
7.000%
$500 - $15,000
60
14.200%
$5,000 - $8,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Kellogg Memphis Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Kellogg Memphis Employees Federal Credit Union
Website:
Full Time Employees: 2
Part Time Employees: 0
President: Herschel Jones
CEO: Jill Ward
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
2168 Frisco Ave
Memphis, TN 38114 4621
Phone Number: 901-745-9879
Fax Number: 901-745-9890

Financials

Total Assets:
3,648,445
Total Amount of Shares and Deposits:
2,646,233
Total Shares and Deposits < 1 Year:
2,646,233
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,646,233
Total Interest Expense (Sum of items 6 8):
10,829
Share Certificates:
16
Number of Accounts for Regular Shares:
766
Net Income (unless the amount is already included in Undivided Earnings):
-77,807
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
668,130
Total Liabilities:
2,678,028
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Kellogg Memphis Employees Federal Credit Union

Is a member application needed to join Kellogg Memphis Employees Federal Credit Union?

Yes, to access services at Kellogg Memphis Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Kellogg Memphis Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Kellogg Memphis Employees Federal Credit Union a safe place to deposit money?

Yes, Kellogg Memphis Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Kellogg Memphis Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Kellogg Memphis Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Kellogg Memphis Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions