L and N Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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L and N Federal Credit Union

Compare L and N Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of L and N Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

L and N Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at L and N Federal Credit Union? Share your experience about L and N Federal Credit Union by leaving a review below, or read customer reviews before you decide to use L and N Federal Credit Union.

Overall, L and N Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
L and N Federal Credit Union
Corporate Office
9115 Smyrna Pkwy
Louisville, KY 40229 1578
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare L and N Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
E-Trade
E-Trade
12-Month CD
4.15%
$0
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
3.90%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
12-Month CD
3.83%
$500
CorTrust Bank
CorTrust Bank
18-Month CD
3.75%
$500
HSBC Bank USA
HSBC Bank USA
12-Month CD (Online)
3.65%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
3.65%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD
3.35%
$1,000
Bank of Clovis
Bank of Clovis
12-Month CD
3.14%
$5,000
Reliance State Bank
Reliance State Bank
18-Month CD
3.02%
$2,500
First National Bank in Marlow
First National Bank in Marlow
36-Month CD
3.01%
$500
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
24-Month CD
3.00%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
24-Month CD
3.00%
$500
First Citizens State Bank
First Citizens State Bank
36-Month CD
2.75%
$100
First County Bank
First County Bank
6-Month CD
2.75%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
24-Month CD
2.75%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
24-Month CD
2.70%
$0
Bank of Vici
Bank of Vici
60-Month CD
2.63%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
48-Month CD
2.53%
$1,000
Westfield Bank, FSB
Westfield Bank, FSB
36-Month CD
2.53%
$2,500
Home Federal S&L of Niles
Home Federal S&L of Niles
48-Month CD
2.32%
$1,000
First Southern State Bank
First Southern State Bank
48-Month CD
2.27%
$500
Clarion County Community Bank
Clarion County Community Bank
36-Month CD
2.20%
$500
Northumberland Bank
Northumberland Bank
18-Month CD
2.15%
$5,000
Capon Valley Bank
Capon Valley Bank
Plateau Premium Money Market
2.02%
$25,000
Republic Bank of Chicago
Republic Bank of Chicago
Choice Checking
2.00%
$25
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
60-Month CD
1.81%
$1,000
International Bank of Chicago
International Bank of Chicago
36-Month CD
1.75%
$1,000
Tennessee State Bank
Tennessee State Bank
18-Month CD (IRA)
1.50%
$1,000
FinWise Bank
FinWise Bank
Money Market
1.30%
$2,500
Fairfield County Bank
Fairfield County Bank
18-Month CD
1.00%
$2,500
BLC Community Bank
BLC Community Bank
Money Market
0.85%
$5,000
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
5Star Bank
5Star Bank
Basic Savings
0.75%
$0
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
RBAZ Republic Bank of Arizona
Money Market
0.50%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD (Jumbo)
0.50%
$100,000
Patriot Bank N.A.
Patriot Bank N.A.
Money Market
0.50%
$25,000
Community National Bank (VT)
Community National Bank (VT)
12-Month CD
0.49%
$2,500
BankWest Of Kansas
BankWest Of Kansas
18-Month CD
0.35%
$0
Ulster Savings Bank
Ulster Savings Bank
18-Month CD
0.30%
$500
United Valley Bank
United Valley Bank
Valley Savings
0.25%
$200
Chemung Canal Trust Company
Chemung Canal Trust Company
18-Month CD
0.20%
$1,000
Consumers Credit Union
Consumers Credit Union
6-Month CD
0.10%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
6-Month CD
0.08%
$1,000
Grand Rapids SB
Grand Rapids SB
Money Market
0.08%
$2,500
First Horizon
First Horizon
3-Month CD
0.05%
$1,000
Forcht Bank
Forcht Bank
Simple Savings
0.05%
$0
Wells River Savings Bank
Wells River Savings Bank
Statement Savings
0.05%
$100
Superior National Bank
Superior National Bank
Personal Money Market
0.05%
$0
Associated Bank
Associated Bank
24-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare L and N Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.700%
5.889%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.875%
5.944%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.875%
6.014%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.000%
6.109%
0.625
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.875%
6.157%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.875%
6.177%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
6.000%
6.181%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.125%
6.278%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.316%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.125%
6.338%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
6.250%
6.352%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
6.125%
6.422%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.250%
6.424%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
6.250%
6.430%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.375%
6.441%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.375%
6.483%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.375%
6.484%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.500%
6.535%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
20-Year Fixed
6.375%
6.536%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare L and N Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare L and N Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

L and N Federal Credit Union Information

Credit Union Name: L and N Federal Credit Union
Full Time Employees: 285
Part Time Employees: 10
President: Gary Lord
CEO: Christopher Brown
Branch Locations: 23
ATM Locations: 23
Corporate Office Address:
9115 Smyrna Pkwy
Louisville, KY 40229 1578
Phone Number: 502-368-5858
Fax Number: 502-515-8390

L and N Federal Credit Union Financials

Total Assets:
2,157,395,751
Total Amount of Shares and Deposits:
1,836,560,066
Total Shares and Deposits < 1 Year:
1,685,052,218
Total Shares and Deposits 1 3 Years:
118,625,655
Total Shares and Deposits > 3 Years:
32,882,193
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
197,929,517
Total Uninsured Shares and Deposits > $250K (F+J):
197,929,517
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,638,630,549
Total Interest Expense (Sum of items 6 8):
10,148,898
Share Certificates:
14,477
Number of Accounts for Share Drafts:
85,158
IRA KEOGH Accounts:
6,616
Number of Accounts for Regular Shares:
129,212
All other shares:
2,069
Money Market Shares:
6,329
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
128,970,544
Total Liabilities:
1,928,385,707
Show More

L and N Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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L and N Federal Credit Union Reviews

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